Neil Timmins with Little Guy Loans in Iowa - #282

In this episode of the Private Lenders Podcast, Jason Balin chats with Neil Timmins, founder of Little Guy Loans in Des Moines, Iowa. Neil shares how he built a $12M+ lending business from his background in flipping and commercial real estate—focused on helping local investors who don’t have institutional backing.

They dive into:

• How Neil transitioned from flipping to private lending

• The origin of Little Guy Loans and its "Main Street, not Wall Street" mission

• Why he lends on deals he wouldn’t personally flip

• How he handles borrower extensions and market seasonality

• Thoughts on scaling with commercial loans and expanding into new markets

• Why repeat business and relationships matter more than high-volume growth

🎯 Whether you're lending in a small market or looking to grow smarter, not just bigger, this episode is packed with tactical insights.

📍 Learn more: https://littleguyloans.com

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