“I’ll invest in myself when I’m making more money.”

It’s all too common that my clients come to me after months of hesitation. They convince themselves that the investment won’t be worth it, that investing in themselves is a luxury they can’t afford. But as my client Layra learned, investing in yourself is a form of self-care, and cultivating financial confidence is a key step in seeing and feeling your self-worth.

In this episode, Layra and I are chatting about her journey to valuing herself and her business. She’s explaining why she finally invested in coaching and how she overcame the mindset blocks that were keeping her stuck. We’re also talking about investing in yourself as a form of self-care and a crucial step in increasing your income.

In this episode, you’ll learn...

If you’re ready to gain confidence in your finances and truly feel your self-worth, tune in for this week’s episode.

Get full show notes and the episode transcript: https://wealthovernow.com/how-layra-invested-in-herself-increased-her-income/

Links mentioned in this episode…

https://www.instagram.com/layramarz/

https://layramarz.com/

Do you manage your money proactively or reactively?

When someone tells me that budgeting “doesn’t work” for them, it’s usually because they’re doing it reactively. They create a budget, go about their life, and then come back to their budget a month later to “check-in.”. Instead, you should be managing your finances proactively, which means you will make decisions based on what you said you wanted to do, what’s actually happened, and what might shift in the days or weeks ahead based on what you know to be financially true.

In this episode, I’m sharing how to shift from a reactive to a proactive approach to managing your money. I’m explaining how to schedule regular “money dates'' to look over your accounts and make adjustments in your spending. Plus, I’m sharing how this style of money management can establish financial trust, awareness, and peace of mind.

In this episode, you’ll learn...

If you’re ready to manage your money proactively, tune in for this week’s episode.

Get full show notes and the episode transcript: https://wealthovernow.com/the-1-reason-people-struggle-with-budgeting/

Links mentioned in this episode…

Join the Wealth Over Now Facebook Community

Money Date Guide

“I make good money. Why am I still living paycheck-to-paycheck?”

By the time Damon and I started working together, we’d been friends for years, and I was familiar with his paycheck-to-paycheck lifestyle. When he invested in my coaching, he was convinced he’d never reach the level of financial freedom and security he saw in his friends’ lives. But with some budgeting practice and a major mindset shift, Damon learned to save for his future and work towards his financial goals.

In this episode, Damon and I are chatting about his financial journey so far: where he started, what it was like working with me, and how he feels about his money management skills now. Damon’s sharing the mindset shift that allowed him to escape the paycheck-to-paycheck cycle and create his own financial security.

In this episode, you’ll learn...

If you’re ready to break the cycle of scarcity and create your own financial security, tune in for this week’s episode.

Get full show notes and the episode transcript: https://wealthovernow.com/the-mindset-shift-that-got-damon-out-of-the-paycheck-to-paycheck-cycle

Did you know you can choose your thoughts about money?

You’ve learned a lot about money in your lifetime, and it’s impacted the way you think about spending money, earning money, and investing in yourself. One of the things entrepreneurship has taught me is that I can choose to change my thoughts about money. The money lessons I learned growing up, whether intentional or unintentional, are not the money thoughts I continue to use in my life.

In this episode, I’m sharing four money thoughts I’ve adopted and now freely share with my clients. I’m explaining how creating your own intentional thoughts about money will allow you to ditch the guilt of paying to get your house cleaned, raising your prices, or investing in personal development. Shifting your mindset can make it easier to make, manage, and use your money in a way that feels intentional.

In this episode, you’ll learn...

If you’re ready to choose your thoughts about money, tune in for this week’s episode.

Get full show notes and the episode transcript: https://wealthovernow.com/how-to-choose-your-thoughts-about-money/

Links mentioned in this episode…

Join the Wealth Over Now Facebook Community

“I know what I want, but I don’t know how to get there.”

When I first met Jackie, this was her story. She had dreams of investing in real estate and saving for her family’s future, but her scarcity mindset and emotional spending habits kept her from making progress on her goals. But through our work together as her financial coach, Jackie has paid off $10k in debt, negotiated a raise, and fully adopted an abundance mindset.

In this episode, Jackie and I are chatting about how far she’s come in the year and a half since we started working together through financial coaching. She’s opening up about where she was two years ago, both financially and emotionally. We’re talking about how she broke her cycle of emotional spending and learned to save for her long-term goals.

In this episode, you’ll learn...

If you’re ready to shift out of a scarcity mindset and into one of abundance, tune in for this week’s episode.

Get full show notes and the episode transcript: https://wealthovernow.com/how-jackie-turned-her-dreams-into-actions-with-a-financial-coach

Links mentioned in this episode…

Join the Wealth Over Now Facebook Community

The road to financial confidence isn’t always linear. Just like with any other transformation, there are bound to be obstacles. But even if you go a little crazy at Target one week, don’t panic! These hiccups don’t need to erase your hard-earned progress or derail your thoughts about your financial progress

In this episode, I’m talking about financial failure: the inevitable bumps in your road to a healthy relationship with money. I’m sharing my advice for dealing with financial ruts, how to stick to your goals, and the importance of celebrating your progress.

In this episode, you’ll learn...

If you’re stuck in a financial rut or questioning how you’ll manage when you inevitably get off track, tune in for this week’s episode.

Get full show notes and the episode transcript:  https://wealthovernow.com/moving-forward-after-a-financial-failure

“I’m making more money than ever, but I still feel broke…”

Sound familiar? Many new clients come to me after receiving a raise or promotion yet still living paycheck-to-paycheck. That was the case for Tavianna, who came to me after a massive raise but still unsure of where all her money was going.  Tavianna is going to give you a peek into what it’s like working with me in a five-month coaching partnership. She’s already achieved so much in the two months we’ve been together so far!

In this episode, Tavianna and I are chatting about her experience in the first month of working with me. She’s opening up about the mindset blocks that nearly prevented her from asking for help and what inspired her to make the leap. Tavianna is proof that it doesn’t take five months to change your relationship with money. In less than 90 days, she’s already started spending and saving her money with intention.

In this episode, you’ll learn...

If you’re ready to gain clarity and improve your own financial future, tune in for this week’s episode.

Get full show notes and the episode transcript: https://wealthovernow.com/taviannas-30-day-money-transformation

Links mentioned in this episode…

Listen to Brent’s episode from Season 1

Listen to Season 2 Episode 1 on financial self trust

Have you ever said “no” to an amazing opportunity because you were worried about the money? I have, and I know plenty of clients who have, too. Instead of seizing the opportunity, they closed the door, promising themselves they’d get around to it when they had more money. But financial confidence doesn’t necessarily come from having tons of money. It comes from understanding and managing the money you have.

In this episode, I’m breaking down the basics of creating your own financial plan: what you need to know, what it needs to include, and how to use it. I’m sharing my own journey with budgeting and the doors it’s opened for me. Plus, I’m explaining how to create a budget that makes you  feel confident, not restricted.

In this episode, you’ll learn...

If you’re ready to set and reach your long-term financial goals, tune in for this week’s episode.

Get full show notes and the episode transcript: https://wealthovernow.com/how-to-budget-for-clarity-confidence

Links mentioned in this episode…

Get my free personal spending plan

Get my free spending plan for business owners

Season 2 Episode 3 on Values-Based Budgeting

Season 2 Episode 4 on Setting Financial Goals

Part of reaching your financial goals is creating a game plan for reaching them. While a long-term goal–like becoming debt-free or maxing out your retirement–might seem daunting, when you break it into smaller milestones, it feels more attainable and gives you something to celebrate along the way.

In this episode, I’m sharing my process for setting and reaching long- and short-term financial goals. I’m walking you through an exercise for determining your long-term financial vision and backwards-mapping your journey from there. Plus, we’ll discuss the importance of celebrating all the milestones you’ll reach as you go.

In this episode, you’ll learn...

If you’re ready to set and reach your long-term financial goals, tune in for this week’s episode.

Get full show notes and the episode transcript: https://wealthovernow.com/setting-reaching-exceeding-your-financial-goals/

Oh, budgeting. It’s so important to financial stability, but so many people avoid it. And why wouldn’t you? We’ve been taught that budgeting is all about restricting spending, saving every penny, and avoiding “unnecessary” fun. But today, I’m inviting you to forget everything you think you know about budgeting and try this freeing, empowering approach.

In this episode, I’m teaching you how to get started with values-based budgeting, a system for determining what you value in life and managing your money accordingly. I’m sharing why this approach is so much more effective than traditional budgeting, and I’m guiding you through the steps for getting started.

In this episode, you’ll learn...

If you’re ready to get started with values-based budgeting, tune in for this week’s episode.

Get full show notes and the episode transcript: https://wealthovernow.com/rethink-your-numbers-with-values-based-budgeting