Combining PSLF waiver forgiveness and consolidation strategies have led to student loan debt discharges that caught many borrowers by surprise. But time is running out for the IDR waiver. I'll explain why you need to act fast (especially if you have FFEL loans) so you're not left behind. If you've heard about SAVE, the new Income Driven Repayment plan, you need to know that having a Direct Loan is the only way to take advantage of it. You'll also hear about student loan changes, PSLF benefits, and more to help you take the next right step in your student loan repayment journey.

In this episode, you'll find out:

• Why keeping up with student loan changes and acting fast is crucial to avoid being left behind
• How the PSLF waiver and consolidation resulted in debt discharge for many borrowers
• Why you need a Direct Loan to take advantage of the new Income Driven Repayment plan
• Why you may need to make decisions and take action even if you don't have all the information
• The steps to contact your student loan servicer to make sure your payments are made on time
• The potential impact of payment timing on forgiveness and subsidies
• How lobbying efforts led to new rules benefiting physicians and other PSLF-eligible borrowers
• What might happen if a court rules against the IDR account adjustment

Link mentioned:

• PSLF Help Tool

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