Do you ever find yourself shopping to feel better—then regretting it later? You're not alone. In this special 1 year anniversary broadcast episode of the Money Healing Club Podcast, Rachel Duncan, Certified Financial Therapist TM, tackles the #1 listener question:

💡 "How do I stop impulse spending when I’m emotional?"

🤑 Get My Free Mindful Spending Email Course!👉 moneyhealingclub.com/challenge

Inside this episode, we explore:

📢 If you’re tired of impulse spending sabotaging your financial goals and making you feel crappy, this episode is for you!

What Is Impulse Spending?

Understanding the Emotional Triggers

What Is the Want Beneath the Want?

The Role of Dopamine in Impulse Spending

Replacing Impulse Spending with Healthy Habits

Planning for Controlled Impulse Spending

The Long-Term Process of Change

Community Support & Resources

S1 E10: ✍🏽 THE journal prompt for healing - Dear Money, what would you have me know?

☎️ When do you find yourself impulse purchasing? Leave us a voicemail on our website to share your thoughts: https://www.moneyhealingclub.com/podcast

💡 Start your money healing journey today! Hop on a waitlist for our next program https://www.moneyhealingclub.com/

Episode Summary

What if the way you've been taught to think about time and money is fundamentally wrong? On this episode of the Money Healing Club podcast, Rachel welcomes Becca Rich, a holistic time coach and self-described money disruptor, to explore how both time and money function as cyclical resources rather than linear commodities we trade.

Together, they unpack why seasonal planning feels safer than rigid schedules, how to build a life that doesn't require you to "earn your rest," and what menstrual cycles can teach us about sustainable planning. Becca brings systems thinking, somatic wisdom, and spiritual depth to challenge our capitalist conditioning around productivity and worth.

This episode includes a gentle discussion about menstruation and body-based timekeeping, skip ahead or lean in, depending on what feels right for you today.

💬 "Approaching anything in a linear way makes us less honest because anything linear is a lie. It's neglecting our true nature." — Becca Rich

Key Takeaways

Time and money are cyclical, not linear and understanding this shift can transform your relationship with both resources

The belief that "if you give, it will come back" can sometimes gaslight us into ignoring systemic inequalities

Procrastination doesn't exist, there are always valid reasons why we do or don't do things

Consistency is overrated; what we actually crave is self-trust and safety

Planning during low-energy phases (like menstruation or winter) sets you up for realistic success during high-energy times

Your body already knows what you need, muscle testing and somatic check-ins are powerful tools

About Becca Rich

Becca Rich is a holistic time coach who helps people unravel survival strategies that keep them overworking, overscheduling, and disconnected from their actual needs. With a focus on neurodivergence, capitalism's impact, and creative work, Becca brings a rare blend of systems thinking and somatic wisdom to conversations about time, productivity, and rest. Find her at https://www.beccarich.com/

⏰ Episode Breakdown

03:00 | The Musical Nature of Money & Time Exploring how cycles, rhythms, and repetition show up in our financial and temporal experiences.

08:00 | When "Giving Back" Becomes Gaslighting How the spiritual belief that money flows back can ignore capitalist systems that vacuum wealth upward and why your body knows the truth about enough.

18:00 | The Original Lie: Linear Thinking Why approaching time and money as linear resources spawns guilt, shame, hoarding, and the feeling of never having enough.

31:00 | Menstrual Cycles as Financial Planning Tools Breaking down the four phases (menstrual, follicular, ovulation, luteal) and what each season teaches us about when to start projects, be social, complete tasks, and rest.

42:00 | Fall as Grief: Why We Avoid the Harvest Examining our cultural addiction to spring/follicular energy and our resistance to autumn's call to complete, grieve, and prepare for rest.

📚 Resources Mentioned

1. Braiding Sweetgrass by Robin Wall Kimmerer

2. The Financial Activist Playbook by Jasmine Rashid

3. The Art of Money by Bari Tessler

💬 Join the Conversation

What cycles do you notice in your own relationship with time or money? Does thinking about these resources cyclically open up more spaciousness for you? Click the big orange button on our site and leave me a voicemail, I'd love to hear what this brings up for you: moneyhealingclub.com/podcast

🎧 Your Next Listen

Episode: Financial Activism with Jasmine Rashid

💫 Use code PODCAST for 50% off your first month and start your money healing process!

moneyhealingclub.com/club

Full transcript: moneyhealingclub.com/podcast

🎙️We're a proud member of the Feminist Podcasters Collective where creators like me are uplifting diverse voices and driving meaningful change.

Reach out to Sarah Mac:

withsarahmac.com | Instagram | Substack | LinkedIn | Facebook

EPISODE SUMMARY

Here we go with the #2 most common word I hear about money: AVOIDANCE. (Remember what the #1 is? That's right: SHAME). Do you avoid your money like… the plague? or more accurately, the GYM?? Let's go deeper.

In this episode of The Money Healing Club Podcast, Rachel responds to a listener question about the lifelong habit of retreating from money tasks — even when you know you’ll feel better afterwards.

Rachel unpacks why money avoidance is such a common (and understandable) coping strategy, what it has to do with trauma responses, and how to gently shift the pattern. From nervous system safety to body doubling to internal family systems (IFS), Rachel shares compassionate tools for learning how to stay with your money — even when it feels hard.

KEY TAKEAWAYS

Avoidance isn’t laziness — it’s your body’s way of saying, “i just can't. it's too much right now.”

Capitalism profits from our disconnection (late fees, overdrafts, interest charges).

Money avoidance is often a mix of trauma responses: fight, freeze, flight, fawn, flop, fib.

Safety comes first in trauma healing: sometimes you need community or body doubling to signal “this is okay.”

Internal Family Systems (IFS) helps you meet the parts of you that avoid money with compassion, not criticism.

Small, doable tasks + no-cost celebrations (walk, disco dance, doodle) can shift the cycle.

RESOURCES MENTIONED

1. Past episode with Sydney Harbosky on tapping for accessible money-safety.

2. Focusmate → virtual body-doubling tool with a generous free tier

3. Money Healing Club Membership → Join us with weekly live conversations and private community.

4. One-on-one IFS-informed money work with Rachel → Apply here.

💬 JOIN THE CONVERSATION

How can you re-frame your avoidance as an invitation to connect with a stuck part? Click on the big orange button on our site right from your phone or browser and let me know [specific question related to episode] https://www.moneyhealingclub.com/podcast

🎧 Your next listen:

S2 E22:👉🏽You can choose to deeply love and accept yourself: Tapping for money healing w/ Sydney Harbosky

💫 Use code PODCAST for 50% off your first month and start your money healing process!

https://www.moneyhealingclub.com/club

Full transcript: https://www.moneyhealingclub.com/podcast

🎙️We're a proud member of the Feminist Podcasters Collective where creators like me are uplifting diverse voices and driving meaningful change.

EPISODE SUMMARY

What if your body holds the key to healing your relationship with money? In this episode of The Money Healing Club Podcast, Rachel speaks with Jessica Boots, author of "It's All Connected: an interactive leadership and healing journey through the chakras". We explore how the seven chakras can guide us through our money healing journey, as well as our leadership. From root chakra security up to crown chakra wisdom, we unpack how each energy center shows up in our financial lives, each center with its gifts and shadows.

Key Takeaways:

Your money challenges might show up differently in each chakra - from root chakra fear to sacral chakra guilt to crown chakra attachment

The framework works whether or not you believe in chakras - think of it as multiple ways of knowing

Each energy center has both gifts and shadows that affect how we handle money

Integration happens when we honor the wisdom of all parts of ourselves

About Jessica Boots: Jess is a writer, leadership coach, yoga teacher, and mama who founded Lead and Be Well. Her debut book "It's All Connected" guides readers through an interactive leadership and healing journey using the chakra framework.

⏰ EPISODE BREAKDOWN

01:30 | Root Chakra: Safety, Values & Your "Enough" Point How your foundation shows up in money decisions

07:00 | Sacral Chakra: Pleasure, Guilt & What You Deserve

Moving from "I need" to "I want" - and the guilt that follows

13:00 | Heart Chakra: Generosity, Grief & Financial Forgiveness When love-based money decisions create complicated feelings

20:30 | Third Eye: Trusting Your Financial Intuition Balancing data with body wisdom in money choices

📚 Resources Mentioned

"It's All Connected" by Jessica Boots

💬 Join the Conversation Have you ever noticed how different money decisions feel in your body? I'd love to hear about a time when your gut told you something different than mainstream advice! Click the big orange button and share your story: https://www.moneyhealingclub.com/podcast

🎧 Your next listen:

When budget culture meets diet culture with anti-diet dietician Leah Kern

💫 Use code PODCAST for 50% off your first month and start your money healing process!

https://www.moneyhealingclub.com/club

Full transcript: https://www.moneyhealingclub.com/podcast

🎙️We're a proud member of the Feminist Podcasters Collective where creators like me are uplifting diverse voices and driving meaningful change.

EPISODE SUMMARY

When money stress sends you into complete panic mode, sometimes your logical brain knows everything is probably fine... it's a weird dual feeling that happens to all of us. In this episode of The Money Healing Club Podcast, Rachel explores the wild emotional rollercoaster of high-stakes money moments - like home renovations, real estate transactions, and banking delays - and introduces a powerful framework for moving from reactive panic to thoughtful response. Using Internal Family Systems (IFS) therapy, she guides you through understanding the different "parts" of yourself that show up during financial stress.

💬 "A part is feeling unsafe, but I'm not actually in danger when I look around. There's one aspect that is maybe triggering something from my past, but if I look around, I'm actually okay right now."

Key Takeaways:

Your financial stress response makes complete sense - money is always tied to safety

You have different internal "parts" (managers, firefighters) all trying to protect you in their own way

The goal isn't to silence these parts, but to lead from your essential self - the calm, compassionate center

You don't have to navigate financial stress alone - gather your support team

Sometimes the rush to get out of discomfort actually creates more problems

⏰ EPISODE BREAKDOWN

02:00 | Why House Money Feels Different: The unique emotional quality of real estate transactions and renovations

07:00 | Meet Your Internal Parts: Introduction to Internal Family Systems and your inner protective team

10:30 | The Manager Part: The organized, controlled part that wants to tamp down emotions

14:30 | The Firefighter Part: The reactive part that catastrophizes to prepare you for the worst

21:00 | Becoming Self-Led: How to respond instead of react from your essential self

📚 Resources Mentioned

1. Internal Family Systems (IFS) therapy model by Richard Schwartz

💬 Join the Conversation

Have you experienced this kind of financial panic spiral? What money situations send your nervous system into overdrive? Click on the big orange button on our site right from your phone or browser and let me know about a time when your money stress felt bigger than the actual situation. https://www.moneyhealingclub.com/podcast

🎧 Your next listen:

😲 Out of Nowhere? The Truth About ‘Surprise’ Expenses and How to Get Ahead

💫 Use code PODCAST for 50% off your first month and start your money healing process!

https://www.moneyhealingclub.com/club

Full transcript: https://www.moneyhealingclub.com/podcast

🎙️We're a proud member of the Feminist Podcasters Collective where creators like me are uplifting diverse voices and driving meaningful change.

In this episode of The Money Healing Club Podcast, Financial Art Therapist, Rachel Duncan answers a listener's beautifully simple question "How do I get started? Is it too late to start? How many people are in the group?"

Rachel shares exactly what happens inside the Money Healing Club membership, addresses common fears about sharing money struggles in a group setting, and explains why her approach focuses on decreasing shame and increasing self-love rather than strict budgets and accountability. Listen in to form a clearer picture of what deeper money healing could look like.

💬 "You don't have to be perfect to start. No one is perfect. You just have to be curious enough to try a new approach to money." - Rachel Duncan

Key takeaways from the episode:

• The Money Healing Club doors are always open—no cohorts, start dates, or perfect timing required. We also have a course for private learning.

• Shame thrives in darkness; community and witnessing can be powerful tools for moving through money shame

• You're never required to share financial details or numbers in the Club. Only insights, struggles, and experiments

• Real change often comes from decreasing shame and increasing mindfulness rather than strict tracking or budgets

• The Club is small and growing, with 4-8 people typically joining live events

• ADHD or neurodivergence are welcomed and celebrated in the Club.

⏰ EPISODE BREAKDOWN

What's Inside the Money Healing Club [00:02:19 - 00:03:16] Rachel explains the membership structure: always-open doors, 2-3 weekly events, seasonal themes, gentle challenges, and recorded sessions for catch-up.

Is It Too Late to Start? [00:03:34 - 00:04:02] Addressing the fear that it's too late to begin money healing work, Rachel emphasizes that starting now still matters and it's never too late to improve your relationship with money.

Group Dynamics and Sharing Fears [00:04:42 - 00:06:14] Rachel tackles the biggest fear: having to share money problems in a group. She explains the gentle, no-pressure approach and how shame heals through witnessing others' experiences.

What the Club Is NOT [00:06:14 - 00:07:31] Important clarifications: not therapy, no investment advice, and surprisingly—budgets aren't the main focus.

📚 Resources Mentioned

• The Money Healing Club Membership - Main offering with open doors, live events, courses, and community

• 12 Week Roadmap to Money Healing Course - Standalone option for private, solo learning

• Quarterly Money Organizing Challenge - Seasonal intensive within the club

🎧 Your next listen:

How I Became a Financial Art Therapist

💫 Use code PODCAST for 50% off your first month and start your money healing process!

https://www.moneyhealingclub.com/club

Full transcript: https://www.moneyhealingclub.com/podcast

🎙️We're a proud member of the Feminist Podcasters Collective where creators like me are uplifting diverse voices and driving meaningful change.