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Most land clearing owners skip the insurance conversation until it's too late — or they get talked into a policy that doesn't actually cover their equipment.

In this episode, I sit down with Colin Vaughn, insurance specialist at Christensen Group, to break down exactly what coverage a land clearing or forestry mulching business needs and what it actually costs.

What you'll learn:

• The must-have policies: general liability, inland marine, workers comp, auto, and umbrella
• Scheduled vs. unscheduled equipment coverage — and how to insure a $100K+ skid steer or mulcher correctly
• How rented and leased equipment coverage works (and the mistake that leaves owners underinsured)
• Why your workers comp "mod number" matters and can get you turned down for jobs
• What to require from subcontractors before they set foot on your job site
• A real-world budget number for insurance when you're just starting out

Colin Vaughn is an insurance specialist at Christensen Group, a 100% employee-owned agency working with construction and land clearing businesses across the country.

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