How To Money

Have you been following the events of the Banking Royal Commission, and everything that followed? I can’t blame you if not, it’s dragged on for the best part of a year, and although scandalous revelations were made regarding certain companies and practices in the financial services sector, it’s been a highly political extravaganza.

After many months, the final Royal Commission Report has been handed in by Commissioner Hayne. How many of the recommendations that both parties have committed to actually get implemented is yet to be seen, but it’s started a conversation we weren’t really having before.

Keep reading at www.howtomoney.online/articles

Resources

Rask Media: Your 30-second Guide To The Banking Royal Commission Report

Banking royal commission calls for compensation, crackdowns and an overhaul of financial regulators

Banking Royal Commission: How Did We Get Here?

Just a reminder that everything we cover in our podcast is financial education content only, we are not giving you any advice. If you do want advice go and speak to a qualified financial professional, or just do some research, preferably both - it’s all on the web. Remember it's your money - take control.

As we head into 2019, you may have already started putting your New Year’s resolutions together or setting some overall goals and intentions for the year ahead. Whatever your plans are for 2019, it’s always a good goal to work on your personal finances and take actionable steps to increase your knowledge each year. Whether it’s consolidating your superannuation accounts so you’re not paying fees to multiple providers, cutting up your credit card or learning about Exchange Traded Funds (ETFs), now is the perfect time to take control of your finances.

So…to help you get started here are 3 money misconceptions that you should let go of in 2019, to supercharge your financial goals! Read the full article at www.howtomoney.online/articles

Send your questions, topic suggestions and feedback to us @HowToMoneyAUS and if you enjoyed the episode we’d be thrilled if you left us a review here on iTunes.

Just a reminder that everything we cover in our podcast is financial education content only, we are not giving you any advice. If you do want advice go and speak to a qualified financial professional, or just do some research, preferably both - it’s all on the web. Remember it's your money - take control.

Welcome to another episode of the How To Money podcast! Join the How To Money team as they take on the task of demystifying the confusing world of money, and help kick-start your financial education journey.

In this episode Kate is joined by Ele from BetaShares to discuss Exchange Traded Funds (ETFs) and how investors can use them to diversify your investment portfolio. As always, check out the ASIC Moneysmart website for more information on ETFs and everything else money related.

Send your questions, topic suggestions and feedback to us @HowToMoneyAUS and if you enjoyed the episode we’d be thrilled if you left us a review here on iTunes.

Just a reminder that everything we cover in our podcast is financial education content only, we are not giving you any advice. If you do want advice go and speak to a qualified financial professional, or just do some research, preferably both - it’s all on the web. Remember it's your money - take control.

Welcome to another episode of the How To Money podcast! Join Kate and Susan as they take on the task of demystifying the confusing world of money, and help kick-start your financial education journey.

In this episode Kate and Susan explore the basics of managed funds, the difference between unlisted and listed managed funds and some of the benefits and risks associated with them. As always, check out the ASIC Moneysmart website for more information on managed funds and everything else money related.

Send your questions, topic suggestions and feedback to us @HowToMoneyAUS and if you enjoyed the episode we’d be thrilled if you left us a review here on iTunes.

Just a reminder that everything we cover in our podcast is financial education content only, we are not giving you any advice. If you do want advice go and speak to a qualified financial professional, or just do some research, preferably both - it’s all on the web. Remember it's your money - take control.

Welcome to another episode of the How To Money podcast! Join us as we take on the task of demystifying the confusing world of money, and help kick-start your financial education journey.

In today’s episode, we welcome special guest Bessie Hassan from Finder.com.au to chat about comparing financial products, and the things you should look out for. ​

As always, check out the ASIC Moneysmart website for more information on everything money related.

Send your questions, topic suggestions and feedback to us @HowToMoneyAUS, and if you enjoyed the episode we’d be thrilled if you left us a review here on iTunes.​

Welcome to another episode of the How To Money podcast! Join Kate and Susan as they take on the task of demystifying the confusing world of money, and help kick-start your financial education journey. ​

In today’s episode, we chat about bonds, more specifically financial bonds (also known as fixed interest or debt securities). This episode covers what bonds are, how they work, how they differ from shares and why people choose to invest in bonds.

As always, check out the ASIC Moneysmart website for more information on bonds and everything else money related.

Send your questions, topic suggestions and feedback to us @HowToMoneyAUS and if you enjoyed the episode we’d be thrilled if you left us a review here on iTunes.

Just a reminder that everything we cover in our podcast is financial education only, we are not giving you any advice. If you do want advice go and speak to a qualified financial professional, or just do some research, preferably both - it’s all on the web. Remember it's your money - take control.

Welcome to another episode of the How To Money podcast! Join Kate and Susan as they take on the task of demystifying the confusing world of money, and help kick-start your financial education journey.

In today’s episode we chat about shares, more specifically what they are, why do people buy them, how you can get started and a few of the key benefits and risks when getting started with shares. Please keep in mind that it’s a huge topic - one that many people spend their entire life learning about, so please do your own research before going shopping for shares!

As always, check out the ASIC Moneysmart website for more information, and the ASX Free Online Share Essentials Course.

Send your questions, topic suggestions and feedback to us @HowToMoneyAUS or leave them here on iTunes.

Welcome to another episode of the How To Money podcast! Join Kate and special guest Joyce as they take on the task of demystifying the confusing world of money, and help kick-start your financial education journey.

In today’s episode, we chat about saving and spending money during university. Sadly Joyce pointed out that money does not grow on trees, but she gave us some great tips for managing your finances during university!

As always, check out the ASIC Moneysmart website for more information on money and finance. We are also writing about money related topics on Medium now, so definitely check us out there as well.

Send your questions, topic suggestions and feedback to us @HowToMoneyAUS or leave them here on iTunes.

As Christmas draws near we wanted to give you a quick wrap up episode, with some tips for budgeting and spending less at Christmas time. Did you know that approximately 43% of Aussies won’t keep track of Christmas spending this year?

Australia’s Christmas Spending via MoneySmart

Commonwealth Bank Christmas Consumer Spending 2017 Study

12 Money Tips for Christmas via MoneySmart

Thanks for all of the support during our first few episodes of the How To Money podcast, and we look forward to bringing you bigger and better content in 2018, to help you along your financial education journey.

As always, check out the ASIC Moneysmart website for more information. We are also writing about money related topics on Medium now, so definitely check us out there as well.

Send your questions, topic suggestions and feedback to us via Twitter @HowToMoneyAUS, and if you enjoyed this episode please leave us a review here on iTunes.

Everyone is vulnerable to scams so it is important to stay informed on how to identify and avoid being scammed. You may be saying that it would never happen to you, but scammers are staying up to date with the world and tailoring their scams accordingly, so it is a good idea to stay aware about the latest scams making the rounds.

In 2016, the ACCC’s Scamwatch and the Australian Cybercrime Online Reporting Network received a combined 200,000 reports about scams. Losses reported to Scamwatch and various reporting programs totaled $299.8 million.

Find out more about the latest scams via the ACCC Scamwatch

The Little Black Book of Scams (PDF)

Reporting Scams

As always, check out the ASIC Moneysmart website for more information. We are also writing about money related topics on Medium now, so definitely check us out there as well.

Send your questions, topic suggestions and feedback to us via Twitter @HowToMoneyAUS, and if you enjoyed this episode please leave us a review here on iTunes.