Mortgage Rates Today | Housing Market & Fed News – The Rate Update with Dan Frio

The Fed did nothing this week — yet mortgage rates have fallen from about 7.7% at the start of October to around 7.2%. Dan explains why money fleeing AI stocks is flowing into bonds, what this week's PCE inflation, GDP, home price and consumer confidence data showed, and why he's telling clients under contract to lock.

Mortgage rates today, housing market news, and Federal Reserve analysis — explained in plain English by a mortgage loan originator with 38 years in the business. No hype. Just real data and practical next steps.

🏠 APPLY NOW — One Application, One Credit Pull, 30+ Lenders Compared
https://257781.my1003app.com/246527/register

📅 REQUEST A FREE CONSULTATION
https://www.therateupdate.com/book-a-call

🔍 FREE LE REVIEW — Already have a quote? Send me your Loan Estimate and I'll compare it against 30+ lenders
https://www.therateupdate.com/loan-estimate-review

📉 JOIN RATE WATCH — FREE Rate Monitoring
https://rw2.therateupdate.com/

Welcome to The Rate Update with Dan Frio.

This channel helps homebuyers, homeowners, real estate professionals, and anyone watching the housing market understand what is really happening with mortgage rates, housing, inflation, the bond market, the Federal Reserve, and the economy.

Here we break down the stories that impact your mortgage payment, your buying power, your refinance options, and your financial decisions.

WHAT YOU'LL FIND ON THIS CHANNEL
🏠 Daily mortgage rate updates
📉 Housing market news and home price trends
📊 Inflation, CPI, and Federal Reserve analysis
📈 10-Year Treasury and mortgage bond movement
💰 Refinance and debt consolidation opportunities
🏡 First-time homebuyer education
🔁 Rate Watch mortgage monitoring tools
🧮 Mortgage calculators and payment tools

WHERE TO START

🏡 Buying a home — FHA, VA, USDA, conventional, jumbo and down payment assistance
https://www.therateupdate.com/first-time-home-buyer

🔁 Refinancing or accessing equity — cash-out, FHA Streamline, VA IRRRL, HELOC and reverse
https://www.therateupdate.com/homeowner-options

🏢 Buying rentals — DSCR on 1 to 8 units, bank statement and no-income options
https://www.therateupdate.com/investment-property-loans

🎁 Down payment assistance — 3.5% to 5%, including grants you never repay
https://www.therateupdate.com/down-payment-assistance

TOP RESOURCES

📊 TRU Mortgage Command Center — Live Rate Dashboard
https://command.therateupdate.com/

💳 TRU Debt Optimizer
https://debtrelief.therateupdate.com/

🧮 Mortgage Calculators & Tools
https://www.therateupdate.com/mortgage-calculators

✉️ Ask Dan a Question
https://www.therateupdate.com/contact

FOLLOW THE RATE UPDATE

YouTube: https://www.youtube.com/@TheRateUpdatewithDanFrio
Instagram: https://instagram.com/themortgageupdate
TikTok: https://tiktok.com/@therateupdate

If this helped you understand mortgage rates a little better, subscribe and turn on notifications so you catch the next update.

DISCLAIMER

Dan Frio | NMLS #246527 | PBT Bancorp | NMLS #257781 | Equal Housing Lender
524 Main St, Hazard, KY 41701
NMLS Consumer Access: https://www.nmlsconsumeraccess.org/

Dan Frio is a federally registered mortgage loan originator with PBT Bancorp. Mortgage products are originated by PBT Bancorp, NMLS #257781.

This channel is for education and commentary only. Topics may include mortgage rates, real estate, housing, stocks, bonds, cryptocurrency, inflation, the Federal Reserve, and financial markets.

All opinions are my own and do not represent PBT Bancorp or any financial institution I may be employed by or affiliated with.

Nothing on this channel is an offer to lend, a commitment to lend, or financial, legal, tax, or investment advice. Mortgage rates, terms, approvals and programs are subject to borrower qualifications, market conditions, underwriting approval, and change without notice. Not all borrowers will qualify.

The Fed paused — and the next decision isn't until December. What does the wait mean for mortgage rates, and will home buyers end up paying more?

Mortgage rates today, housing market news, and Fed analysis — explained in plain English by a mortgage loan originator with 38 years in the business.

📺 WATCH ON YOUTUBE
https://youtu.be/mDEKEX5tN9k

📰 READ TODAY'S BLOG
https://www.therateupdate.com/blog/fed-paused-why-wait-until-december-will-home-buyers-pay-more

🏠 APPLY NOW — One Application, One Credit Pull, 30+ Lenders Compared
https://257781.my1003app.com/246527/register

📅 REQUEST A FREE CONSULTATION
https://www.therateupdate.com/book-a-call

🔍 FREE LE REVIEW — Already have a quote? Send me your Loan Estimate and I'll compare it against 30+ lenders
https://www.therateupdate.com/loan-estimate-review

📉 JOIN RATE WATCH — FREE Rate Monitoring
https://rw2.therateupdate.com/

Welcome to The Rate Update with Dan Frio.

This show helps homebuyers, homeowners, real estate professionals, and anyone watching the housing market understand what is really happening with mortgage rates, housing, inflation, the bond market, the Federal Reserve, and the economy.

Here we break down the stories that impact your mortgage payment, your buying power, your refinance options, and your financial decisions.

WHAT YOU'LL FIND ON THIS SHOW
🏠 Daily mortgage rate updates
📉 Housing market news and home price trends
📊 Inflation, CPI, and Federal Reserve analysis
📈 10-Year Treasury and mortgage bond movement
💰 Refinance and debt consolidation opportunities
🏡 First-time homebuyer education
🔁 Rate Watch mortgage monitoring tools
🧮 Mortgage calculators and payment tools

WHERE TO START

🏡 Buying a home — FHA, VA, USDA, conventional, jumbo and down payment assistance
https://www.therateupdate.com/first-time-home-buyer

🔁 Refinancing or accessing equity — cash-out, FHA Streamline, VA IRRRL, HELOC and reverse
https://www.therateupdate.com/homeowner-options

🏢 Buying rentals — DSCR on 1 to 8 units, bank statement and no-income options
https://www.therateupdate.com/investment-property-loans

🎁 Down payment assistance — 3.5% to 5%, including grants you never repay
https://www.therateupdate.com/down-payment-assistance

TOP RESOURCES

📊 TRU Mortgage Command Center — Live Rate Dashboard
https://command.therateupdate.com/

💳 TRU Debt Optimizer
https://debtrelief.therateupdate.com/

🧮 Mortgage Calculators & Tools
https://www.therateupdate.com/mortgage-calculators

✉️ Ask Dan a Question
https://www.therateupdate.com/contact

FOLLOW THE RATE UPDATE

YouTube: https://www.youtube.com/@TheRateUpdatewithDanFrio
Instagram: https://instagram.com/themortgageupdate
TikTok: https://tiktok.com/@therateupdate

If this helped you understand mortgage rates a little better, follow the show in your podcast app so you never miss an update.

DISCLAIMER

Dan Frio | NMLS #246527 | PBT Bancorp | NMLS #257781 | Equal Housing Lender
524 Main St, Hazard, KY 41701
NMLS Consumer Access: https://www.nmlsconsumeraccess.org/

Dan Frio is a federally registered mortgage loan originator with PBT Bancorp. Mortgage products are originated by PBT Bancorp, NMLS #257781.

This podcast is for education and commentary only. Topics may include mortgage rates, real estate, housing, stocks, bonds, cryptocurrency, inflation, the Federal Reserve, and financial markets.

All opinions are my own and do not represent PBT Bancorp or any financial institution I may be employed by or affiliated with.

Nothing on this podcast is an offer to lend, a commitment to lend, or financial, legal, tax, or investment advice. Mortgage rates, terms, approvals and programs are subject to borrower qualifications, market conditions, underwriting approval, and change without notice. Not all borrowers will qualify.

Mortgage rates fell heading into the Fed meeting. Should buyers lock now, or float and hope for more relief?

Mortgage rates today, housing market news, and Fed analysis — explained in plain English by a mortgage loan originator with 38 years in the business.

📺 WATCH ON YOUTUBE
https://youtu.be/FTvAvww6Adg

📰 READ TODAY'S BLOG
https://www.therateupdate.com/blog/mortgage-rates-week-ahead-fed-pce-oct-26-2026

🏠 APPLY NOW — One Application, One Credit Pull, 30+ Lenders Compared
https://257781.my1003app.com/246527/register

📅 REQUEST A FREE CONSULTATION
https://www.therateupdate.com/book-a-call

🔍 FREE LE REVIEW — Already have a quote? Send me your Loan Estimate and I'll compare it against 30+ lenders
https://www.therateupdate.com/loan-estimate-review

📉 JOIN RATE WATCH — FREE Rate Monitoring
https://rw2.therateupdate.com/

Welcome to The Rate Update with Dan Frio.

This show helps homebuyers, homeowners, real estate professionals, and anyone watching the housing market understand what is really happening with mortgage rates, housing, inflation, the bond market, the Federal Reserve, and the economy.

Here we break down the stories that impact your mortgage payment, your buying power, your refinance options, and your financial decisions.

WHAT YOU'LL FIND ON THIS SHOW
🏠 Daily mortgage rate updates
📉 Housing market news and home price trends
📊 Inflation, CPI, and Federal Reserve analysis
📈 10-Year Treasury and mortgage bond movement
💰 Refinance and debt consolidation opportunities
🏡 First-time homebuyer education
🔁 Rate Watch mortgage monitoring tools
🧮 Mortgage calculators and payment tools

WHERE TO START

🏡 Buying a home — FHA, VA, USDA, conventional, jumbo and down payment assistance
https://www.therateupdate.com/first-time-home-buyer

🔁 Refinancing or accessing equity — cash-out, FHA Streamline, VA IRRRL, HELOC and reverse
https://www.therateupdate.com/homeowner-options

🏢 Buying rentals — DSCR on 1 to 8 units, bank statement and no-income options
https://www.therateupdate.com/investment-property-loans

🎁 Down payment assistance — 3.5% to 5%, including grants you never repay
https://www.therateupdate.com/down-payment-assistance

TOP RESOURCES

📊 TRU Mortgage Command Center — Live Rate Dashboard
https://command.therateupdate.com/

💳 TRU Debt Optimizer
https://debtrelief.therateupdate.com/

🧮 Mortgage Calculators & Tools
https://www.therateupdate.com/mortgage-calculators

✉️ Ask Dan a Question
https://www.therateupdate.com/contact

FOLLOW THE RATE UPDATE

YouTube: https://www.youtube.com/@TheRateUpdatewithDanFrio
Instagram: https://instagram.com/themortgageupdate
TikTok: https://tiktok.com/@therateupdate

If this helped you understand mortgage rates a little better, follow the show in your podcast app so you never miss an update.

DISCLAIMER

Dan Frio | NMLS #246527 | PBT Bancorp | NMLS #257781 | Equal Housing Lender
524 Main St, Hazard, KY 41701
NMLS Consumer Access: https://www.nmlsconsumeraccess.org/

Dan Frio is a federally registered mortgage loan originator with PBT Bancorp. Mortgage products are originated by PBT Bancorp, NMLS #257781.

This podcast is for education and commentary only. Topics may include mortgage rates, real estate, housing, stocks, bonds, cryptocurrency, inflation, the Federal Reserve, and financial markets.

All opinions are my own and do not represent PBT Bancorp or any financial institution I may be employed by or affiliated with.

Nothing on this podcast is an offer to lend, a commitment to lend, or financial, legal, tax, or investment advice. Mortgage rates, terms, approvals and programs are subject to borrower qualifications, market conditions, underwriting approval, and change without notice. Not all borrowers will qualify.

Mortgage rates dropped even as oil prices surged. Why are investors fleeing — and what does it mean for borrowers?

Mortgage rates today, housing market news, and Fed analysis — explained in plain English by a mortgage loan originator with 38 years in the business.

📺 WATCH ON YOUTUBE
https://youtu.be/NppqviSBggg

📰 READ TODAY'S BLOG
https://www.therateupdate.com/blog/10-year-treasury-hits-4-99-before-the-fed-mortgage-rates

🏠 APPLY NOW — One Application, One Credit Pull, 30+ Lenders Compared
https://257781.my1003app.com/246527/register

📅 REQUEST A FREE CONSULTATION
https://www.therateupdate.com/book-a-call

🔍 FREE LE REVIEW — Already have a quote? Send me your Loan Estimate and I'll compare it against 30+ lenders
https://www.therateupdate.com/loan-estimate-review

📉 JOIN RATE WATCH — FREE Rate Monitoring
https://rw2.therateupdate.com/

Welcome to The Rate Update with Dan Frio.

This show helps homebuyers, homeowners, real estate professionals, and anyone watching the housing market understand what is really happening with mortgage rates, housing, inflation, the bond market, the Federal Reserve, and the economy.

Here we break down the stories that impact your mortgage payment, your buying power, your refinance options, and your financial decisions.

WHAT YOU'LL FIND ON THIS SHOW
🏠 Daily mortgage rate updates
📉 Housing market news and home price trends
📊 Inflation, CPI, and Federal Reserve analysis
📈 10-Year Treasury and mortgage bond movement
💰 Refinance and debt consolidation opportunities
🏡 First-time homebuyer education
🔁 Rate Watch mortgage monitoring tools
🧮 Mortgage calculators and payment tools

WHERE TO START

🏡 Buying a home — FHA, VA, USDA, conventional, jumbo and down payment assistance
https://www.therateupdate.com/first-time-home-buyer

🔁 Refinancing or accessing equity — cash-out, FHA Streamline, VA IRRRL, HELOC and reverse
https://www.therateupdate.com/homeowner-options

🏢 Buying rentals — DSCR on 1 to 8 units, bank statement and no-income options
https://www.therateupdate.com/investment-property-loans

🎁 Down payment assistance — 3.5% to 5%, including grants you never repay
https://www.therateupdate.com/down-payment-assistance

TOP RESOURCES

📊 TRU Mortgage Command Center — Live Rate Dashboard
https://command.therateupdate.com/

💳 TRU Debt Optimizer
https://debtrelief.therateupdate.com/

🧮 Mortgage Calculators & Tools
https://www.therateupdate.com/mortgage-calculators

✉️ Ask Dan a Question
https://www.therateupdate.com/contact

FOLLOW THE RATE UPDATE

YouTube: https://www.youtube.com/@TheRateUpdatewithDanFrio
Instagram: https://instagram.com/themortgageupdate
TikTok: https://tiktok.com/@therateupdate

If this helped you understand mortgage rates a little better, follow the show in your podcast app so you never miss an update.

DISCLAIMER

Dan Frio | NMLS #246527 | PBT Bancorp | NMLS #257781 | Equal Housing Lender
524 Main St, Hazard, KY 41701
NMLS Consumer Access: https://www.nmlsconsumeraccess.org/

Dan Frio is a federally registered mortgage loan originator with PBT Bancorp. Mortgage products are originated by PBT Bancorp, NMLS #257781.

This podcast is for education and commentary only. Topics may include mortgage rates, real estate, housing, stocks, bonds, cryptocurrency, inflation, the Federal Reserve, and financial markets.

All opinions are my own and do not represent PBT Bancorp or any financial institution I may be employed by or affiliated with.

Nothing on this podcast is an offer to lend, a commitment to lend, or financial, legal, tax, or investment advice. Mortgage rates, terms, approvals and programs are subject to borrower qualifications, market conditions, underwriting approval, and change without notice. Not all borrowers will qualify.

Mortgage rates fell as investors pulled out of AI stocks. Is this the opening home buyers have been waiting for?

Mortgage rates today, housing market news, and Fed analysis — explained in plain English by a mortgage loan originator with 38 years in the business.

📺 WATCH ON YOUTUBE
https://youtu.be/Yag3dc6UQ3U

📰 READ TODAY'S BLOG
https://www.therateupdate.com/blog/flee-to-safety-bond-rally-lower-mortgage-rates

🏠 APPLY NOW — One Application, One Credit Pull, 30+ Lenders Compared
https://257781.my1003app.com/246527/register

📅 REQUEST A FREE CONSULTATION
https://www.therateupdate.com/book-a-call

🔍 FREE LE REVIEW — Already have a quote? Send me your Loan Estimate and I'll compare it against 30+ lenders
https://www.therateupdate.com/loan-estimate-review

📉 JOIN RATE WATCH — FREE Rate Monitoring
https://rw2.therateupdate.com/

Welcome to The Rate Update with Dan Frio.

This show helps homebuyers, homeowners, real estate professionals, and anyone watching the housing market understand what is really happening with mortgage rates, housing, inflation, the bond market, the Federal Reserve, and the economy.

Here we break down the stories that impact your mortgage payment, your buying power, your refinance options, and your financial decisions.

WHAT YOU'LL FIND ON THIS SHOW
🏠 Daily mortgage rate updates
📉 Housing market news and home price trends
📊 Inflation, CPI, and Federal Reserve analysis
📈 10-Year Treasury and mortgage bond movement
💰 Refinance and debt consolidation opportunities
🏡 First-time homebuyer education
🔁 Rate Watch mortgage monitoring tools
🧮 Mortgage calculators and payment tools

WHERE TO START

🏡 Buying a home — FHA, VA, USDA, conventional, jumbo and down payment assistance
https://www.therateupdate.com/first-time-home-buyer

🔁 Refinancing or accessing equity — cash-out, FHA Streamline, VA IRRRL, HELOC and reverse
https://www.therateupdate.com/homeowner-options

🏢 Buying rentals — DSCR on 1 to 8 units, bank statement and no-income options
https://www.therateupdate.com/investment-property-loans

🎁 Down payment assistance — 3.5% to 5%, including grants you never repay
https://www.therateupdate.com/down-payment-assistance

TOP RESOURCES

📊 TRU Mortgage Command Center — Live Rate Dashboard
https://command.therateupdate.com/

💳 TRU Debt Optimizer
https://debtrelief.therateupdate.com/

🧮 Mortgage Calculators & Tools
https://www.therateupdate.com/mortgage-calculators

✉️ Ask Dan a Question
https://www.therateupdate.com/contact

FOLLOW THE RATE UPDATE

YouTube: https://www.youtube.com/@TheRateUpdatewithDanFrio
Instagram: https://instagram.com/themortgageupdate
TikTok: https://tiktok.com/@therateupdate

If this helped you understand mortgage rates a little better, follow the show in your podcast app so you never miss an update.

DISCLAIMER

Dan Frio | NMLS #246527 | PBT Bancorp | NMLS #257781 | Equal Housing Lender
524 Main St, Hazard, KY 41701
NMLS Consumer Access: https://www.nmlsconsumeraccess.org/

Dan Frio is a federally registered mortgage loan originator with PBT Bancorp. Mortgage products are originated by PBT Bancorp, NMLS #257781.

This podcast is for education and commentary only. Topics may include mortgage rates, real estate, housing, stocks, bonds, cryptocurrency, inflation, the Federal Reserve, and financial markets.

All opinions are my own and do not represent PBT Bancorp or any financial institution I may be employed by or affiliated with.

Nothing on this podcast is an offer to lend, a commitment to lend, or financial, legal, tax, or investment advice. Mortgage rates, terms, approvals and programs are subject to borrower qualifications, market conditions, underwriting approval, and change without notice. Not all borrowers will qualify.

Pending home sales dropped 7.3%. What does that mean for mortgage rates — and should buyers move now or wait?

Mortgage rates today, housing market news, and Fed analysis — explained in plain English by a mortgage loan originator with 38 years in the business.

📺 WATCH ON YOUTUBE
https://youtu.be/JPDFIoO2yc0

📰 READ TODAY'S BLOG
https://www.therateupdate.com/blog/home-buyers-what-if-waiting-doesnt-lower-your-payment

🏠 APPLY NOW — One Application, One Credit Pull, 30+ Lenders Compared
https://257781.my1003app.com/246527/register

📅 REQUEST A FREE CONSULTATION
https://www.therateupdate.com/book-a-call

🔍 FREE LE REVIEW — Already have a quote? Send me your Loan Estimate and I'll compare it against 30+ lenders
https://www.therateupdate.com/loan-estimate-review

📉 JOIN RATE WATCH — FREE Rate Monitoring
https://rw2.therateupdate.com/

Welcome to The Rate Update with Dan Frio.

This show helps homebuyers, homeowners, real estate professionals, and anyone watching the housing market understand what is really happening with mortgage rates, housing, inflation, the bond market, the Federal Reserve, and the economy.

Here we break down the stories that impact your mortgage payment, your buying power, your refinance options, and your financial decisions.

WHAT YOU'LL FIND ON THIS SHOW
🏠 Daily mortgage rate updates
📉 Housing market news and home price trends
📊 Inflation, CPI, and Federal Reserve analysis
📈 10-Year Treasury and mortgage bond movement
💰 Refinance and debt consolidation opportunities
🏡 First-time homebuyer education
🔁 Rate Watch mortgage monitoring tools
🧮 Mortgage calculators and payment tools

WHERE TO START

🏡 Buying a home — FHA, VA, USDA, conventional, jumbo and down payment assistance
https://www.therateupdate.com/first-time-home-buyer

🔁 Refinancing or accessing equity — cash-out, FHA Streamline, VA IRRRL, HELOC and reverse
https://www.therateupdate.com/homeowner-options

🏢 Buying rentals — DSCR on 1 to 8 units, bank statement and no-income options
https://www.therateupdate.com/investment-property-loans

🎁 Down payment assistance — 3.5% to 5%, including grants you never repay
https://www.therateupdate.com/down-payment-assistance

TOP RESOURCES

📊 TRU Mortgage Command Center — Live Rate Dashboard
https://command.therateupdate.com/

💳 TRU Debt Optimizer
https://debtrelief.therateupdate.com/

🧮 Mortgage Calculators & Tools
https://www.therateupdate.com/mortgage-calculators

✉️ Ask Dan a Question
https://www.therateupdate.com/contact

FOLLOW THE RATE UPDATE

YouTube: https://www.youtube.com/@TheRateUpdatewithDanFrio
Instagram: https://instagram.com/themortgageupdate
TikTok: https://tiktok.com/@therateupdate

If this helped you understand mortgage rates a little better, follow the show in your podcast app so you never miss an update.

DISCLAIMER

Dan Frio | NMLS #246527 | PBT Bancorp | NMLS #257781 | Equal Housing Lender
524 Main St, Hazard, KY 41701
NMLS Consumer Access: https://www.nmlsconsumeraccess.org/

Dan Frio is a federally registered mortgage loan originator with PBT Bancorp. Mortgage products are originated by PBT Bancorp, NMLS #257781.

This podcast is for education and commentary only. Topics may include mortgage rates, real estate, housing, stocks, bonds, cryptocurrency, inflation, the Federal Reserve, and financial markets.

All opinions are my own and do not represent PBT Bancorp or any financial institution I may be employed by or affiliated with.

Nothing on this podcast is an offer to lend, a commitment to lend, or financial, legal, tax, or investment advice. Mortgage rates, terms, approvals and programs are subject to borrower qualifications, market conditions, underwriting approval, and change without notice. Not all borrowers will qualify.

Mortgage rates are falling while oil prices climb. What is behind the split — and how long can lower rates last?

Mortgage rates today, housing market news, and Fed analysis — explained in plain English by a mortgage loan originator with 38 years in the business.

📺 WATCH ON YOUTUBE
https://youtu.be/EhNy8RFsu3M

📰 READ TODAY'S BLOG
https://www.therateupdate.com/blog/mortgage-rates-falling-oil-rising

🏠 APPLY NOW — One Application, One Credit Pull, 30+ Lenders Compared
https://257781.my1003app.com/246527/register

📅 REQUEST A FREE CONSULTATION
https://www.therateupdate.com/book-a-call

🔍 FREE LE REVIEW — Already have a quote? Send me your Loan Estimate and I'll compare it against 30+ lenders
https://www.therateupdate.com/loan-estimate-review

📉 JOIN RATE WATCH — FREE Rate Monitoring
https://rw2.therateupdate.com/

Welcome to The Rate Update with Dan Frio.

This show helps homebuyers, homeowners, real estate professionals, and anyone watching the housing market understand what is really happening with mortgage rates, housing, inflation, the bond market, the Federal Reserve, and the economy.

Here we break down the stories that impact your mortgage payment, your buying power, your refinance options, and your financial decisions.

WHAT YOU'LL FIND ON THIS SHOW
🏠 Daily mortgage rate updates
📉 Housing market news and home price trends
📊 Inflation, CPI, and Federal Reserve analysis
📈 10-Year Treasury and mortgage bond movement
💰 Refinance and debt consolidation opportunities
🏡 First-time homebuyer education
🔁 Rate Watch mortgage monitoring tools
🧮 Mortgage calculators and payment tools

WHERE TO START

🏡 Buying a home — FHA, VA, USDA, conventional, jumbo and down payment assistance
https://www.therateupdate.com/first-time-home-buyer

🔁 Refinancing or accessing equity — cash-out, FHA Streamline, VA IRRRL, HELOC and reverse
https://www.therateupdate.com/homeowner-options

🏢 Buying rentals — DSCR on 1 to 8 units, bank statement and no-income options
https://www.therateupdate.com/investment-property-loans

🎁 Down payment assistance — 3.5% to 5%, including grants you never repay
https://www.therateupdate.com/down-payment-assistance

TOP RESOURCES

📊 TRU Mortgage Command Center — Live Rate Dashboard
https://command.therateupdate.com/

💳 TRU Debt Optimizer
https://debtrelief.therateupdate.com/

🧮 Mortgage Calculators & Tools
https://www.therateupdate.com/mortgage-calculators

✉️ Ask Dan a Question
https://www.therateupdate.com/contact

FOLLOW THE RATE UPDATE

YouTube: https://www.youtube.com/@TheRateUpdatewithDanFrio
Instagram: https://instagram.com/themortgageupdate
TikTok: https://tiktok.com/@therateupdate

If this helped you understand mortgage rates a little better, follow the show in your podcast app so you never miss an update.

DISCLAIMER

Dan Frio | NMLS #246527 | PBT Bancorp | NMLS #257781 | Equal Housing Lender
524 Main St, Hazard, KY 41701
NMLS Consumer Access: https://www.nmlsconsumeraccess.org/

Dan Frio is a federally registered mortgage loan originator with PBT Bancorp. Mortgage products are originated by PBT Bancorp, NMLS #257781.

This podcast is for education and commentary only. Topics may include mortgage rates, real estate, housing, stocks, bonds, cryptocurrency, inflation, the Federal Reserve, and financial markets.

All opinions are my own and do not represent PBT Bancorp or any financial institution I may be employed by or affiliated with.

Nothing on this podcast is an offer to lend, a commitment to lend, or financial, legal, tax, or investment advice. Mortgage rates, terms, approvals and programs are subject to borrower qualifications, market conditions, underwriting approval, and change without notice. Not all borrowers will qualify.

Oil, inflation and a Fed decision nine days out. Could Russia ease the pressure on mortgage rates — and is waiting about to pay off for buyers?

Mortgage rates today, housing market news, and Fed analysis — explained in plain English by a mortgage loan originator with 38 years in the business.

📺 WATCH ON YOUTUBE
https://youtu.be/rvUXXXh1PMo

📰 READ TODAY'S BLOG
https://www.therateupdate.com/blog/mortgage-rates-russia-to-the-rescue-oil-fed

🏠 APPLY NOW — One Application, One Credit Pull, 30+ Lenders Compared
https://257781.my1003app.com/246527/register

📅 REQUEST A FREE CONSULTATION
https://www.therateupdate.com/book-a-call

🔍 FREE LE REVIEW — Already have a quote? Send me your Loan Estimate and I'll compare it against 30+ lenders
https://www.therateupdate.com/loan-estimate-review

📉 JOIN RATE WATCH — FREE Rate Monitoring
https://rw2.therateupdate.com/

Welcome to The Rate Update with Dan Frio.

This show helps homebuyers, homeowners, real estate professionals, and anyone watching the housing market understand what is really happening with mortgage rates, housing, inflation, the bond market, the Federal Reserve, and the economy.

Here we break down the stories that impact your mortgage payment, your buying power, your refinance options, and your financial decisions.

WHAT YOU'LL FIND ON THIS SHOW
🏠 Daily mortgage rate updates
📉 Housing market news and home price trends
📊 Inflation, CPI, and Federal Reserve analysis
📈 10-Year Treasury and mortgage bond movement
💰 Refinance and debt consolidation opportunities
🏡 First-time homebuyer education
🔁 Rate Watch mortgage monitoring tools
🧮 Mortgage calculators and payment tools

WHERE TO START

🏡 Buying a home — FHA, VA, USDA, conventional, jumbo and down payment assistance
https://www.therateupdate.com/first-time-home-buyer

🔁 Refinancing or accessing equity — cash-out, FHA Streamline, VA IRRRL, HELOC and reverse
https://www.therateupdate.com/homeowner-options

🏢 Buying rentals — DSCR on 1 to 8 units, bank statement and no-income options
https://www.therateupdate.com/investment-property-loans

🎁 Down payment assistance — 3.5% to 5%, including grants you never repay
https://www.therateupdate.com/down-payment-assistance

TOP RESOURCES

📊 TRU Mortgage Command Center — Live Rate Dashboard
https://command.therateupdate.com/

💳 TRU Debt Optimizer
https://debtrelief.therateupdate.com/

🧮 Mortgage Calculators & Tools
https://www.therateupdate.com/mortgage-calculators

✉️ Ask Dan a Question
https://www.therateupdate.com/contact

FOLLOW THE RATE UPDATE

YouTube: https://www.youtube.com/@TheRateUpdatewithDanFrio
Instagram: https://instagram.com/themortgageupdate
TikTok: https://tiktok.com/@therateupdate

If this helped you understand mortgage rates a little better, follow the show in your podcast app so you never miss an update.

DISCLAIMER

Dan Frio | NMLS #246527 | PBT Bancorp | NMLS #257781 | Equal Housing Lender
524 Main St, Hazard, KY 41701
NMLS Consumer Access: https://www.nmlsconsumeraccess.org/

Dan Frio is a federally registered mortgage loan originator with PBT Bancorp. Mortgage products are originated by PBT Bancorp, NMLS #257781.

This podcast is for education and commentary only. Topics may include mortgage rates, real estate, housing, stocks, bonds, cryptocurrency, inflation, the Federal Reserve, and financial markets.

All opinions are my own and do not represent PBT Bancorp or any financial institution I may be employed by or affiliated with.

Nothing on this podcast is an offer to lend, a commitment to lend, or financial, legal, tax, or investment advice. Mortgage rates, terms, approvals and programs are subject to borrower qualifications, market conditions, underwriting approval, and change without notice. Not all borrowers will qualify.

Wholesale inflation jumped 1.3% while jobless claims stayed low. Mortgage rates just dropped — is this rally real, or a trap before the Fed?

Mortgage rates today, housing market news, and Fed analysis — explained in plain English by a mortgage loan originator with 38 years in the business.

📺 WATCH ON YOUTUBE
https://youtu.be/dgsvd4bVkjY

📰 READ TODAY'S BLOG
https://www.therateupdate.com/blog/mortgage-rates-today-ppi-surges-13-as-claims-stay-low

🏠 APPLY NOW — One Application, One Credit Pull, 30+ Lenders Compared
https://257781.my1003app.com/246527/register

📅 REQUEST A FREE CONSULTATION
https://www.therateupdate.com/book-a-call

🔍 FREE LE REVIEW — Already have a quote? Send me your Loan Estimate and I'll compare it against 30+ lenders
https://www.therateupdate.com/loan-estimate-review

📉 JOIN RATE WATCH — FREE Rate Monitoring
https://rw2.therateupdate.com/

Welcome to The Rate Update with Dan Frio.

This show helps homebuyers, homeowners, real estate professionals, and anyone watching the housing market understand what is really happening with mortgage rates, housing, inflation, the bond market, the Federal Reserve, and the economy.

Here we break down the stories that impact your mortgage payment, your buying power, your refinance options, and your financial decisions.

WHAT YOU'LL FIND ON THIS SHOW
🏠 Daily mortgage rate updates
📉 Housing market news and home price trends
📊 Inflation, CPI, and Federal Reserve analysis
📈 10-Year Treasury and mortgage bond movement
💰 Refinance and debt consolidation opportunities
🏡 First-time homebuyer education
🔁 Rate Watch mortgage monitoring tools
🧮 Mortgage calculators and payment tools

WHERE TO START

🏡 Buying a home — FHA, VA, USDA, conventional, jumbo and down payment assistance
https://www.therateupdate.com/first-time-home-buyer

🔁 Refinancing or accessing equity — cash-out, FHA Streamline, VA IRRRL, HELOC and reverse
https://www.therateupdate.com/homeowner-options

🏢 Buying rentals — DSCR on 1 to 8 units, bank statement and no-income options
https://www.therateupdate.com/investment-property-loans

🎁 Down payment assistance — 3.5% to 5%, including grants you never repay
https://www.therateupdate.com/down-payment-assistance

TOP RESOURCES

📊 TRU Mortgage Command Center — Live Rate Dashboard
https://command.therateupdate.com/

💳 TRU Debt Optimizer
https://debtrelief.therateupdate.com/

🧮 Mortgage Calculators & Tools
https://www.therateupdate.com/mortgage-calculators

✉️ Ask Dan a Question
https://www.therateupdate.com/contact

FOLLOW THE RATE UPDATE

YouTube: https://www.youtube.com/@TheRateUpdatewithDanFrio
Instagram: https://instagram.com/themortgageupdate
TikTok: https://tiktok.com/@therateupdate

If this helped you understand mortgage rates a little better, follow the show in your podcast app so you never miss an update.

DISCLAIMER

Dan Frio | NMLS #246527 | PBT Bancorp | NMLS #257781 | Equal Housing Lender
524 Main St, Hazard, KY 41701
NMLS Consumer Access: https://www.nmlsconsumeraccess.org/

Dan Frio is a federally registered mortgage loan originator with PBT Bancorp. Mortgage products are originated by PBT Bancorp, NMLS #257781.

This podcast is for education and commentary only. Topics may include mortgage rates, real estate, housing, stocks, bonds, cryptocurrency, inflation, the Federal Reserve, and financial markets.

All opinions are my own and do not represent PBT Bancorp or any financial institution I may be employed by or affiliated with.

Nothing on this podcast is an offer to lend, a commitment to lend, or financial, legal, tax, or investment advice. Mortgage rates, terms, approvals and programs are subject to borrower qualifications, market conditions, underwriting approval, and change without notice. Not all borrowers will qualify.

Consumer inflation jumped to 3.7% and mortgage rates spiked. Could rates reach 8% — and could waiting cost buyers more?

Mortgage rates today, housing market news, and Fed analysis — explained in plain English by a mortgage loan originator with 38 years in the business.

HOMES.COM - Read the article I'm featured on:
https://www.homes.com/news/mortgage-rates-climb-to-another-three-year-high/1064841964/

📺 WATCH ON YOUTUBE
https://youtu.be/egQ2lSchTrc

📰 READ TODAY'S BLOG
https://www.therateupdate.com/blog/inflation-3-7-mortgage-rates-8-percent

🏠 APPLY NOW — One Application, One Credit Pull, 30+ Lenders Compared
https://257781.my1003app.com/246527/register

📅 REQUEST A FREE CONSULTATION
https://www.therateupdate.com/book-a-call

🔍 FREE LE REVIEW — Already have a quote? Send me your Loan Estimate and I'll compare it against 30+ lenders
https://www.therateupdate.com/loan-estimate-review

📉 JOIN RATE WATCH — FREE Rate Monitoring
https://rw2.therateupdate.com/

Welcome to The Rate Update with Dan Frio.

This show helps homebuyers, homeowners, real estate professionals, and anyone watching the housing market understand what is really happening with mortgage rates, housing, inflation, the bond market, the Federal Reserve, and the economy.

Here we break down the stories that impact your mortgage payment, your buying power, your refinance options, and your financial decisions.

WHAT YOU'LL FIND ON THIS SHOW
🏠 Daily mortgage rate updates
📉 Housing market news and home price trends
📊 Inflation, CPI, and Federal Reserve analysis
📈 10-Year Treasury and mortgage bond movement
💰 Refinance and debt consolidation opportunities
🏡 First-time homebuyer education
🔁 Rate Watch mortgage monitoring tools
🧮 Mortgage calculators and payment tools

WHERE TO START

🏡 Buying a home — FHA, VA, USDA, conventional, jumbo and down payment assistance
https://www.therateupdate.com/first-time-home-buyer

🔁 Refinancing or accessing equity — cash-out, FHA Streamline, VA IRRRL, HELOC and reverse
https://www.therateupdate.com/homeowner-options

🏢 Buying rentals — DSCR on 1 to 8 units, bank statement and no-income options
https://www.therateupdate.com/investment-property-loans

🎁 Down payment assistance — 3.5% to 5%, including grants you never repay
https://www.therateupdate.com/down-payment-assistance

TOP RESOURCES

📊 TRU Mortgage Command Center — Live Rate Dashboard
https://command.therateupdate.com/

💳 TRU Debt Optimizer
https://debtrelief.therateupdate.com/

🧮 Mortgage Calculators & Tools
https://www.therateupdate.com/mortgage-calculators

✉️ Ask Dan a Question
https://www.therateupdate.com/contact

FOLLOW THE RATE UPDATE

YouTube: https://www.youtube.com/@TheRateUpdatewithDanFrio
Instagram: https://instagram.com/themortgageupdate
TikTok: https://tiktok.com/@therateupdate

If this helped you understand mortgage rates a little better, follow the show in your podcast app so you never miss an update.

DISCLAIMER

Dan Frio | NMLS #246527 | PBT Bancorp | NMLS #257781 | Equal Housing Lender
524 Main St, Hazard, KY 41701
NMLS Consumer Access: https://www.nmlsconsumeraccess.org/

Dan Frio is a federally registered mortgage loan originator with PBT Bancorp. Mortgage products are originated by PBT Bancorp, NMLS #257781.

This podcast is for education and commentary only. Topics may include mortgage rates, real estate, housing, stocks, bonds, cryptocurrency, inflation, the Federal Reserve, and financial markets.

All opinions are my own and do not represent PBT Bancorp or any financial institution I may be employed by or affiliated with.

Nothing on this podcast is an offer to lend, a commitment to lend, or financial, legal, tax, or investment advice. Mortgage rates, terms, approvals and programs are subject to borrower qualifications, market conditions, underwriting approval, and change without notice. Not all borrowers will qualify.