What if the fastest path to your next profitable flip isn’t a bank at all—but an asset-based loan that closes in days, not weeks? We sit down with Susie from Rehab Wallet to demystify hard money lending for fix-and-flip investors and show why speed, structure, and clear math can beat sticker-rate anxiety. From no-credit underwriting to next-day draws, we walk through a funding model built by investors who understand real timelines, real budgets, and real-world hiccups.

We start by separating myths from mechanics: how hard money compares to banks and private lenders, why higher annual rates can still be smarter on a six-month timeline, and how no prepayment penalties plus quick closings can translate to better offers and bigger spreads. Then we dig into the numbers that matter—ARV built on true comps, the 65/70% rules that anchor your max offer, and the down payment and LTV ranges that keep risk in check. Susie shares candid examples of deals saved by accurate comps—and deals stopped when “wishful ARVs” didn’t hold up.

Execution is where profit lives. You’ll hear how to line up a general contractor before you write offers, build a scoped budget that won’t blow up mid-project, and use a photo-based draw app to pay crews the next business day so you don’t lose labor to other jobs. New investors learn how to present a fundable deal—team, comps, scope, and exit plan—and what it takes to “graduate” into better terms and multiple concurrent projects. We also cover practical negotiation leverage with 7–10 business day closings and why having a reliable hard money partner can win you deals when private money falls through.

If you’re ready to move from curious to confident—running the math, writing tighter offers, and closing faster—this conversation gives you a clear playbook and a lender’s-eye view. Subscribe, share with a friend who’s ready to flip, and leave a review to tell us what deal analysis topic you want next.

GOODIES

1. THE book on women flipping houses is here! Click here to grab the digital download of my new book for just $4.99! Just as everything else we do is different, so is FLIPPED: Lessons and Stories of Women Flipping Houses and Facing Their Fears.

2. Sick of sitting on the sideline watching other people do the thing you want to be doing? Are you FINALLY ready to do what it takes to flip your first house and want incredible step-by-step training and support to get you there faster? Click here to see if we may be a fit to work together.

3. Follow That Flip! Follow this 8-part video series as we flip a house!

4. Our goal is to inspire 1,000 new women each month and we've been achieving it with help from loyal listeners like you! If you are getting value out of this podcast will you kindly leave us a rating and review and help us spread our message?

5. Are you a real estate agent tired of chasing the same potential clients as everyone else? Sick of the roller coaster commission? Get the REI Agent Pro Certification! Click here for info and to join the waitlist.

The Flipsisters
Leaving people and places better than we find them.