Optimal Finance Daily - Financial Independence and Money Advice

Jen Hayes shares the solution to the student loan crisis

Episode 1854: The Solution to The Student Loan Crisis by Jen Hayes on How to Overcome Student Debt

A few years ago, Jen and her husband were buried in $117,000 of student loan debt. Now, they've paid off over $100k of debt, and they're on track to have the rest paid off by the end of this year. Join their email list to get exclusive tips on how to save money, earn more, and live like no one else.

The original post is located here: https://www.jenhayes.me/solution-student-loan-crisis/ 

 Visit Me Online at OLDPodcast.com 

Head over to verygoodbutchers.com, and use the code “Optimal” at checkout for 20% off on their butcher shop quality plant-based meats.

Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily

Learn more about your ad choices. Visit megaphone.fm/adchoices

Kumiko of The Budget Mom shares 5 critical questions you need to ask yourself before creating a budget

Episode 1853: 5 Critical Questions You Need to Ask Yourself Before Creating a Budget by Kumiko of The Budget Mom

Kumiko went from having a pile of credit card debt to becoming a successful budgeter and Accredited Financial Counselor. The Budget Mom exists to empower women to build a life they love on a budget they understand and can afford.

The original post is located here: https://www.thebudgetmom.com/5-critical-questions-you-need-to-ask-yourself-before-creating-a-budget/ 

 Visit Me Online at OLDPodcast.com 

Head over to verygoodbutchers.com, and use the code “Optimal” at checkout for 20% off on their butcher shop quality plant-based meats.

Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily

Learn more about your ad choices. Visit megaphone.fm/adchoices

Craig Stephens of Retire Before Dad talks about crafting a better life than your parents

Episode 1852: Craft a Better Life Than Your Parents by Craig Stephens of Retire Before Dad on Good Financial Decisions

Craig Stephens of Retire Before Dad is a 43-year-old IT professional, investor, and blogger based in the Washington, DC metro area. His primary financial goal is to retire at age 55, one year before his Dad retired. He writes about how to build income streams so you can explore the unusual. His first love is his beautiful wife and three kids. His second love is travel. Combining both in early retirement is the ultimate goal and his primary motivation for financial independence.

The original post is located here: https://www.retirebeforedad.com/craft-better-life-than-your-parents/ 

Head over to verygoodbutchers.com, and use the code “Optimal” at checkout for 20% off on their butcher shop quality plant-based meats.

 Visit Me Online at OLDPodcast.com 

Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily

Learn more about your ad choices. Visit megaphone.fm/adchoices

Philip Taylor of PT Money talks about creating and signing a residential lease agreement

Episode 1851: Finally Rented: Creating and Signing a Residential Lease Agreement by Philip Taylor of PT Money

PTMoney.com is about helping you make extra money, save more money, and spend your money wisely--all in an effort to help you fix your finances so you can build the life you want. It was started by Philip Taylor, a CPA, entrepreneur, and blogger who started the site in 2007. He also created FinCon, the popular conference for financial nerds.

The original post is located here: https://ptmoney.com/signing-residential-lease-agreement/ 

 Visit Me Online at OLDPodcast.com 

Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily

Learn more about your ad choices. Visit megaphone.fm/adchoices

Darrow Kirkpatrick of Can I Retire Yet talks about how to model the retirement income gap. This is part 2 of 2.

Episode 1850: [Part 2] How to Model the Retirement Income Gap by Darrow Kirkpatrick of Can I Retire Yet

Darrow Kirkpatrick is the founder of CanIRetireYet.com. He began serious investing in his mid-30s and retired at age 50. He's not a dot com millionaire and didn't become financially independent by flipping real estate or trading hot stocks. He did it the traditional way: hard work, frugality, prudent investing, and patience.

When it comes to personal finance, his top priorities are simplicity, reliability, and safety. Now his mission is to help others become financially independent as he did.

More recently, Chris Mamula has been managing the blog and he's a frequent writer on the site. Chris used principles of traditional retirement planning, combined with creative lifestyle design, to retire from a career as a physical therapist at age 41. After poor experiences with the financial industry early in his professional life, he educated himself on investing and tax planning. Now he draws on his experience to write about wealth building, DIY investing, financial planning, early retirement, and lifestyle design.

The original post is located here: https://www.caniretireyet.com/how-to-model-the-retirement-income-gap/ 

 Visit Me Online at OLDPodcast.com 

Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily

Learn more about your ad choices. Visit megaphone.fm/adchoices

Darrow Kirkpatrick of Can I Retire Yet talks about how to model the retirement income gap. This is part 1 of 2.

Episode 1849: [Part 1] How to Model the Retirement Income Gap by Darrow Kirkpatrick of Can I Retire Yet

Darrow Kirkpatrick is the founder of CanIRetireYet.com. He began serious investing in his mid-30s and retired at age 50. He's not a dot com millionaire and didn't become financially independent by flipping real estate or trading hot stocks. He did it the traditional way: hard work, frugality, prudent investing, and patience.

When it comes to personal finance, his top priorities are simplicity, reliability, and safety. Now his mission is to help others become financially independent as he did.

More recently, Chris Mamula has been managing the blog and he's a frequent writer on the site. Chris used principles of traditional retirement planning, combined with creative lifestyle design, to retire from a career as a physical therapist at age 41. After poor experiences with the financial industry early in his professional life, he educated himself on investing and tax planning. Now he draws on his experience to write about wealth building, DIY investing, financial planning, early retirement, and lifestyle design.

The original post is located here: https://www.caniretireyet.com/how-to-model-the-retirement-income-gap/ 

 Visit Me Online at OLDPodcast.com 

Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily

Learn more about your ad choices. Visit megaphone.fm/adchoices

Vitaliy Katsenelson of Contrarian Edge shares the values of value investing.

Episode 1848: The Values of Value Investing by Vitaliy Katsenelson of Contrarian Edge on Smart Investments

Vitaliy Katsenelson is the CEO and Chief Investment Officer at Investment Management Associates. He has written two books on investing, which were published by John Wiley & Sons and have translated into eight languages.

The original post is located here: https://contrarianedge.com/values-value-investing/

 Visit Me Online at OLDPodcast.com

Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily

Learn more about your ad choices. Visit megaphone.fm/adchoices

Wanderer of Millennial Revolution tells you how to get money out of your 401K before age 59 1/2

Episode 1847: How To Get Your Money Out Of Your 401K Before 59 1/2 by Wanderer of Millennial Revolution

Wanderer retired from his engineering job at a major Silicon Valley semiconductor company at the age of 33. He now travels the world seeking out knowledge from other wealthy people, so he can teach people how to become financially independent themselves.

The original post can be seen here: https://www.millennial-revolution.com/invest/get-money-401k-59-1-2/ 

Visit Me Online at OLDPodcast.com 

Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily

Learn more about your ad choices. Visit megaphone.fm/adchoices

Kristin Wong with Get Rich Slowly talks about how saving money cost her money

Episode 1846: How Saving Money Cost Me Money by Kristin Wong with Get Rich Slowly on Not Saving Too Much Money

J.D. Roth has been reading and writing about personal finance for a decade. Today he’s financially independent, but ten years ago, his money life was a disaster, with over $35,000 in consumer debt. He started turning everything around in 2004. By being the boss of your own life, you, too, can be the master of your own financial fate.

The original post is located here: https://www.getrichslowly.org/how-saving-money-cost-me-money/ 

 Visit Me Online at OLDPodcast.com 

Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily

Learn more about your ad choices. Visit megaphone.fm/adchoices

Mike Ballew of Egg Stack shares 5 tips for buying a home in a competitive market

Episode 1845: 5 Tips For Buying a Home in a Competitive Market by Mike Ballew of Egg Stack on Real Estate Strategies

Mike Ballew is a 56-year-old engineer turned blogger who reached a point in life where he sees things more clearly than ever before. He faced financial challenges and overcame them through hard work and determination. His blog helps others navigate their personal finances and plan for retirement.

The original post is located here: https://eggstack.com/blog/2022-02-13-5-Tips-for-Buying-a-Home-in-a-Competitive-Market/ 

 Visit Me Online at OLDPodcast.com 

Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily

Learn more about your ad choices. Visit megaphone.fm/adchoices