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On today’s episode, Darren and Christina break down the eight non-negotiables you must have in your infinite banking policy. Yes, we know it’s not “technically” called an infinite banking policy, it’s a strategy, but let’s get to the point! If you’re interested in using the infinite banking strategy or you’re already using it and want to make sure you’re doing the right things, this episode is for YOU. Tune in now!

Show notes:

00:00 - Introduction

2:05 - “It’s as much a process as it is a product”

4:15 - Non-negotiable #1: it must be a participating whole life policy

5:00 - Non-negotiable #2: 60-90% of your deposit should be available in cash value in year 1

6:30 - Non-negotiable #3: By year 3-5, your cash value should be growing by at least your deposit

7:15 - Non-negotiable #4: Picking the right company to work with, there’s only four that we use

9:20 - Non-negotiable #5: Identify your minimum and maximum premiums

11:25 - Non-negotiable #6: Dividend is taken as a paid up addition

13:05 - Non-negotiable #7: Easy loan access and clearly defined loan provisions

16:50 - Non-negotiable #8: Dealing exclusively with a firm that specializes in this strategy

19:35- Recap

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