Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com.

Episode 1382:

Kumiko from The Budget Mom.com reveals the unique advantage self-employed individuals have in shaping their own retirement plans. By setting SMART goals, automating savings, and choosing the right retirement accounts, you can secure a financially stable future while enjoying the freedom of self-employment.

Read along with the original article(s) here: https://www.thebudgetmom.com/how-to-save-for-retirement-when-you-are-self-employed/

Quotes to ponder:

"Retirement is in your hands - and while that might make it seem stressful, it’s actually an exciting opportunity to make the most of it."

"By incorporating it into your budget and automating your savings, you are 'paying yourself first.' Your future is as much of a priority as your bills and current cost of living."

"It’s never too late to start. Yes, late is better than never. Don’t let negative thoughts or shame prevent you from saving for your future."

Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com.

Episode 1381:

Dr. Susan Chanderbhan shares insightful strategies for those struggling to identify a fulfilling career. She emphasizes self-reflection, leveraging interests and strengths, consulting resources, and learning from past experiences to guide individuals towards a career path that aligns with their values and goals.

Read along with the original article(s) here: https://www.chandpsych.com/blog/career-search-what-if-i-dont-know-what-i-enjoy-doing

Quotes to ponder:

"It’s easy to limit yourself when you only consider interests that you think would apply to a career."

"Even if you don’t know what you enjoy doing right now, trying some of these strategies can help you determine which jobs might interest you and align with your values."

"Consider your interests, even ones that don’t seem connected to a specific job."

Episode references:

The Pathfinder: https://www.amazon.com/Pathfinder-Choose-Change-Satisfaction-Success/dp/1451608322

Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com.

Episode 1380:

Alyssa Martin shares her journey of learning to promote herself authentically to achieve career success. She offers practical tips on finding role models, emphasizing the positive impact of self-promotion, and overcoming fears associated with it, providing a roadmap for anyone looking to advance their career while staying true to themselves.

Read along with the original article(s) here: https://tinybuddha.com/blog/promote-authentically-gain-new-opportunities/

Quotes to ponder:

"If you really put a small value upon yourself, rest assured that the world will not raise your price."

"I waited and hoped that someone would notice how hardworking and deserving I was. But it never happened."

"Self-promotion has a bad reputation for being egotistical. But it’s only egotistical if you’re solely focused on what it can do for you."

Episode references:

Tiny Buddha’s Inner Strength Journal: https://www.amazon.com/Tiny-Buddhas-Inner-Strength-Journal/dp/0806542233

Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com.

Episode 1379:

Marc Chernoff dispels common myths that discourage us from pursuing our dreams, highlighting the importance of taking action today, embracing failure as a learning opportunity, and leveraging existing resources. He emphasizes that with dedication and a supportive community, achieving dreams is possible for anyone.

Read along with the original article(s) here: https://www.marcandangel.com/2010/08/30/10-lies-you-will-hear-before-you-pursue-your-dreams/

Quotes to ponder:

"Someday is not a day at all. Today is the only day guaranteed to you."

"Failures are simply stepping stones to success. No matter how it turns out, it always ends up just the way it should be."

"If you truly dedicate yourself to an end result, almost anything is possible."

Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com.

Episode 1378:

Starting a business is risky, but Emma Worden offers a roadmap to success. From crafting and testing your idea to securing funds and building an online presence, her insights ensure you stay on track and avoid common pitfalls. With a solid strategy and the right team, you can turn your passion into a thriving venture.

Read along with the original article(s) here: https://womenwhomoney.com/important-consider-starting-business/

Quotes to ponder:

"Taking such risks also gives you an opportunity to finally make your brilliant business idea come true and do what you really love."

"No matter how great your new product or service is, if people aren’t buying it, it’s useless."

"Surrounding yourself with a team of people who will help you reach your goals and grow your business becomes necessary."

Episode references:

The Lean Startup: https://www.amazon.com/Lean-Startup-Entrepreneurs-Continuous-Innovation/dp/0307887898

Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com.

Episode 1377:

Elizabeth Plumb's article for Money Mini Blog shares five effective strategies to boost your productivity while working from home. By creating a dedicated workspace, dressing for work, eliminating distractions, organizing your environment, and taking regular breaks, you can overcome common pitfalls of home office complacency and enhance your efficiency.

Read along with the original article(s) here: https://moneyminiblog.com/productivity/home-office-productivity/

Quotes to ponder:

"Believe it or not, having a dedicated workspace can really ramp up your productivity. The main reason for this is that your brain is conditioned to focus when you are 'at work'."

"One of the biggest drags on your productivity can be not getting dressed for work daily. Wearing pajamas or clothing that is too 'comfy' signals your brain that you’re in the mood for sleeping not working."

"Set boundaries with family and friends that discourage drop by visits during work hours. Let the phone go to voicemail and pick up messages periodically."

Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com.

Episode 1376:

Many leaders overestimate their abilities, falling victim to the Dunning-Kruger effect. Bryan Shelton discusses how leaders can improve by becoming keen observers of their impact on others, recognizing common leadership errors, and focusing on deliberate employee development. Gain insights into overcoming these challenges to become a more effective leader.

Read along with the original article(s) here: https://www.aubreydaniels.com/blog/overestimating-your-leadership-the-dunning-kruger-effect

Quotes to ponder:

"The Dunning-Kruger effect is a cognitive bias in which people wrongly overestimate their knowledge or ability in a specific area."

"How a business result is achieved is more important than achieving the result itself."

"The inability to take on someone else’s perspective prevents leaders from truly seeing the organizational or environmental causes for employee behavior."

Episode references:

The Dunning-Kruger Effect: https://www.psychologytoday.com/us/basics/dunning-kruger-effect

Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com.

Episode 1375:

After leaving his job, Andy Hill opted to roll over his 401k accounts into IRAs, a decision he doesn't regret. He highlights the benefits of lower fees, simplified account management, and better financial preparation for his family. By following a straightforward rollover process, he ensured no penalties or taxes, ultimately securing a more organized and cost-effective retirement plan.

Read along with the original article(s) here: https://marriagekidsandmoney.com/why-you-should-rollover-your-401k-into-an-ira-and-how-to-do-it

Quotes to ponder:

“By cashing out, I would’ve had an approximate 40% cut to my money immediately. OUCH!”

“Having all of our investment accounts in one spot was definitely a stress reliever for me.”

“Those two words were very important to the process. This indicated that I DID NOT want to receive the money (big no-no!) and I wanted it to directly rollover to Fidelity.”

Episode references:

The Simple Path to Wealth: https://www.amazon.com/Simple-Path-Wealth-financial-independence/dp/1533667926

Money: Master the Game: https://www.amazon.com/MONEY-Master-Game-Financial-Freedom/dp/1476757801 

Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com.

Episode 1374:

Our time is valuable, yet we often spend it without intention. Seth Godin explains how focusing on true productivity, rather than mere busyness, can help us create more value in our personal and professional lives. By measuring our outputs, prioritizing high-impact tasks, and continuously improving our skills, we can ensure that our efforts lead to meaningful results.

Read along with the original article(s) here: https://seths.blog/2018/07/busyness/

Quotes to ponder:

"Busy is not your job. Busy doesn’t get you what you seek. Busy isn’t the point. Value creation is."

"The best way to improve productivity is to measure it."

"You only get today once. Your team does too. How will you spend it?"

Episode references:

AltMBA: https://altmba.com

Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com.

Episode 1373:

Mastering multitasking and project planning can be transformative for your career. Brian Tracy outlines essential steps, such as defining desired results, assembling a team, fostering shared ownership, and organizing tasks efficiently. These strategies not only help in managing complex projects but also enhance leadership qualities crucial for professional advancement.

Read along with the original article(s) here: https://www.briantracy.com/blog/general/how-to-multitask-and-effectively-plan-a-project/

Quotes to ponder:

"The ability to put together teams to do multitask jobs, complete complex projects, and demonstrate visible qualities of leadership will determine the course of your career."

"All achievements of consequence are complex, and they involve the cooperation of many people."

"A shared vision is an ideal future picture of success that everyone buys into."

Episode references:

The Project Management Institute (PMI): https://www.pmi.org/

Learn more about your ad choices. Visit megaphone.fm/adchoices