Money Madams

In this week's episode, we chat with Kate Carnell the Inaugural Small Business and Family Enterprise Ombudsmen.

We chat about Kate's own journey as a small business owner and gain insights into what makes a successful business and why more women should consider being business owners.

To learn more about the role of the ombudsmen head to https://www.asbfeo.gov.au/about/the-ombudsman

This week we chat to Catastrophe Carrie. No that's not her real name, but she has had more cause to claim on her insurance than most. Hear about her story and the upcoming changes to insurance that you need to be aware of.

If you need help sorting out your insurance reach out to Katherine via [email protected] or her website www.hcis.com.au

The Money Madams are huge supporters of women chasing their dreams so this week we are celebrating International Women's Day. Amber & Katherine chat about the origins as well as share their own experiences.

In this week's episode, we chat to leading Nutritionist Kate Freeman of the Healthy Eating Clinic about everyday food hang-ups and mistakes that can impact both your budget and ability to eat well consistently. Be sure to grab your promo code for a 20% discount to The Healthy Eating Hub online using the promo code MADAM at https://www.healthyeatinghub.com.au/membership/

In this week's episode the Money Madams chat about the ins and outs of Private Hospital cover to help you weigh up whether it's something you should include in your budget and lifestyle.

Whether you are looking to understand the Lifetime Health cover loading, worried about penalty tax (Medicare Levy Surcharge), planning a pregnancy or looking to compare your current cover, this episode has something for you.

If you want to compare your current cover head to the government run site of www.privatehealth.gov.au

Child care. It's expensive and comes with a complicated set of choices. In this week's episode, we chat about different forms of care to balance your budget and lifestyle such as traditional child care, versus family care versus a Nanny or Au Pair.

It's almost Valentine's Day and after only just having survived the Christmas rush, you may feel like your finances need a break rather than another seasonal holiday prompting you to spend more. The Money Madams are here to help your wallet and your love life! We want you to enjoy everything Valentine's Day or any romantic event has to offer, but we don't want you to feel financially stressed in doing so. In this Week's episode, we discuss a range of ways you can be romantic or simply downright practice without breaking the bank. So whether you are coupled or single, have a listen and feel the lurve...

Superannuation is the often misunderstood hero of wealth creation. In this week's episode, we continue to chat about the basics of superannuation. This is part 2 of a 2 part episode.

In this week's episode we cover:

• How you can contribute to your super
• How much is enough
• Tips on consolidating your super
• When you can retire
• Accessing super when you retire
• When to get help and why

For information regarding how much income you may need in retirement click here

Superannuation is the often the misunderstood hero of wealth creation. In this week's episode we chat about the basics of superannuation. Being a meaty topic this is part 1 of a 2 part in depth look.

In this episode we cover topics such as:

• What is Super
• Who gets it
• What can you invest in
• What will your super be worth when you retire
• When should you start to plan
• Understanding superannuation account fees
• What kind of contributions can go into your account
• What you can do if you and your partner have large differences in your super account balances
• Expectations around performance and rates of return
• Understanding defensive versus growth assets

For information regarding how much super you may have in retirement click here

For the vanguard historical rates of return for each asset class click here

Our book Make Money Your Bitch is being published. In this week's episode we give you an overview of what's inside along with details of our book launch on Feb 22nd at Muse in Canberra.

If you haven't booked your ticket yet you can do so via http://www.musecanberra.com.au/events/2020/2/22/make-money-your-bitch-book-launch