Most people are committing financial sins of omission — not doing things because they're too complicated. In this episode, see how anything from bad website designs to having too many options can cause financial inertia — and how setting up automatic plans can help.

In today's episode, you'll find out:

• How is Vanguard's website design costing people money
• Why people use robo-advisers instead of companies like Vanguard
• Why developing the habit of investing is important
• How a "nudge" works in finances
• How student loans could be more simple to deal with
• What financial sins of omission might you be committing right now
• How the economy shifting pushed people to start investing
• Why automatic financial plans are so important
• How to avoid having complexity cost you money
• How schools convince people to borrow so much money
• Examples of people unable to handle so many financial options
• Is taking time off from Public Service Loan Forgiveness OK?
• How alternative documentation of income works
• Why it's important to not let student loans dictate your life
• Refinancing rates are lower than they've been in a long time
• Why you should book a student loan consultation now
• Why you should apply for the Student Loan Planner scholarship

Full show notes at: http://studentloanplanner.com/40