It's as good a time as any to talk about debt. It's the side of money that's polarizing and popular at the same time. If you aren't careful with it though, you can easily end up on the dark side of debt.

Saving by paying down debt is the theme for this week which is the last week of Military Saves Month 2020.

In this show, I'm going to give you the down-low on debt. What you should know and do about debt. Plus some tips to handle it so you can start saving more money and build up your wealth.

Show notes can be found here.

There's power in saving with a plan. Saving with a plan allows you to have control over your money, and it helps you reach your financial goals. Plus, creating and following a plan for your savings is simpler than you think. You can put the level of detail that works best for you. It's week four of Military Saves Month 2020, and we're sticking with this week's theme, Save with a Plan.

My guests are the dynamic duo behind Military Saves. Today I am talking with Angela Caban, the director of Military Saves and Lila Quintiliani, the Program Director for Military Save about saving with a plan. As always, I had a great time talking with Angela and Lila about saving money. They share some great tips and resources to help you create a plan to save money.

Everyone is feeling the impacts of COVID-19 in some shape or form. As you may know, I planned a series of shows around the themes for Military Saves Month 2020 which is happening now.

This week's theme is "Save for the Unexpected." I can't think of a more timely subject to COVID-19 because what's going on in the world right now is unexpected. Who could have predicted this would happen to us all.

As a financial coach, I want to help you weather this storm in the best possible way. So today I'm going to give you some financial coaching tips to help you survive and save the unexpected, A.K.A COVID-19.

Show notes can be found here.

https://laceylangford.com/podcast/surviving-the-unexpected/

Saving for retirement is something everyone should be doing. There's different methods to get results for your retirement savings. One of those methods is with IRAs or Individual Retirement Accounts.

This is the second week of Military Saves Month for 2020 and we're sticking with this week's theme, Save to Retire.

My guest, Adrienne Ross, the founder of Clear Insight Financial Planning is here to talk about what IRAs are, how they work, and how to get started or improve your retirement savings.

The show notes can be found here:

https://laceylangford.com/podcast/saving-for-retirement-with-iras/

Today kicks of what used to be Military Saves Week but is now, Military Saves Month. Each week there is a theme to bring awareness to the importance of spending less than you make and saving money.

My guest today is here to talk about ways to save automatically using banking. Andia Dinesen is not only a fellow milspouse and AFC, but she's also the Executive Vice President for Communications and Operations for the AMBA. We have a great conversation about the importance of setting your savings up to be automatic.

Show notes can be found here

https://laceylangford.com/podcast/saving-automatically-with-banking/

Often, Mom's are ground zero for money management in their household. They're trying to juggle family, making money and, making a dollar stretch as far as it can go.

My guest today knows a thing or two about being a Mom and balancing making and saving money. Lena Gott is a CPA turned stay-at-home-mom of three. She is the lady behind the uber-successful blog, What Mommy Does and her courses at Adventures in Blogging help other Moms make money from home blogging.

Show notes can be found here

https://laceylangford.com/podcast/what-mommy-does-with-money-with-lena-gott/

You know you need help with money but who do you get help from? A financial counselor, a financial coach or a financial planner? That's what we are talking about today. The difference between all of them and how they can each help you with money.

My guest today Andrea Clark is a Certified Financial Planner™ and Accredited Financial Counselor®. She is an Air Force spouse of 28 years, a recovering homeschool mom and engineer who has spent the last 10 years as a military personal financial counselor. She founded The Table Financial Planning in 2017 to offer virtual services to military families on their financial planning journey.

You can find all the show notes here.

https://laceylangford.com/podcast/the-financial-professionals-playing-field/

Many people don't see building wealth as a possibility for themselves. And if they do, many feel that it's something they will work on later in life. But building wealth can be similar than you think and you should start sooner than you think.

My guest today is here to talk about building wealth in a practical way. Rocky Lalvani is not only a friend and fellow podcaster, but he's also a financial expert who helps entrepreneurs and small business owners grow their businesses, profitably. He's the creator and host of Richer Soul, a podcast about life beyond money. The show helps people find harmony with health, wealth, time, relationships and spirituality.

Show notes can be found here https://laceylangford.com/podcast/practical-wealth-building/

Leaving full-time employment to enter retirement is a big transition in most people's mindset and behavior. Especially Baby Boomers who may have always had a full-time job or for career military people who know nothing different than the military. There are many factors that go into preparing for retirement or flipping the switch like changing from saving to spending or going from full-time work to finding how you like to spend your days.

My guest today is here to help you prepare for some of the 35 financial, lifestyle, and social transitions you'll encounter upon entering retirement. Dr. Barbara O'Neil is the owner/CEO of Money Talk: Financial Planning Seminars and Publications where she writes, speaks and reviews content about personal finance.

Today I want to talk about something that many service members don't understand until it is too late. And that is your security clearance and the impact your personal finances have on it. Many military spouses are also not aware that their financial behavior can be impacting their spouse's clearance.

Here's what I want to go over so you'll be able to avoid some issues or help someone else avoid in the future.

You can get all the details about the show at https://laceylangford.com/podcast