In this episode, we ask: What are our clients getting excited about? How have our clients been utilizing their Bank On Yourself solutions? How have our clients invested in Real Estate? How have our clients increased their income? How have our clients worked within their family structures? How have our clients paid their taxes? How...

In this episode, we ask: How expensive are the different financial products? What are the most expensive financial products? Are you surprised to hear the commissions financial advisors receive? Why are most fees so hard to find? Is it a crime to be paid? Why shouldn’t we get our retirement plans for free? Who pays...

In this episode, we ask: What are the biases with insurance? What misunderstandings exist? What’s the truth? Why does anyone have a bias against anything? Where do we hear information? Is this information in line with reality? What about my family member’s experience? How many mutual funds are out there? Why do people have completely...

In this episode, we ask: Do you have a question on every single page of a new policy? How many pages are in your contract? What is the guaranteed values table on a life insurance contract? Wait, so you’re saying there are zero dollars in cash value the first five years?! What’s going on here?...

In this episode, we ask: Shouldn’t we pay down our debt first before doing anything else with our money? How did Pamela Yellen’s husband “make a profit” on his heart surgery? How can you reduce or eliminate your debt and increase your savings at the same time? How can policy loans help you get out...

In this episode, we ask: What is a life insurance policy loan? If I’m trying to be debt free, why go back into debt with an insurance company? Are life insurance loans just like a credit card or a mortgage? Isn’t a life insurance loan just like a personal loan? How does your cash value...

In this episode, we ask: What is debt? What are some of the common judgement calls about debt? What are some religious thoughts around debt? What did Solomon say about power? What is the year of Jubilee? Does debt lead to intergenerational slavery? Are you more likely to be in debt if your parents are...

In this episode, we ask: What is the “Rich People’s Roth?” Are there required minimum distributions (RMDs) on ROTH IRAs? What other elements make up a ROTH IRA? What accounts have contribution limits? What accounts can you contribute to tax free and take distributions tax free? What’s smaller? The seed or the harvest? Would you...

In this episode, we ask: Is there someone at the IRS who you’re particularly fond of? Do you have more than one beneficiary on your IRA or 401(k)? What did we mention over and over in our last episodes? Are taxes likely to go UP or DOWN in 2025? What changes can we anticipate? What...

In this episode, we ask: What is going on with the new tax law (the Tax Cuts and Jobs Act)? What’s new with personal taxes? What does the tax code encourage? Where are the tax breaks? How is the effective tax rate different from the marginal tax rate? How does this affect the Mortgage Interest...