HOW TO LIFE - Adulting for the 21st Century

#010 - In episode 7, Randi Levenbaum shared her story of how she made a goal at age 20 to retire early and ended up doing so at age 43! 

Well, that show got a great response and many requests to define some of the terms and techniques Randi mentioned. 

What are stocks and bonds? What are mutual funds? What is the difference between an IRA and a Roth IRA? How about a 401K? How do I set financial goals?

Soooo, because she is so awesome, Randi is back again to do more of a Q and A and clear up some of the mystery for you. 

Terms like financial planning, “make your money work for you”, “the market”, portfolio, net worth, and many more are about to finally make sense!

Now that you speak the language, you can go out there more confidently and be in control of your money and your financial future. 

You can find this episode at 

Howtolife.com/010

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#009 - Procrastination is often associated with irresponsibility, laziness, worthlessness, or even defiance. Those are all sorts of negative attributes and no one likes to think of themselves in that light.

But what does procrastination mean? Why does it happen to us? 

This is what I have come to know: Procrastination is the opposite of momentum.

Positive momentum is when you are in the flow. You are feeling good, energy is good, you are moving easily and happily, and things are getting done without effort. There is no resistance in your stream.

But if there is some resistance in a task that you are faced with then things slow down. If there is a lot of resistance…here comes procrastination...or paralysis. The opposite of momentum!

It is often encouraged to fight through resistance. Often we are told that when we really don't feel like it that is the time to push back and break through your walls. 

I never resonated with that philosophy even though I did it a lot. 

Procrastinating is a sign that your energy is not lined up in the best way it can be before taking on the task. You just haven't prepared properly.

So now that you know procrastination is not a negative reflection of you, you are going to like this perspective I have about it:

Procrastination is the wisdom to not move on something that you are not vibrationally ready for.

You are not lazy, irresponsible, a flake, or defiant. You are wise! 

So, Wise One, use that wisdom of yours and line up your energy and watch how easily you complete your tasks.

For show notes, visit:

howtolife.com/009

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#008 - When most people think of emotions it is often in a negative way. You've heard the expressions "too emotional", "an emotional wreck", "burying your emotions", "wearing your emotions on their sleeve", or being "emotionless".

Emotions are often thought to work against us but the opposite is actually true.

Emotions are extremely important to us. They are a compass, an indicator of how close we are to being aligned with our true self. 

Our true self, the best version of our self, is a happy, light-hearted, optimistic lover of life and lover of self. That is how we were born and it is who we truly are at our core. 

And, yes, there are many situations in our lives that cause pain and distress. It is quite easy to become conditioned to respond in a negative way. Often a negative reaction feels justified or we have been taught to ignore it because it is a sign of weakness. But this misdirected and misguided way of dealing with emotion works against us in the long run.

In this interview, mental health therapist, Tayla Hadley, talks about the fact that we ALL have emotions, they are there to inform us of where we are in relation to our optimal self, and are therefore a good thing! She also offers techniques you can do to acknowledge them and soothe yourself into a better feeling place which brings much relief!

Enjoy this podcast and learn how to honor your emotions, manage them, and take control of your own happiness!

Show notes for everything mentioned can be found at

howtolife.com/008

Thanks for listening! Click my LinkTree to find me everywhere!

#007 - Many people go through life living paycheck to paycheck, spending money without much thought and spending fro the moment. And that is fine. There are many ways to live your life and there is no ONE RIGHT way to do it. 

But it should be fun and should give you joy, not stress. Money should be fun and give you joy, not stress.

If you enjoy having a great relationship with money, then you will enjoy this inspiring story!

RANDI LEVENBUAM joins me on this podcast to tell her story of how she managed to plan a financial future that allowed her to retire from her relatively modest-income job at age 43. 

With a little thought and the right mindset, you too can journey through your life being in control of your money and still have a blast doing the things you love, all while setting yourself up financially for the future. 

I love this story! Randi had a goal of retiring “early”, not knowing exactly what age that would be, held that vision, and made decisions and choices all along the way that kept her moving toward it. 

You can find the show notes for this episode at

howtolife.com/007

Thanks for listening! Click my LinkTree to find me everywhere!

#006 - Most people are unaware of the importance of credit and how to be responsible with it. 

Establishing credit is an important part of adulthood. It can benefit you in so many ways.

But it is also surprisingly easy to get into credit trouble. The negative effects of having a low credit score can follow you for a long time, prevent you from acquiring things you want, and end up costing you a tremendous amount of money in the long run!

No need to worry though! Credit problems can be corrected, your credit score can go up, and your good name can be restored!

Alesa Flower, the Credit Medic, has developed her own system of credit repair called Credit Medic 911. In this interview, she shares her knowledge and expertise with us!

For show notes, go to

howtolife.com/006

Thanks for listening! Click my LinkTree to find me everywhere!

#005 - Learning to trust yourself, listening to your inner voice, and following your calling is something that we often lose early in life. Often, we don't find it again until many years later. And sometimes not at all.

But then there are those people who seem to know what their passion is early on. They gravitate toward it, immerse themselves in it, and are undeterred in their pursuit of it. 

I am fascinated when someone recognizes this drive and moves forward with passion and joy. I am even more amazed when it is a young person!

Yoni Myllari is one of these intuitive, ambitious young adults. He is a 24-year-old self-taught sound engineer and owner of Green Tea Studios in Los Angeles, California.

He has followed his "calling" and is currently producing music and loving his life!

Please enjoy this episode, as Yoni shares with us the path he has taken and the satisfaction he enjoys daily because of it.

For show notes and links please go to:

https://howtolife.com/005

Thanks for listening! Click my LinkTree to find me everywhere!

#004 - INDECISIVENESS is something that touches us all. It's not just you. Its everyone. The fear of making the wrong choice is real!

I think a lot of the problem is that we often think there is only one right choice and it could affect us for the rest of our lives. And that thought is scary.

The imagination can really run wild, and turn you into an insecure, nervous wreck! I understand. It has happened to me, too.

I used to think that decision-making, in any form, was just an uncomfortable part of life. And I definitely did not like the feelings it evoked: everything from annoyance to sheer panic.

But, it doesn't have to be this way. You just have to look at it differently. You can make a great decision if you practice getting yourself into "decision-making mode".

What is that? Well listen in and learn! It is so possible to change your perception with an open mind and a little practice.

For show notes and links to things mentioned in this interview, go to

https://howtolife.com/004

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#003 - In this interview, Wendy Everson, an insurance agent with AAA for 34 years, shares her extensive knowledge and experience in this field with us.

You will learn the definitions of many insurance terms, what the minimum requirement is, add-ons that may be beneficial to you, how insurance works, why you need it, and how you can go about getting it.

Wendy breaks it all down in an easy and organized way making this often intimidating subject, effortless. How good it will feel to buy only what you need and know what they are talking about!

For show notes and links to things mentioned in this interview, go to:

https://howtolife.com/003

Thanks for listening! Click my LinkTree to find me everywhere!

#002 - I have found that one of the best ways to stay happy the majority of the time is to keep a gratitude list or journal.  On this episode, I tell you about why I decided to do this and how it changed my life for the better.

I used to be very up and down, with my moods largely determined by what I encountered during the day. If something I liked happened, I was happy. If something didn't go my way, I was sad, mad, aggravated, frustrated, dejected, deflated...you get the picture.

Does this sound familiar to you? If so, you are not alone. I think that many people assume that feeling good and being happy only result when they like what they are seeing, when people are behaving how they wish, or when things are going their way.

BUT, you CAN learn how to be happy and satisfied at any given moment by noticing and appreciating all the wonderful things that happen every day in your life. Perhaps you would like to give it a try too!

If you would like to review this podcast or share it with a friend,  you can find the show notes here:

https://howtolife.com/002

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#001- Do you feel confused and overwhelmed about how to survive and thrive in the adult world? Adult life does NOT have to be scary or intimidating. In fact, it can be, and should be really fun!

I am Dr. Laura Jaget, mother to four extraordinary children, bonus mom to several of their amazing friends, and doctor, healer, and lifter-of-spirits to thousands of wonderful patients over the last 25 years. I hope this first episode intrigues and inspires you to stick around to learn that you can master any "adulting" fear, and embrace and celebrate the power and fun of being an adult!

Hit SUBSCRIBE and please join me as we learn How To Life!

If you would like to get the links and show notes for this episode, you can find them at:

https://howtolife.com/001
 

Thanks for listening! Click my LinkTree to find me everywhere!