Morning Brew Daily

Nora and Scott speak with Sheena Allen, the founder and CEO of fintech company and neobank CapWay, which provides bank services and financial education via a mobile app. They discuss bootstrapping vs VC funding, what it means to be financially underserved in the U.S. today, and the importance of building generational wealth. 

Hosts: Nora Ali & Scott Rogowsky

Producer: Bella Hutchins

Production, Mixing & Sound Design: Daniel Markus

Music: Daniel Markus & Breakmaster Cylinder

Senior Producer: Katherine Milsop

Director of Audio: Alan Haburchak

VP, Head of Multimedia: Sarah Singer

Full transcripts for all Business Casual episodes available at https://businesscasual.fm

Psychedelic drugs are a billion dollar business. But there are currently a number of key people and for-profit organizations looking to control and profit from it. Nora and Scott speak with VICE senior staff writer Shayla Love, who reports on the psychedelic drug industry. She is also the co-producer of the VICE documentary "The Battle Over Psychedelic Therapy's Future.” 

Hosts: Nora Ali & Scott Rogowsky

Producer: Bella Hutchins

Production, Mixing & Sound Design: Daniel Markus

Music: Daniel Markus & Breakmaster Cylinder

Senior Producer: Katherine Milsop

Director of Audio: Alan Haburchak

VP, Head of Multimedia: Sarah Singer

Full transcripts for all Business Casual episodes available at https://businesscasual.fm

Hey BC listeners, we are so excited to share the latest episode from a new member of the Morning Brew family: The Money with Katie Show!

Give it a listen, and if you want more great personal finance advice, follow the show on your favorite podcast platform.

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The healthcare marketplace in the United States is confusing, complex, and expensive.

Why is it the way it is? Has it always been this way? Is it this way everywhere? These were my questions when I began this deep dive. 

After reading a couple books, going on a week-long internet deep dive, and interviewing a healthcare consultant, I felt ready to bring some of my initial findings to you. Big thanks to Taylor, a healthcare consultant, for being interviewed for this episode, and Kaleigh, for sharing her experience giving birth to her daughter. 

Snag a copy of Taylor's TEMPLATE FOR DENIED INSURANCE CLAIMS.

Since this is a relatively fact-filled episode, sources are listed below by claim.

Follow along

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Claims & more resources

Any claim that doesn’t have a URL attached came from the book The Healing of America by T. R. Reid. 

“Of the 11 richest countries in the world, America’s healthcare system ranks 11th. The judgment metrics are as follows: Access to care, care process, administrative efficiency, equity, and healthcare outcomes. The U.S. ranked last in four of the five criteria, with the exception of “care process,” for which we ranked second.

Historical deep dive resource

“The U.S. spends roughly the same amount as a percentage of GDP on Medicare and Medicaid alone that the rest of the rich countries spend insuring their entire populations, and the private sector spends even more.”

“Estonia, Slovenia, Hungary, the Czech Republic, Korea, Israel… all of these countries have lower infant mortality rates than the United States.”

“And pharmaceutical companies do spend, on average, around 20% of their total revenues on R&D.”

“The U.S. actually ranks sixth in the World Index of Healthcare Innovation, behind Switzerland, Germany, and the Netherlands.”

“A new analysis from insurance giant Humana itself and the University of Pittsburgh School of Medicine found that between $760 billion and $935 billion—or about a quarter of all U.S. healthcare spending—is considered “waste.””

Comments about Sweden’s economy and benefits

Nora and Scott are getting down to the nitty gritty of social media monetization and the business behind influencers…specifically, how creators monetize their content, especially when they first begin to build an audience. Rebecca Jennings, a senior correspondent for Vox, discusses her article, “You go viral overnight. Now how do you get rich?” Nora and Scott also chat with Ryan Broderick, who covers social media monetization in his newsletter, Garbage Day. And we’ll hear from three influencers: Connor Wood (AKA Fibula), AJ Rafael, and Talia Lichtstein. 

Hosts: Nora Ali & Scott Rogowsky

Producer: Bella Hutchins

Production, Mixing & Sound Design: Daniel Markus

Music: Daniel Markus & Breakmaster Cylinder

Senior Producer: Katherine Milsop

Director of Audio: Alan Haburchak

VP, Head of Multimedia: Sarah Singer

Full transcripts for all Business Casual episodes available at https://businesscasual.fm

Nora and Scott get the lowdown on the latest autonomous vehicle tech news with Morning Brew Emerging Tech reporter Hayden Field. Then, we’ll take a look at how that technology is currently being used in the long-haul trucking industry with Alex Rodrigues, co-founder and CEO of Embark Trucks.

Hosts: Nora Ali & Scott Rogowsky

Producer: Bella Hutchins

Production, Mixing & Sound Design: Daniel Markus

Music: Daniel Markus & Breakmaster Cylinder

Senior Producer: Katherine Milsop

Director of Audio: Alan Haburchak

VP, Head of Multimedia: Sarah Singer

Full transcripts for all Business Casual episodes available at https://businesscasual.fm

Nora and Scott are talking about the world of EVs. We’ll find out about sourcing materials that make a key component of EVs—batteries—and how the lithium shortage could affect the EV market with Emerging Tech Brew reporter Grace Donnelly. Then, Frank Reig, co-founder and CEO of Revel reveals how the company plans to electrify transportation through EV charging hubs, mopeds, e-bikes, and Tesla ride-sharing services.

Hosts: Nora Ali & Scott Rogowsky

Producer: Bella Hutchins

Production, Mixing & Sound Design: Daniel Markus

Music: Daniel Markus & Breakmaster Cylinder

Senior Producer: Katherine Milsop

Director of Audio: Alan Haburchak

VP, Head of Multimedia: Sarah Singer

Full transcripts for all Business Casual episodes available at https://businesscasual.fm

Nora and Scott chat with Dan Runcie, founder of Trapital, a weekly newsletter about the hip-hop industry, and look at how trends and strategies that start in hip-hop influence the rest of the business world.

Hosts: Nora Ali & Scott Rogowsky

Producer: Bella Hutchins

Production, Mixing & Sound Design: Daniel Markus

Music: Daniel Markus & Breakmaster Cylinder

Senior Producer: Katherine Milsop

Director of Audio: Alan Haburchak

VP, Head of Multimedia: Sarah Singer

Full transcripts for all Business Casual episodes available at https://businesscasual.fm

Streaming now accounts for 84% of music revenue, according to a report from RIAA. Scott and Nora dive into the business of audio streaming with George Howard, associate professor of music business/management at Berklee College of Music, who details how music streaming services make money from music, how artists are (and aren't) profiting. Then, a look at how podcasts fit into the equation with Ashley Carman, senior reporter at The Verge and lead writer for Hot Pod.

Hosts: Nora Ali & Scott Rogowsky

Producer: Bella Hutchins

Production, Mixing & Sound Design: Daniel Markus

Music: Daniel Markus & Breakmaster Cylinder

Senior Producer: Katherine Milsop

Director of Audio: Alan Haburchak

VP, Head of Multimedia: Sarah Singer

Full transcripts for all Business Casual episodes available at https://businesscasual.fm

The global video game industry is almost a $200 billion market, exceeding the revenue of the global movie industry and North American sports industry combined. Nora unpacks the latest gaming business news with Bloomberg reporter Jason Schreier, author of Press Reset: Ruin and Recovery in the Video Game Industry. Then, Scott and Nora chat with Erin Ashley Simon, video game influencer, host and co-owner of the esports organization XSET about how the industry is changing and the role she plays in it.

Hosts: Nora Ali & Scott Rogowsky

Producer: Bella Hutchins

Production, Mixing & Sound Design: Daniel Markus

Music: Daniel Markus & Breakmaster Cylinder

Senior Producer: Katherine Milsop

Director of Audio: Alan Haburchak

VP, Head of Multimedia: Sarah Singer

Full transcripts for all Business Casual episodes available at https://businesscasual.fm

Nora and Scott chat with Amanda Hoover, a reporter covering tech at Morning Brew, who stopped by to talk about her feature story titled: “Just like supporting a bro,” about the women NFT artists who are looking to bring equity to Web3.

Hosts: Nora Ali & Scott Rogowsky

Producer: Bella Hutchins

Production, Mixing & Sound Design: Daniel Markus

Music: Daniel Markus & Breakmaster Cylinder

Senior Producer: Katherine Milsop

Director of Audio: Alan Haburchak

VP, Head of Multimedia: Sarah Singer

Full transcripts for all Business Casual episodes available at https://businesscasual.fm