How Do We Fix It?

Many of us make potentially disastrous mistakes with insurance. Either we don't have nearly enough coverage or pay through the nose for duplicate options that we don't need. Insurance expert Laura Adams has easy-to-follow solutions and smart buying tips to save you money. The author of several personal finance books, Laura hosts the popular "Money Girl" podcast. She is Senior Insurance Analyst for InsuranceQuotes.com. To find out more: http://lauradadams.com/

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Do helicopter parents need to come in for a landing? Lenore Skenazy, host of the cable TV show, "World's Worst Mom", says yes. The founder of the parenting movement Free Range Kids is Jim and Richard's expert guest. Skenazy argues society fills parents with fear about what might happen to their children. www.freerangekids.com

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With recent worries about the global economy and stock market panic, investment expert Susan Schmidt, Senior Portfolio Manager at Westwood Holdings Group, has a simple message: keep calm. 55% of Americans have money in the market. Most are long term savers. She says the basic rules of investing are surprisingly simple. Building wealth means savers should resist emotion and act as investors, not traders, ignoring the day-to-day changes in the market.

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TV host, writer, author and producer Mike Rowe says America needs to change its understanding about work and face up to the widening skills gap. Many manufacturers can't fill find workers to do well-paid skilled technical and labor one jobs. Mike argues that stereotypes about blue-collar work must change. He's launched the mikeroweWORKS foundation to raise awareness and help young workers. The third season of his popular CNN show, "Somebody's Gotta Do It," starts September 27th.

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We look at threats to free speech on college campuses with Greg Lukianoff, a constitutional lawyer and CEO of the Foundation for Individual Rights in Education (FIRE). Greg says there's been an alarming rise in trigger warnings and hypersensitivity, with a growing number of students demanding protection from words, ideas and emotions that they don't like. Is this a disaster in the making for education and for students themselves?

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"Protecting Our Kids?: How Sex Offender Laws Are Failing Us" is the provocative title of the new book by sociology professor Emily Horowitz. She argues that America is in the grip of panic, saying that sex offender laws enacted over the past twenty years have failed to protect children and promote vigilante justice against alleged offenders. Professor Horowitz is chair of sociology and criminal justice at St. Francis College in Brooklyn, New York.

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Fear and panic gripped the stock market this week with worries that China's problems could cause a global recession. But is Wall Street out of step with Main Street? Time for a reality check with economist and housing market expert Nela Richardson, Chief Economist at Redfin, the real estate brokerage firm. Nela gives us the low down on the future of the housing market and the U.S. economy, plus suggestions on how we can build a better future.

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How often have heard parents complain about their kids' teachers? Everyone, it seems, has opinions about education, test scores and schools. Who is to blame for poor teaching, and how do we fix it? What makes a teacher great? Elizabeth Green, editor-in-chief of Chalkbeat, is the author of "Building a Better Teacher." She studied teaching methods in America and Japan, and has some innovative solutions.

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Coca-Cola, the world’s largest maker of sugary sodas, is under fire for giving millions of dollars to a group of scientists who say that lack of exercise is much more important cause of obesity than poor diets. Are they right? Is Coke using scientists to reverse the recent decline in soda sales? And what are the best ways to solve America's obesity crisis? Kelly Brownell, Dean of the Sanford School of Public Health at Duke University, is our guest.

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How does Google play to our prejudices, and could its mighty search engine be used to change election results? 75% of all internet searches are done through Google. Our guest is well-known psychologist and author Dr. Robert Epstein, Founder of the Cambridge Center for Behavioral Studies and former Editor-in-Chief Of Psychology Today. His recent research suggests search rankings can have a dramatic impact on voting intentions.

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