Join me in this episode as we delve into the PSLF waiver report card. While I'm thrilled to see a growing number of individuals in our community receive forgiveness through the PSLF waiver, the low 20% success rate highlights the confusion borrowers face in determining where to apply and which loans to consolidate.

I'll then draw a comparison between the PSLF waiver and the student loan forgiveness initiative, which boasted a much higher 60% take-up rate and a simplified application process.

Finally, we'll assess the successes and disappointments of the Biden administration's student loan relief initiatives to date.

In today's episode, you'll find out:

• The confusion among borrowers that led to the low success rate of the PSLF waiver
• Why student loan debt cancellation faced legal challenges, but the PSLF waiver did not
• How the PSLF waiver widened the racial wealth gap
• The difference between PSLF and IDR waiver
• The biggest determining factor on the success of the IDR adjustment
• Why the student loan cancelation plan is entirely political
• The importance of the 12/36 rule
• What it takes to get transformational savings on your student loans
• How modifying an existing income-based repayment plan can be dangerous

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