At 34 years old, Michelle and Jono Harley have achieved what many Australians only dream about.

Their home is paid off, their investment properties have created financial freedom, and they've spent the last decade making disciplined decisions that transformed their future.

But this episode isn't really about property.

It's about why we build wealth in the first place.

After years of fertility struggles, IVF treatments, pregnancy complications, and the devastating loss of their son at 19 weeks, Michelle and Jono were forced to navigate one of life's hardest challenges.

What followed was an extraordinary family journey involving surrogacy, resilience, hope, and the determination to never give up on becoming parents.

In this deeply emotional conversation, Aaron Christie-David explores:

• Becoming mortgage-free at 34
• Building wealth through renovation and property investing
• IVF and fertility challenges
• Pregnancy loss and grief
• Surrogacy and family support
• Financial freedom and creating life choices
• Marriage, resilience and long-term success

This is one of the most powerful conversations ever shared on Built Different.

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If you're looking to build a strategic property portfolio, the team at Atelier Wealth helps investors structure finance to grow long-term wealth through property.

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