Not Your Average Financial Podcast™

By Not Your Average Financial Podcast™

Think different about your money, your economy and your future. Be curious. Be stable. Be sane.... more

4.7

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FAQs about Not Your Average Financial Podcast™:

How many episodes does Not Your Average Financial Podcast™ have?

The podcast currently has 407 episodes available.

Not Your Average Financial Podcast™ episodes:

October 05, 2018Episode 57: Business Owners! You Are Already In the Banking Business
In this episode, we ask:
What are people saying?
What are the realities of the modern day business owner?
How do entrepreneurs affect our economy?
Who drives the innovations and the revolutions that we take for granted?
What does Mark love about business owners?
What’s the difference between a thermometer and a thermostat?
What’s the book by Paul Poirot, The Pension Idea?
Based on this book, where is the source of security to be found?
What has happened to personal freedom?
In 1940, how much did Americans save?
In 2018, how much do Americans save?
What about debt?
What if time is money?
What if 1/3 of your day is going to servicing debt?
What if 20-30% is going to taxes?
Does this mean you have to save less?
Does this mean you need to invest at higher rates?
Where does true security lie?
Why do we revere the self made billionaires?
Why do people go into working for themselves and starting their own businesses?
What do you do with the last 1/3 of your day?
Are you really working for yourself?
Are you working the bank?
Are most business owners risky or conservative with their portfolios?
What about banks and high interest debt?
How do business owners use debt?
What about student loan debt?
What is the solution?
Why is banking the most profitable business in the history of mankind?
What does the bank do with your money?
What is fractional reserve banking?
How is it possible that the banks make so much and small business owners are failing?
What about the rate of return?
What’s an infinite rate of return?
Who’s profiting? Who’s taking on the risk to grow your business?
Does the bank care if you have a bad month selling inventory?
Does the bank care if you have a family emergency or a health crisis?
Has much changed since King Solomon said “the borrower is slave to the lender”?
How is this like Neo in the Matrix?
Are you loaded up with debt?
Are you paying cash for everything?
Are you financing everything you buy?
What is opportunity cost?
How do we unplug ourselves from the banking system? …Is it even possible?
How can you use the banking strategy to your advantage?
What if you could set your own terms?
What if you could avoid the pain of bank financing?
...more
22min
September 28, 2018Episode 56: The Truth Behind the Federal Reserve with Teresa Kuhn
In this episode we ask:
Who is Teresa Kuhn?
Where did her journey begin?
What did Teresa find on her search for the truth?
What book did Teresa find that changed her mindset?
What did Teresa’s Dad say after reading four of her book suggestions?
What did Teresa learn as she read about the Federal Reserve?
Are you curious about the Federal Reserve not being Federal and not having any reserves?
What does Teresa think about the Bank on Yourself concept?
What does Teresa recommend?
How are beliefs like a spider web?
What happens when your belief system gets demolished?
How does Teresa work with people on a transformative journey?
Who is attracted to Bank on Yourself? Who is repelled by Bank on Yourself?
What are some good strategies for learning more?
How do different perspectives help you move forward?
What questions should you ask your current financial advisor?
Tell me about your personal journey with money?
What’s your personal journey with your career?
What books did you read?
What’s your personal philosophy with money?
What is Living Wealthy Radio?
Teresa Kuhn, a respected financial educator, best-selling author, and strategist; is passionate about ensuring that her clients have the tools they need to survive a changing economy.
Her diverse educational and life background, including experience as an attorney, financial advisor, and entrepreneur; makes Teresa uniquely qualified to assist individuals, families, and business owners in designing blueprints for financial and professional success. She has counseled thousands of individuals, families, and business owners across the nation, helping them how they can avoid exposing their wealth the eroding factors such a taxes, inflation, and Wall Street losses.
In addition to sharing the truth about how money really works, Teresa is also an advocate of a healthy and balanced lifestyle. Her podcast, “Living Wealthy Radio” reflects her interest in a wide range of topics ranging from financial planning to entrepreneurship to getting and staying healthy.
...more
32min
September 21, 2018Episode 55: Banks vs. Mutual Insurance Companies
In this episode, we ask:
What are banks?
How do banks work?
What happens when you put your money with a bank?
Is a checking account safe?
What about interest bearing savings account?
If you put ten thousand dollars into the interest bearing savings account, how much do you get credited to your account?
What is the bank’s business?
Why do they lend money?
How far does modern banking go back?
What was Jekyll Island? Who was there?
What is the Federal Reserve?
How much do banks have to keep on reserve?
When did the FED update the requirements for the reserves?
Where is all of your money?
What happens when you deposit money into the bank?
Why do we call deposit accounts the “safe” place?
Is there another way?
What are mutually owned life insurance companies?
How long have these companies been in force?
What does Benjamin Franklin have to do with insurance?
How are these different from a bank?
Are life insurance companies allowed to inflate the money supply?
Are life insurance companies allowed to participate in fractional reserve banking?
What are the reserve requirements for an insurance company?
Which is safer? The institution who has 10% or less on reserve or the company that has to keep over 100% on reserve?
How many banks went bankrupt in 2008?
How many life insurance companies in 2008?
If banks are so safe, why did so many fail?
If there isn’t going to be a bailout next time, how many more banks are we going to see go down?
Have you ever looked into who owns banks?
Have you ever heard of BOLI (Bank Owned Life Insurance)?
How much life insurance do banks purchase, according to the FDIC?
How do banks benefit from BOLI?
Should you do with your money what banks are doing with theirs?
What is COLI? Corporate Owned Life Insurance
Is a mutual life insurance company policy SAFER than a bank?
What happens if a life insurance company fails?
How are life insurance companies regulated?
What are insurance companies invested in?
Are life insurance companies convenient?
Do we spend more or less as availability to money becomes more convenient?
How would a life-insurance driven debit card affect dividends?
...more
28min
September 14, 2018Episode 54: Rules of Thumb for Taking Out a Bank On Yourself Policy Loan
In this episode, we ask:
When are the appropriate scenarios for taking a policy loan?
Are you thinking like a banker?
Do you want your income to equal your premium?
What are the rules of thumb?
When should you use a policy loan? Would it take you more than six months to save for that?
Why six months? Is that arbitrary?
When should you pay cash? Is paying cash better than taking a policy loan?
What about loan interest?
How does the dividend date come into play?
Is there any room left in your policy?
Do you have the cash?
How quickly do you plan to pay the loan off? …More than six months?
What does the room in the policy look like? …What is the best and highest use of that cash?
Where will your money work hardest for you?
Why put money into a policy first and then take a policy loan?
How long does that process take?
What is “saving on the other side of the purchase” ?
How is this different from going into debt?
When is it a good time to break the rules above?
What are some things you should take loans out for?
A phone?
A laptop?
A health insurance deductible?
A down payment on a home?
Home remodeling?
Car repairs?
Large emergency costs?
Payroll?
Inventory?
What is the threshold?
Are these hard and fast rules?
What’s the minimum you can repay on the policy loan monthly?
There are no fees?
It takes about a week to get policy loan funds?
You can loan up to roughly 85%-90% of your cash value?
Is your money sitting still or in motion?
Do you budget your cash value?
Are you double counting dollars?
When should you not take out a loan?
Have you seen It’s A Wonderful Life?
Why do banks love your cash value as collateral for a bank loan?
Have you read the fine print?
Do you still have questions? Talk with us!
...more
29min
September 07, 2018 Episode 53: A New Perspective with Les Himel (Part 2)
In this episode, we ask: If compounding stumbles, do we gain or do we lose? What troubles has Les Himel experienced with Wall Street? What is macrodiversification? What is microdiversification? What about mutual funds? What about bonds? What about stocks? How do we improve on a portfolio? How do we turn our portfolio into a...
...more
29min
August 31, 2018 Episode 52: A New Perspective with Les Himel (Part 1)
In this episode, we ask: What has Les Himel learned in his 28 years on Wall Street? What are the myths of standard conventional wisdom? What are the rules of thumb we should always be able to rely on? Can you get 10% or more per year in the market? How much lower will taxes...
...more
34min
August 24, 2018 Episode 51: [Toolbox] Does Buy and Hold work?
In this episode, we ask: Should you buy and hold index funds? Should you buy and hold ETFs? What is buy and hold? What did Einstein say is the 8th wonder of the world? Have you been influenced by this idea of buy and hold? Have you ever been told to “stay the course” in...
...more
24min
August 17, 2018 Episode 50: [Toolbox] Gaining from Financial Chaos and Disorder
In this episode, we ask: What is the opposite word for fragile? Have you read the book Antifragile by Nassim Taleb? What is fragile? What is robust? What is antifragile? What happens when harm is involved? Is there more upside or downside? Do we learn from our mistakes? How does this apply to the financial system?...
...more
30min
August 10, 2018 Episode 49: [Toolbox] How Banks Win (Hint: It’s not about the Rate of Return)
In this episode, we ask: Who is winning? Why are the banks winning? How much are we saving, according to the Economic Policy Institute? What’s the real, the median rate of savings for American families? Is $5,000 dollars enough for total family savings? When did we become a nation of debtors? What is the median income...
...more
27min
August 03, 2018 Episode 48: The Secret 10/10/10 Formula – How Much Do I Need To Save?
In this episode, we ask: Is it possible that you’ve been told something that isn’t true? What is the 10/10/10 rule? What about 10 percent to short term needs? What about 10 percent to anticipated mid-term needs? What about 10 percent to long term retirement planning? How the heck can I save 30% of my...
...more
32min

FAQs about Not Your Average Financial Podcast™:

How many episodes does Not Your Average Financial Podcast™ have?

The podcast currently has 407 episodes available.

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