Financial wellness isn’t just math—it’s mindset. Today, Jack Howard, strategic program and communications lead at Ally and secretary of the Ally Charitable Foundation, joins me to unpack money psychology, values-based spending, and why “financial confidence” has very little to do with your income bracket.

We break down social spending, the Gen Z impulse loop fueled by Instagram/TikTok, and how to start having real money conversations with your friends—without tanking your budget or your relationships.

You’ll hear:

How your earliest money memories quietly drive adult decisions—and what to do about it

The “money wellness chain reaction” to interrupt anxiety and take action today

Social spending vs. social connection: lower-cost ways to get a higher “return on joy”

Why women (especially high earners) still feel financially fragile—and how to fix it

A values-based alternative to traditional budgeting that actually sticks

What women of color need to hear about building real, generational wealth—on their terms

Be sure to like and follow the show on your favorite podcast app!

Keep the conversation going on Instagram @everyonestalkinmoney

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