EPISODE SUMMARY Facing rejection after rejection in today's brutal job market? You're not alone and you deserve more than "just practice self-care" advice. In this episode of The Money Healing Club podcast, host Rachel Duncan teams up with career advancement coach Shannon Bowen to tackle a raw listener question: How do you keep your self-esteem intact when the job market keeps saying no? They dive deep into what's really going on in today's job market, why generic resumes don't cut it anymore, and how to stand out when hundreds of people are applying for the same position. Plus, they share unconventional income ideas, the power of getting hyper-specific about your strengths, and why the hiring process has become a trust-building exercise on both sides.

About Shannon Bowen

Shannon Bowen is a career advancement coach, job search strategist, and "salary whisperer" who helps professionals land jobs they love at salaries that support their actual lives. As CEO of Monsoon Leadership and co-president of AFP Advancement Northwest, she brings insider knowledge from years as a nonprofit C-suite leader. When she's not coaching clients through negotiations, she's DIY-ing her house, tending to 50+ houseplants, or planning her next foodie vacation.

⏰ EPISODE BREAKDOWN

03:00 | The Hard Truth About Today's Job Market Why the job search process has fundamentally changed and what hiring managers are really worried about

10:30 | Making Your Resume Actually Stand Out How to get specific, ditch the clichés, and use proof points to build trust from page one

18:00 | Fallback Plans That Aren't BS Practical side income ideas and why having your own thing matters for your mental health and wallet

25:00 | The Secret Weapon: Your Authentic Strengths How being hyper-specific about what makes you you attracts the right opportunities (and repels the wrong ones)

What if paying off debt faster isn't actually the goal? In this episode of The Money Healing Club, Rachel sits down with Haley and Justin Brown-Woods, the husband-wife team behind The Price of Avocado Toast, to reframe everything you thought you knew about debt. They discuss why the first step isn’t spreadsheets but childhood patterns, how the “whatever’s left” approach keeps you stuck, and why wealthy people don’t see debt as a moral failing. This conversation will challenge traditional ideas of being “responsible” with debt and may even strengthen your relationship in the process.

💬 "Debt happens to people more than people happen into debt. When folks first meet with us, they're so heavily rooted in this idea of 'I'm bad, I've caused this, and it's all my fault.'"

Key Takeaways:

About Haley & Justin Brown-Woods: Haley and Justin Brown-Woods are Accredited Financial Counselors® and the voices behind Price of Avocado Toast, a platform dedicated to redefining what financial wellness looks like for everyday people. Together, they help individuals and families break the debt cycle, build sustainable money habits, and align their spending with their core values

⏰ EPISODE BREAKDOWN

03:00 | The Shame That Shows Up First Why clients worry you'll judge them as much as they worry about the cost

06:30 | Starting With Story, Not Spreadsheets Why their first session focuses entirely on childhood and life history

21:00 | The Free Pizza That Started It All Unpacking how we all got our first credit cards (and why we had no idea what we were doing)

26:00 | Why "Throw Whatever's Left" Keeps You Stuck How inconsistent debt payments feed the drama instead of solving it

32:00 | Debt Is Morally Neutral (Even the Founding Fathers Knew It) Why bankruptcy is actually the American way and wealthy people leverage debt as a tool

💬 Join the Conversation

What shame language do you use about your debt? Do you say "I'm bad with money" or "I got myself into this mess"? What was your first credit card story? The Money Healing Club podcast wants to hear how debt actually happened TO you: https://www.moneyhealingclub.com/podcast

🎧 Your next listen:

Listen to the No New Things Book Club episode on why we have so much stuff we don’t need.

💫 Visit the Money Healing Club website to start your money healing process!  https://www.moneyhealingclub.com

Full transcript: https://www.moneyhealingclub.com/podcast

🎙️We're a proud member of the Feminist Podcasters Collective where creators like me are uplifting diverse voices and driving meaningful change.

What if the answer to overspending isn't willpower, but simply... buying nothing new for 30 days? Rachel chats with Angie Fitzpatrick on the Money Healing Club Podcast to discuss Ashlee Piper's book "No New Things: A Radically Simple 30-Day Guide to Saving Money, the Planet and Your Sanity." They explore why we have so much stuff we don't need, how the returns system is broken, and why borrowing your neighbor's rubber bands might be the key to building community. Plus: the surprising link between gratitude and impulse spending.

💬 "Only 2% of purchases were returned 25 years ago. Now we send back 3.5 billion products a year worth a trillion dollars. We are buying stuff that we're not even using, then we're sending it back."

Key Takeaways:

• Overconsumption affects your money, mental health, AND the environment simultaneously

• The average American has 300,000 things - no wonder we forget what we already have!

• Cultivating gratitude practice directly reduces impulse spending (backed by eco-psychologists)

• The SUPER acronym helps you find alternatives to buying new (Secondhand, Upcycling, Paying nothing, Renting)

• Tracking your triggers reveals the patterns driving your purchases

About Angie Fitzpatrick:

Angie is the program manager of the Money Healing Club community and returning podcast guest. You can catch Angie sharing about 🚺What the Wage Gap Doesn’t Tell You: The Hidden Financial Burdens Women Face

⏰ EPISODE BREAKDOWN

02:30 | What Makes This Buy Nothing Challenge Different

How Piper turns a simple challenge into a manifesto against hyper-consumption

08:00 | The Rubber Band Win: Community Over Commerce

Real stories of borrowing from neighbors and building unexpected connections

23:00 | The Trillion Dollar Returns Industry

How "no questions asked" returns spawned a reverse logistics nightmare

31:00 | Tracking Your Triggers

Identifying what drives you to shop and replacing it with actual joy

📚 Resources Mentioned

• "No New Things: A Radically Simple 30-Day Guide to Saving Money, the Planet and Your Sanity" by Ashlee Piper

• "The Serviceberry" by Robin Wall Kimmerer

💬 Join the Conversation

What's the ONE category you could commit to not buying new for 30 days? Holiday decor? Clothes? Food? What childhood hobby could you rediscover instead of shopping? The Money Healing Club podcast wants to hear your "no new things" commitment - click the big orange button to tell us your story: https://www.moneyhealingclub.com/podcast

🎧 Your next listen: Check out our episode on impulse spending to understand the emotional drivers behind the urge to buy. https://www.moneyhealingclub.com/podcast/s1e1-hn73w

Full transcript: https://www.moneyhealingclub.com/podcast

🎙️We're a proud member of the Feminist Podcasters Collective where creators like me are uplifting diverse voices and driving meaningful change.

Do you ever find yourself shopping to feel better—then regretting it later? You're not alone. In this special 1 year anniversary broadcast episode of the Money Healing Club Podcast, Rachel Duncan, Certified Financial Therapist TM, tackles the #1 listener question:

💡 "How do I stop impulse spending when I’m emotional?"

🤑 Get My Free Mindful Spending Email Course!👉 moneyhealingclub.com/challenge

Inside this episode, we explore:

📢 If you’re tired of impulse spending sabotaging your financial goals and making you feel crappy, this episode is for you!

What Is Impulse Spending?

Understanding the Emotional Triggers

What Is the Want Beneath the Want?

The Role of Dopamine in Impulse Spending

Replacing Impulse Spending with Healthy Habits

Planning for Controlled Impulse Spending

The Long-Term Process of Change

Community Support & Resources

S1 E10: ✍🏽 THE journal prompt for healing - Dear Money, what would you have me know?

☎️ When do you find yourself impulse purchasing? Leave us a voicemail on our website to share your thoughts: https://www.moneyhealingclub.com/podcast

💡 Start your money healing journey today! Hop on a waitlist for our next program https://www.moneyhealingclub.com/

Episode Summary

What if the way you've been taught to think about time and money is fundamentally wrong? On this episode of the Money Healing Club podcast, Rachel welcomes Becca Rich, a holistic time coach and self-described money disruptor, to explore how both time and money function as cyclical resources rather than linear commodities we trade.

Together, they unpack why seasonal planning feels safer than rigid schedules, how to build a life that doesn't require you to "earn your rest," and what menstrual cycles can teach us about sustainable planning. Becca brings systems thinking, somatic wisdom, and spiritual depth to challenge our capitalist conditioning around productivity and worth.

This episode includes a gentle discussion about menstruation and body-based timekeeping, skip ahead or lean in, depending on what feels right for you today.

💬 "Approaching anything in a linear way makes us less honest because anything linear is a lie. It's neglecting our true nature." — Becca Rich

Key Takeaways

Time and money are cyclical, not linear and understanding this shift can transform your relationship with both resources

The belief that "if you give, it will come back" can sometimes gaslight us into ignoring systemic inequalities

Procrastination doesn't exist, there are always valid reasons why we do or don't do things

Consistency is overrated; what we actually crave is self-trust and safety

Planning during low-energy phases (like menstruation or winter) sets you up for realistic success during high-energy times

Your body already knows what you need, muscle testing and somatic check-ins are powerful tools

About Becca Rich

Becca Rich is a holistic time coach who helps people unravel survival strategies that keep them overworking, overscheduling, and disconnected from their actual needs. With a focus on neurodivergence, capitalism's impact, and creative work, Becca brings a rare blend of systems thinking and somatic wisdom to conversations about time, productivity, and rest. Find her at https://www.beccarich.com/

⏰ Episode Breakdown

03:00 | The Musical Nature of Money & Time Exploring how cycles, rhythms, and repetition show up in our financial and temporal experiences.

08:00 | When "Giving Back" Becomes Gaslighting How the spiritual belief that money flows back can ignore capitalist systems that vacuum wealth upward and why your body knows the truth about enough.

18:00 | The Original Lie: Linear Thinking Why approaching time and money as linear resources spawns guilt, shame, hoarding, and the feeling of never having enough.

31:00 | Menstrual Cycles as Financial Planning Tools Breaking down the four phases (menstrual, follicular, ovulation, luteal) and what each season teaches us about when to start projects, be social, complete tasks, and rest.

42:00 | Fall as Grief: Why We Avoid the Harvest Examining our cultural addiction to spring/follicular energy and our resistance to autumn's call to complete, grieve, and prepare for rest.

📚 Resources Mentioned

1. Braiding Sweetgrass by Robin Wall Kimmerer

2. The Financial Activist Playbook by Jasmine Rashid

3. The Art of Money by Bari Tessler

💬 Join the Conversation

What cycles do you notice in your own relationship with time or money? Does thinking about these resources cyclically open up more spaciousness for you? Click the big orange button on our site and leave me a voicemail, I'd love to hear what this brings up for you: moneyhealingclub.com/podcast

🎧 Your Next Listen

Episode: Financial Activism with Jasmine Rashid

💫 Use code PODCAST for 50% off your first month and start your money healing process!

moneyhealingclub.com/club

Full transcript: moneyhealingclub.com/podcast

🎙️We're a proud member of the Feminist Podcasters Collective where creators like me are uplifting diverse voices and driving meaningful change.

Reach out to Sarah Mac:

withsarahmac.com | Instagram | Substack | LinkedIn | Facebook

EPISODE SUMMARY

Here we go with the #2 most common word I hear about money: AVOIDANCE. (Remember what the #1 is? That's right: SHAME). Do you avoid your money like… the plague? or more accurately, the GYM?? Let's go deeper.

In this episode of The Money Healing Club Podcast, Rachel responds to a listener question about the lifelong habit of retreating from money tasks — even when you know you’ll feel better afterwards.

Rachel unpacks why money avoidance is such a common (and understandable) coping strategy, what it has to do with trauma responses, and how to gently shift the pattern. From nervous system safety to body doubling to internal family systems (IFS), Rachel shares compassionate tools for learning how to stay with your money — even when it feels hard.

KEY TAKEAWAYS

Avoidance isn’t laziness — it’s your body’s way of saying, “i just can't. it's too much right now.”

Capitalism profits from our disconnection (late fees, overdrafts, interest charges).

Money avoidance is often a mix of trauma responses: fight, freeze, flight, fawn, flop, fib.

Safety comes first in trauma healing: sometimes you need community or body doubling to signal “this is okay.”

Internal Family Systems (IFS) helps you meet the parts of you that avoid money with compassion, not criticism.

Small, doable tasks + no-cost celebrations (walk, disco dance, doodle) can shift the cycle.

RESOURCES MENTIONED

1. Past episode with Sydney Harbosky on tapping for accessible money-safety.

2. Focusmate → virtual body-doubling tool with a generous free tier

3. Money Healing Club Membership → Join us with weekly live conversations and private community.

4. One-on-one IFS-informed money work with Rachel → Apply here.

💬 JOIN THE CONVERSATION

How can you re-frame your avoidance as an invitation to connect with a stuck part? Click on the big orange button on our site right from your phone or browser and let me know [specific question related to episode] https://www.moneyhealingclub.com/podcast

🎧 Your next listen:

S2 E22:👉🏽You can choose to deeply love and accept yourself: Tapping for money healing w/ Sydney Harbosky

💫 Use code PODCAST for 50% off your first month and start your money healing process!

https://www.moneyhealingclub.com/club

Full transcript: https://www.moneyhealingclub.com/podcast

🎙️We're a proud member of the Feminist Podcasters Collective where creators like me are uplifting diverse voices and driving meaningful change.