The holidays shouldn’t be a time to go into debt. Instead, it is time to get strategic with your holiday budget and maximize your money's worth. In this episode, we share tips to help you navigate holiday spending in a financially-savvy way.  From the importance of planning ahead, making a list, setting a budget, to making use of discounts and credit card points, learn how to enjoy the holidays while being mindful of spending. We also explore the joy of focusing on experiences over material gifts and benefits of giving back charitably during the season. Tune in for valuable advice on making smart financial decisions during this time of year.

[00:05:11] Lisha and Brittne’s Holiday Plans
[00:13:56] Smart Financial Tips for Managing Holiday Expenses
[00:21:46] Gift-Giving Perspectives and Family Dynamics
[00:25:57] Planning Ahead for Holiday Spending: Making Discounts Work for You
[00:28:35] Avoiding Overspending While Finding Great Offers
[00:30:50] Mastering Holiday Budgets: Spending Limits, Credit Card Rewards, and Earning Extra Income
[00:36:58] Office Makeovers, Creating Spaces and Celebrating the Season

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