Nadav, founder of Dharma protocol, explains how it enables the borrowing and lending of crypto assets, what would happen in the case of default, and why it would make sense to do it in a decentralized fashion rather than using one of the many fintech companies in the lending space. He talks about what effect he thinks decentralized credit markets could have on the market capitalization of all debt, why it will likely enable forms of debt currently unimaginable, and who could benefit most from this protocol. He also dives into why Dharma doesn't currently have a token, how or whether it could work on a non-Ethereum blockchain and ways the for-profit company could someday make money.

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Episode links:

Nadav Hollander: https://twitter.com/NadavAHollander

Dharma protocol: https://dharma.io

The Dharma white paper: https://github.com/dharmaprotocol/WhitePaper/blob/master/DharmaWhitepaper.pdf

To understand the similarities with Dharma, check out the 0x interview with Will Warren: http://unchainedpodcast.co/will-warren-of-0x-on-why-decentralized-exchanges-are-the-future

New types of debt possible with Dharma: https://twitter.com/NadavAHollander/status/1032754247341756416

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