In this episode of the Creativ Rise Podcast, I'm breaking down exactly how Christy and I collect payments on time and in full, without chasing clients or hoping they eventually pay. If you're a photographer, filmmaker, content creator, or social media manager running your own business, this is the payment system, contract clause, and late payment policy we actually use. 👀

Go to our IG and send us a message that says “Contract Clause” and I’ll send you a free copy of our autocharge + late payment penalty clause!

Getting stiffed on an invoice is one of the most stressful parts of owning a creative business, and almost nobody talks about it. There will be a client who pays late. There will be a client who ghosts you completely. I learned this the hard way at 19, when I took a $2,800 Uber campaign in New Zealand, paid my own crew out of pocket to make it happen, and never got paid a dollar of it.

Most creatives collect payments through Venmo, Zelle, or bank transfers to avoid the 3% processing fee. It feels smart until a client goes quiet and you have zero leverage to actually collect what you're owed.

I'm walking through the exact system we built to fix this, including the contract clause that authorizes us to auto-charge a client's card the moment a payment is due, no invoice chasing required.

Here's what's covered:

• Why a 3% processing fee is cheaper than chasing an unpaid invoice
• The deposit strategy that locks in a client's card before day one
• The exact auto-charge clause we use in every contract
• Our late payment policy, including how the penalty compounds
• How to stop relying on Venmo, Zelle, or a client's goodwill to get paid

Set this system up once, and you'll stop chasing payments, stop stressing over cash flow, and get paid like an actual professional business. 🚀

P.S. This payment system is one piece of the puzzle. If you want every system we use to run a stress-free six-figure creative business, applications for the next round of the 6 Week Creativ Rise Mastermind open at the end of August. Message us “CRM” on Instagram or get on the waitlist now at www.creativrise.com.

FREE TOOLS & TRAININGS
→ Pricing Calculator: https://www.creativrise.com/pricingcalculator
→ Pitching Masterclass Course: https://www.creativrise.com/pitchingmasterclass
→ Sales Call Formula Course: https://www.creativrise.com/offers/RM2ZPtZx/checkout
→ Productivity Course: https://www.creativrise.com/productivity
→ Money Management Training: https://www.creativrise.com/moneytraining
→ Fix Your Inquiry Form: https://www.creativrise.com/inquiryform

LISTEN & SUBSCRIBE
→ Apple Podcasts: https://apple.co/creativrise
→ Spotify: https://open.spotify.com/show/creativrise

FOLLOW ALONG
→ Instagram: @creativrise | @joeyspeers | @christyjspeers