MILMO Show

Happy New Year everyone! We did it. It's finally 2021!

I can't believe it. 2020 was a wild and crazy year. It's definitely one for the books. A book that should probably be titled, "When It All Goes Sideways and Flips Upside Down, and Catches on Fire."

Everyone's been through a lot. But I'm here to remind you, it's going to get better. It may not seem like it sometimes but it will.

If you're new to the show, let me pause and be the first to warn you of my annoying positivity. It's true. I can't help it. It's how I roll and this show is going to be full of it.

To kick off the new year I'm going to talk about getting in the right mindset for the new year. Some things I think you should be aware of and preparing for this year. Plus resources and tools to help you make this year awesome. And it will all be wrapped up with some positivity and a little kick in the pants.

The show notes can be found here:

https://laceylangford.com/podcast/what-i-want-you-to-know-for-2021/

Investing isn't one size fits all. There are many factors that play into an investment strategy. Your age is one of them.

Jeff Link is an Investment Advisor Representative at Guardian Wealth Advisors, LLC and the founder of the BLUE LINE INVESTING® process. He is also the author of Protecting the Pig. Jeff has over 20 years of market experience, with firms like Smith Barney and Legg Mason.

Jeff and I talk about investment strategy and your age. He shares his advice on why your age should be considered, mistakes to avoid when it comes to investing for your age, and resources to help.

The show notes can be found here:

https://laceylangford.com/podcast/investment-strategy-and-your-age/

We're getting so close to 2021. Are you ready to start taking action to make your goals reality? Last week I talked with Ron Worley about setting goals. This week, I'm talking with Nelson Tressler on taking action to make your goals happen.

Nelson Tressler is the Founder and CEO of IGOTSMARTER, a goal-achievement program created to help people succeed in every aspect of life. Prior to IGOTSMARTER, Nelson was a top real estate agent, completing well over $1 billion in transactions for his clients and has been named one of Las Vegas' "Top 40 under 40."

Nelson's success and life philosophy come from his unique beginnings. Rape, murder, extreme poverty, and the biggest trail ever to hit his small town were just a few things waiting for Nelson upon his birth. The child of a 15-year-old mother, Nelson's young life started from behind. The oldest of five children and raised in poverty by an abusive stepfather, Nelson turned resourcefulness and tenacity into a life skill. He played college football for St. Francis University and joined the US Air Force on the GI Bill.

Nelson not only shares his amazing story and how setting and achieving goals changed his life but he also shares the steps you can take to better achieve your goals in 2021.

I think we can all agree that 2020 has been a roller coaster none of us bought a ticket to ride. Nothing has gone according to plan. I for one can't wait until the clock strikes midnight on December 31, 2020, and we start fresh with a New Year. Are you setting goals for the New Year? I myself am making big-big plans for 2021. So the next two shows, I'm focusing on how we all can set goals for 2021 and achieve those goals.

The first episode on goals starts with my guest Ron Worley. He's here to help us all start setting goals for 2021 the right way. Ron's no stranger to overcoming challenges to meet goals.

Ron L. Worley, II is a self-made millionaire, professional speaker, successful multi-preneuer and fellow podcaster. He launched his career as a licensed bail agent 25 years ago and went on to open 11 other businesses, create four successful retail locations, and founded the Worley Way, a definition of bravery, trust, family, and freedom. Ron has ridden on the edge and lost everything along the way. From addiction and homelessness that nearly cost him his life, to arrests and heart failure, he has asked all the wrong questions to find the right answers. Ron is real and talks about real issues in his true story of overcoming multiple hardships.

Ron shares his story of overcoming addiction and being in a ditch—twice! Plus he shares advice and resources on how you can set goals to help you find success in 2021.

You can find the show notes here: https://laceylangford.com/podcast/how-to-set-goals-for-2021/

A PCS will test your marriage, religion, and your sanity. Moving is a hallmark of military life. It's in the job description. Active-duty service members can PCS upwards of 10 times during their military career. All that transition can be stressful not only for the service member but for the entire family. How can you better prepare for the moves you know are coming?

Christine Carol or better known as C.C. Gallagher is here to talk about how to reduce the stress in your PCS. We trade some of our favorite PCS stories and talk about a tool she developed to help others organize and prepare for their next military move—making it easier and less stressful.

The show notes can be found here: https://laceylangford.com/podcast/stressless-pcs/

For many of us, going from USAA to Charles Schwab is new territory. We don't know what to expect. Will we like it? Will they understand me? Will they help me? Schwab is here to answer all of those questions and more.

Danielle Munoz is the Schwab Vice President of Virtual Member Branch. Danielle leads the virtual branch network at Charles Schwab that serves USAA members who've recently transitioned to Schwab for wealth management services. And most importantly, she's a fellow Army brat.

Danielle shares in this show what it looks like from the other side of the transition for USAA members becoming Schwab customers. We talk about what Charles Schwab is like and their core values. We also discuss the preparations Schwab has made to welcome us all, to include the tools and resources they have to help the military community with their investment needs.

You can find the show notes here: https://laceylangford.com/podcast/pcs-to-charles-schwab/

If you're a USAA member, you know there have been some big changes to their investments. If you're not, you've probably heard everyone talking about it.

Many people want to know the down-low on what happened and what the future of USAA investments looks like and how Charles Schwab is part of that future. To get all the deets, I'm doing a two-part series with Charles Schwab and USAA to get you some exclusive information about the transition.

To kick off the series, I'm talking with Mary Stork, the President of the USAA Investment Services Company (ISCO). She also serves as GM of Strategic Investment Relationships, overseeing the Charles Schwab and Victory Capital referral agreements and the day-to-day relationship management of each firm.

We talk about what USAA investments looked like before the changes, why USAA made the decision to change how they provide investment value to their members. Plus Mary shares what it looks like moving forward and what USAA members get out of the deal.

The show notes can be found here: https://laceylangford.com/podcast/changing-landscape-of-usaa-investments

Did you know it's TRICARE Open Enrollment? From now to December 14, 2020, service members and retirees can change their medical care. There have also been some recent changes with enrollment fees. To get an update on everything going on with TRICARE, I've gone straight to the source.

Mark Ellis oversees the development and execution of enrollment policies for all TRICARE medical plans. Mr. Ellis served for 22 years in the United States Air Force, the last 15 years as a Medical Service Corps officer.

The show notes can be found here: https://laceylangford.com/podcast/tricare-2020/

Investing in your future is crucial. Spending less than you make and putting it towards your retirement will make life way easier later. But you don't want all the hard work to be wasted or eroded. That's why it's important to avoid mistakes along the way.

Jeff Wright is a managing director and portfolio manager responsible for wealth management to NovaPoint Capital's high-net-worth clients. Before joining NovaPoint, Jeff was a Vice President in the Private Banking and Investment Group at Merrill Lynch. And he was a Field Artillery Officer in the Army.

In this show, Jeff shares some common investing mistakes people make, avoid them, and make up for past mistakes.

You can find the show notes here: https://laceylangford.com/podcast/investing-mistakes-people-make/

I did it, y'all. It's my 100th episode! In the podcast world, hitting your 100th episode is a milestone and a rite of passage. So it's a big day for me.

Helping me celebrate this special occasion is Steve Stewart, my podcast editor extraordinaire!

Steve looks back with me on how far I've come, what it's like behind the scenes of my show, and some tips for anyone else thinking of starting a podcast. I also get Steve to admit who his favorite client is.

Then since it's my 100th episode I'm doing a little variety show. I've asked some of my financial friends to share their best money tips in honor of my big podcast day.

You can find the show notes here: https://laceylangford.com/podcast/laceys-special-100th-episode/