Budgeting… stay with us 😅 This month on IOU (Some Money Education), Soph and Vic drag Lucy (lovingly) into the world of budgets, aka figuring out where your money goes before it disappears like your Apple charges. You’ll learn the simple “needs, wants, surplus” split, why planning ahead is basically a money superpower, and how having a clear setup can actually reduce money stress (even if you’re allergic to checking your bank account). Plus: we introduce our newest cast member, Reese Witherspoon the piggy bank, play “spending bingo,” and read out the most unhinged “non-negotiable” splurges: think $100 candles, Sims gaming PCs, and “I bought veneers for copywriting” - yes you read that right. If you’ve ever avoided budgeting because it felt restrictive or overwhelming, this is the episode that will change your mind.

Check out IOU (The Practical Lessons) here: https://thecurveplatform.com/

We’re proud to be partnering with BNZ. There’s an art to starting something new, and like any art form, you need the right tools to make it work. Whether you’re flatting, saving to travel, or making a career move, BNZ has the tools to help you master your money from the get-go.

Credits:

Hosts: Victoria Harris & Sophie Hallwright

Guest: Lucy Blakiston

Producer & Editor: Emily Rigby

Social & Digital Manager: Lucy Munro

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Chapters

• 00:00:00 Welcome to IOU (Some Money Education)!
• 00:00:40 Coming up in this episode…
• 00:01:26 BNZ x The Curve
• 00:01:53 In the Red or Green?
• 00:03:26 Is property still a good investment?
• 00:09:11 How Lucy budgets
• 00:18:56 How to craft a budget: needs, wants, surplus
• 00:23:19 IOU an answer
• 00:30:57 Cash and Burn
• 00:36:12 Extra Credit
• 00:40:58 Thank you for joining us for IOU (Some Money Education)
• 00:41:20 Thank you BNZ!
• 00:41:50 Financial Disclaimer

Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.