Optimal Finance Daily - Financial Independence and Money Advice

Michelle Schroeder-Gardner of Making Sense of Cents shares how to remove PMI from home buying.

Episode 2496: Can You Remove PMI From Your Mortgage? by Michelle Schroeder-Gardner of Making Sense of Cents

Michelle Schroeder-Gardner created Making Sense of Cents in order to help improve her own finances. With diligence, she was able to pay off $38,000 in student debt in 7 months, kept track of progress, and helped readers along the way. She's currently touring North America and living out of an RV. You can learn more about her and see her monthly income reports at MakingSenseOfCents.com.

The original post is located here: https://www.makingsenseofcents.com/2016/03/can-remove-pmi-mortgage.html

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Chris Reining reminds you that it's the small changes that make you rich

Episode 2495: It’s The Small Changes That Make You Rich by Chris Reining on Simple Financial Choices

Chris Reining is an investor, writer, and avid student of life. He shares how to build wealth and reach financial freedom on his website ChrisReining.com.

The original post is located here: https://chrisreining.com/small-changes/

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Lisa Harrison of Mad Money Monster tells you to ditch the financial gimmicks for a better life. This is part 2 of 2.

Episode 2494: [Part 2] Ditch The Financial Gimmicks For A Better Life by Lisa Harrison of Mad Money Monster on Not Letting Frugality Run Your Life

Lisa is a mother, scientist, and financial enthusiast. She founded Mad Money Monster, a personal finance blog chronicling her and her family’s journey from doing money all wrong to doing it all right.

She and her husband are known as Mr. & Mrs. Mad Money Monster on the site. They pride themselves as being Gen-Xers who have turned it all around and are now charting a course toward financial independence.

The original post is located here: https://madmoneymonster.com/2019/04/08/ditch-the-financial-gimmicks-for-a-better-life/

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Lisa Harrison of Mad Money Monster tells you to ditch the financial gimmicks for a better life. This is part 1 of 2.

Episode 2493: [Part 1] Ditch The Financial Gimmicks For A Better Life by Lisa Harrison of Mad Money Monster on Not Letting Frugality Run Your Life

Lisa is a mother, scientist, and financial enthusiast. She founded Mad Money Monster, a personal finance blog chronicling her and her family’s journey from doing money all wrong to doing it all right.

She and her husband are known as Mr. & Mrs. Mad Money Monster on the site. They pride themselves as being Gen-Xers who have turned it all around and are now charting a course toward financial independence.

The original post is located here: https://madmoneymonster.com/2019/04/08/ditch-the-financial-gimmicks-for-a-better-life/

 Visit Me Online at OLDPodcast.com

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Kathy Robinson of Athena Wellness reminds us that retirement is a verb

Episode 2492: Retirement is a Verb by Kathy Robinson of Athena Wellness on Living With Meaning and Intention

Prior to becoming a certified wellness coach and author of The Athena Principles – Simple Wellness Practices for Overworked Professionals, Kathy Robinson spent more than 25 years assessing the wellness of Fortune 500 companies. She was a Chief Audit Executive and Chief Risk Officer before turning the lens from professional assessments to personal ones and began helping her clients optimize their well-being, especially in times of transition or when striving toward new wellness goals. She also teaches and facilitates online offerings based on her wellness methodology that include practices such as writing and meditation.

The original post is located here: https://athenawellness.com/blog/2022/7/1/retirement-is-a-verb

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Mr. Money Mustache talks about silly and misleading retirement calculators.

Episode 2491: Silly and Misleading Retirement Calculators by Mr Money Mustache on Percentage of Income Formulas

Mr. Money Mustache is a thirty-something retiree who now writes about how we can all live a frugal, yet awesome, life of leisure.

He and his wife studied engineering and computer science in Canada, then worked in standard tech-industry cubicle jobs in various locations throughout the late ’90s and early 2000s.

Then they retired from real work way back in 2005 in order to start a family. This was achieved not through luck or amazing skill, but simply by living a lifestyle about 50% less expensive than most of their peers and investing the surplus in very boring conservative Vanguard index funds and a rental house or two.

The original post is located here: https://www.mrmoneymustache.com/2011/04/21/silly-and-misleading-retirement-calculators/

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Ross Enamait of Ross Training shares his thoughts on hard work and achieving success

Episode 2490: It Never Gets Easier by Ross Enamait of Ross Training on Hard Work to Achieve Success

Founded by Ross Enamait, RossTraining.com is dedicated to excellence and innovations in high performance conditioning, strength, and athletic development. His goal with the site is to provide a content-rich resource to assist with your development. As a long time trainer and boxing coach, Ross has dedicated his life to the development and improvement of athletes. He has been in business for over 15 years and has helped numerous athletes succeed at the world class level. It is his career and obsession.

The original post is located here: http://rosstraining.com/blog/2016/09/it-never-gets-easier/

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Darrow Kirkpatrick of Can I Retire Yet talks about how much you should leave to your kids

Episode 2489: How Much Should You Leave to Your Kids? by Darrow Kirkpatrick of Can I Retire Yet on Inheritance and Writing Your Will

Darrow Kirkpatrick is the founder of CanIRetireYet.com. He began serious investing in his mid-30s and retired at age 50. He's not a dot com millionaire and didn't become financially independent by flipping real estate or trading hot stocks. He did it the traditional way: hard work, frugality, prudent investing, and patience.

When it comes to personal finance, his top priorities are simplicity, reliability, and safety. Now his mission is to help others become financially independent as he did.

More recently, Chris Mamula has been managing the blog and he's a frequent writer on the site. Chris used principles of traditional retirement planning, combined with creative lifestyle design, to retire from a career as a physical therapist at age 41. After poor experiences with the financial industry early in his professional life, he educated himself on investing and tax planning. Now he draws on his experience to write about wealth building, DIY investing, financial planning, early retirement, and lifestyle design.

The original post is located here: https://www.caniretireyet.com/how-much-should-you-leave-to-your-kids/

 Visit Me Online at OLDPodcast.com 

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Courtney Luke tells you the 5 best ways to save money on your automotive expenses

Episode 2488: 5 Best Ways To Save Money On Your Automotive Expenses by Courtney Luke of Arrest Your Debt on Not Overspending on Your Car

Arrest Your Debt is a wide-ranging personal finance website, yet focuses on helping first responders and people struggling with debt. The owners, Courtney and Ryan Luke have made it their mission to help people get out of debt and start building wealth on any income. 

There are three main areas of focus for Arrest Your Debt: 

1. To provide trustworthy personal finance information to first responders. 

2. To help first responders take control of their money and get out of debt. 

And 3. To provide valuable resources and references to first responders to help them grow their nest eggs and enjoy the retirement they deserve. 

Since 2009 when they started their journey toward financial literacy, they’ve been featured on MarketWatch, Forbes, Fox Business, Experian, MSN, Ladders, and USA Today

The original post is located here: https://arrestyourdebt.com/save-money-on-automotive-expenses/

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Jesse Cramer talks about if you should invest in your emergency fund

Episode 2487: Should You Invest Your Emergency Fund? by Jesse Cramer of Best Interest on Calculating How Much to Save For an Emergency

Jesse started The Best Interest in 2018. He was a mechanical engineer by day, working on satellite telescopes. But his passion was to help people improve their personal finances. 

He began writing to "learn in public," to help people, and to add genuine signal to an otherwise noisy Internet. 

Fast forward to now. So much has changed.  

-The Best Interest was nominated for 2022 "Personal Finance Blog of the Year"  

-Jesse has been on CNBC, MSN, the Motley Fool, Yahoo Finance, and more. 

-Jesse created a book with 30 other personal finance experts contributing a chapter each.  

-And Jesse left engineering. He now works for a fiduciary wealth management firm with one important mission: helping people achieve their financial goals. 

The original post is located here: https://bestinterest.blog/should-you-invest-your-emergency-fund/

 Visit Me Online at OLDPodcast.com

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