Money Madams

What happens when you want or need to purchase something but don't have enough funds set aside? These days there are many forms of consumer credit available to you, but the devil is in the detail.

We'd love for you to always be in the black and have sufficient funds before you spend, but the fact is the majority of us will use consumer debt throughout our lives. So we want you to understand the pros (yes, there are some) and cons of each.

So listen in to this week's episode as we help you understand each of these tools so you can make more informed choices.

In this week's episode, we continue to speak with our Guru Peter Graham of Redefining Retirement about the all-important decisions as to what will you actually do with and in your retirement to ensure it is fulfilling. There is no surprise - it takes planning and discussing ahead of time, so tune it to hear Peter's insights, especially if your goal involves retiring to a location different from where you live now.

To learn more about Peter, head to https://www.redefiningretirement.com.au/

When you retire, regardless of your age now; Do you know what your retirement will look like?

Beyond how much money you may or may not have, what will you do to fill your time? The best retirements are ones that are clearly pictured well before you actually retire. In this week's episode, we speak with our Guru Peter Graham of Redefining Retirement.

So tune in, and to learn more about Peter, head to https://www.redefiningretirement.com.au/

In this week's episode, we chat with Jess Smith (and yes that's her real name) from McGrath about what's happening in the COVID-19 real estate market along with tips for buying and selling a home.

If you would like contact Jess you can reach her via https://www.mcgrath.com.au/agent/3056-jess-smith

Owning a home is the great Australian dream, and for most people, that means taking on a mortgage. But how much should you have saved up as a deposit? Should you go for a fixed or variable rate?

In this week's episode, we chat to David Gawthrop of True North Mortgage Solutions to answer your questions. So if you are looking to purchase a home or investment property or to refinance your home loan to a better rate, be sure to listen in.

Are you struggling with balancing work, children and homeschooling as a result of social distancing?

In this week's episode, we chat to Cari, Amber's personal parenting guru based in Newcastle.

We pick Cari's brain on how we can keep our cool, survive and thrive in these COVID19 times.

So to save your sanity as an ISO parent, listen to this week's episode to pick up some ideas, or if you are Katherine's children, learn to pick a lock : )

Have you ever heard of an investment bond? Perhaps you have but don't understand why you would use one or how they work?

We chat to Grant Hackett of Generation Life, former swimming champ and now CEO about the little known and little understood advantages that investment bonds can provide us ranging from paying less tax, investing for your children and even allowing you to rule from the grave.

So if you are thinking of investing for yourself or on behalf of a child, be sure not to miss this episode.

In this week's episode, we chat with Vit from VitFit about making sure you get the most out of your exercise program along with the common mistakes seen. We have a promo for our listeners, but please note the VitFit site is under maintenance so you will have to wait a few weeks to use the promo code online.

This week we talk to you about the government stimulus package and the benefits you may soon receive.

We answer your questions on personal insurance claims during a pandemic and talk about what other relief measures have been announced and finally some tax tips if you are working from home.