In this episode, we ask: Fast forward 29 years – how’d it turn out for George and Sam? What are the long term effects of the decisions they’ve made earlier? How did Opportunity Cost, Liquidity and Interest work out for George and Sam? Who is DALBAR? What information do they report? As of this year,...

In this episode, we ask: Are you ready to join us fireside for a story? What opportunities bring interest, opportunity cost and liquidity together? As you listen to the parable of the two brothers, what do you notice? How are these twin brothers, George and Sam, the same? How are they different? What does George’s...

In this episode, we ask: What is liquidity? How do loans affect your liquidity? How does liquidity affect cash needs in an emergency? How does your rate of return affect all of your investments? How does detail orientation affect financial planning decisions? How do we zoom out and think about this from a big picture...

In this episode, we ask: What is interest anyway? What is the difference between compound interest and simple interest? How does compounding frequency affect an account? When is compound growth a problem? What did Albert Einstein say about compound interest? How does compound interest take affect? Where do most people look for compound growth? What’s...

In this episode, we ask: What is opportunity cost? How does it affect you? How does opportunity cost work? Small cost! What could a $5 cup of coffee today truly cost later? When does opportunity cost affect you the most? When you are younger or older? Medium cost! What could a new phone truly cost...

In this episode, we ask: What did we get wrong? What did we get right? What is Holly’s story with money? What promise did Holly make to herself? What book influences Holly profoundly? What are Holly and her husband doing with their finances now? What breakthrough did Holly experience? What is Holly thankful for? What...

In this episode, we ask: Was the 401(k) meant to be the primary vehicle for retirement? Is there more risk early on in a 401(k) or toward the end or retirement phase of the 401(k)? How have the 401(k)s improved our retirement outlook? What guarantee does the 401(k) present? (Hint: it’s a four letter word.)...

In this episode, we ask: Who are the parties involved in your 401(k)? What does each party receive? Are you serving pie at your party? How many dollars are in rotation in the 401(k) industry? On average, how many fees are in a 401(k)? What fee did Holly find in the fine print of her...

In this episode, we ask: Why the buzz on the 401(k)? Who is Nobel Prize winner, Harvard University Professor Emeritus, Robert Merton and what is he saying about retirement plans? What happened to good, old-fashioned pensions? What is a 401(k) plan, exactly? When was the first 401(k) started? What did Katrina find when she googled the...

In this episode, we interview Pamela Yellen, the author of the Bank On Yourself® Revolution. Here are some the questions we talk about: How financially literate are Americans? How many people have taken Pamela’s famous financial literacy quiz? What did they score? What’s your score? What shifted personally for Pamela when her and Larry started their...