You can do everything ‘right’… and still struggle financially.

In this episode, we’re sharing Nicole’s financial story—going to a top PT school, graduating at the top of her class, landing a prestigious job, getting promoted… and still barely able to pay off student loans, accumulating credit card debt, and feeling lost about retirement.

If you’ve ever wondered how we’re supposed to make this career work financially, you’re not alone.

We dive into: 

✅ Why school costs have skyrocketed, leaving us with massive debt
✅ How insurance reimbursement has dropped, shrinking wages across the board
✅ Why we get bad financial advice from parents, financial advisors, and even the internet

This isn’t just about numbers—it’s about the stress, anxiety, and shame so many clinicians carry about money. We’re here to change that.

🎓 We’re also announcing our completely free financial training created just for pelvic rehab clinicians—packed with everything we wish Nicole had known 20 years ago.

We’ll cover:
✔️ How to evaluate your financial health with our Clinician Scorecard
✔️ How to make a real plan for retirement
✔️ How to ease the constant money anxiety so many of us carry

💸 Sign up now at www.pelvicptrising.com/financial-foundations

About Us

Nicole and Jesse Cozean founded Pelvic PT Rising to provide clinical and business resources to physical therapists to change the way we treat pelvic health.   PelvicSanity Physical Therapy (www.pelvicsanity.com) together in 2016.  It grew quickly into one of the largest cash-based physical therapy practices in the country.

Through Pelvic PT Rising, Nicole has created clinical courses (www.pelvicptrising.com/clinical) to help pelvic health providers gain confidence in their skills and provide frameworks to get better patient outcomes.  Together, Jesse and Nicole have helped 600+ pelvic practices start and grow through the Pelvic PT Rising Business Programs (www.pelvicptrising.com/business) to build a practice that works for them! 

Get in Touch!

Learn more at www.pelvicptrising.com, follow Nicole @nicolecozeandpt (www.instagram.com/nicolecozeandpt) or reach out via email ([email protected]).

Check out our Clinical Courses, Business Resources and learn more about us at Pelvic PT Rising...Let's Continue to Rise!