On this episode, host Darren and Christina chat about the differences between mortgage insurance and term insurance and why they suggest taking the term insurance, even if your bank makes it seem like it’s not an option.

Topics covered in this episode include:

• Who benefits in the event of a death: mortgage insurance vs. term insurance
• What happens if you switch mortgage insurance providers?
• What can you purchase with term insurance vs. mortgage insurance?
• Cost of Term Insurance vs. Mortgage Insurance
• Term 10 vs. Term 20
• Renewable vs. Convertible: When is the appropriate time for both

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