Personal Finance with Ravi Sharma | Australian Finance & Property Podcast

📱 Free Sign Up (Wealthstacker) - https://bit.ly/4yndut5🏠 Book Your Investment Assessment Call 👉 https://bit.ly/3Tbtxvj💰 Mortgage Brokers 👉 https://bit.ly/4x79nAk🏠 My Buyer’s Agency https://www.searchproperty.com.auEmail me 👉 [email protected] 0:00 Why The Rich Keep Getting Richer0:40 WealthStacker: Free Portfolio Planning App1:17 The Cantillon Effect And The K-Shaped Economy Explained2:44 How Lockdown Stimulus Flowed Back To Asset Owners3:23 Fixed Supply Vs Infinite Money4:53 The Bank Lending Cycle That Multiplies Wealth6:44 Why A Crash Isn't Coming8:54 Renting, Rising Costs, And Debt As A Wealth Accelerator

📱 Free Sign Up (Wealthstacker) - https://bit.ly/4h3dn03🏠 Book Your Investment Assessment Call 👉 https://bit.ly/4ydEGKW💰 Mortgage Brokers 👉 https://bit.ly/4zVQtPR🏠 My Buyer’s Agency https://www.searchproperty.com.auEmail me 👉 [email protected] 00:00 Why Traditional Advice Won't Make You Wealthy03:24 Rule 1: Ownership Beats Income05:28 Rule 2: Leverage Is Your Wealth Accelerator07:35 Rule 3: Cash Flow Keeps You In, Growth Gets You Out08:49 Rule 4: Wealth Compounds Over Time11:08 Rule 5: Get Your Tax Structures Right12:34 Rule 6: Your Behavior Is The Real Risk13:55 Rule 7: Build A Machine, Not Just A Portfolio15:08 Final Thoughts

📱 Free Sign Up (Wealthstacker) - https://bit.ly/4qMvOcK🏠 Book Your Investment Assessment Call 👉 https://bit.ly/4wS9oIp💰 Mortgage Brokers 👉 https://bit.ly/4xutGZO🏠 My Buyer’s Agency https://www.searchproperty.com.auEmail me 👉 [email protected] 0:00 Intro: Sharing My Property Sale Regrets0:31 WealthStacker: A Free Portfolio Tracking App1:10 My 13-Year Investing Journey2:38 Property 1: Selling The Central Coast House4:41 Property 2: The Renovation That Forced A Sale7:00 Property 3: Selling In Sydney To Fund The Business8:37 The Full Tally: $750k In Lost Equity9:41 What's Next

📱 Free Sign Up (Wealthstacker) - https://bit.ly/4gpxC6I🏠 Book Your Investment Assessment Call 👉 https://bit.ly/4wItQLJ💰 Mortgage Brokers 👉 https://bit.ly/45LQkAG🏠 My Buyer’s Agency https://www.searchproperty.com.auEmail me 👉 [email protected] 0:00 Why Buyers Are Being Left Behind Without Equity Investing1:01 The Average Way: Saving A 20% Deposit For Each Property2:37 The Rich Way: Buying Faster With A 10% Deposit4:22 Average Growth Vs Search Property's Growth Rate6:07 Calculating Usable Equity Through A Refinance7:19 One Property Alone Vs Three Properties With The Right Team7:52 Inside A Client's Seven-Property, $11 Million Portfolio

📱 Free Sign Up (Wealthstacker) - https://bit.ly/3SnaVIo🏠 Book Your Investment Assessment Call 👉 https://bit.ly/3Uw30Jk💰 Mortgage Brokers 👉 https://bit.ly/45G1iaU🏠 My Buyer’s Agency https://www.searchproperty.com.auEmail me 👉 [email protected] 0:00 Intro0:24 Introducing Wealth Stacker, A Free Portfolio Tracking Tool1:11 Property Investor Sentiment Crashes2:17 Why Smart Investors Buy When Sentiment Is Negative2:53 Price Forecasts And Anger Over Tax Reform4:57 The Psychology Of Smart Money Vs The Crowd6:00 Professionals Forecast Falling Prices, Rising Rents7:21 Confidence Index Crashes

📱 Free Sign Up (Wealthstacker) - https://bit.ly/4zzMjNp🏠 Book Your Investment Assessment Call 👉 https://bit.ly/4g8SFeY💰 Mortgage Brokers 👉 https://bit.ly/4qut7MX🏠 My Buyer’s Agency https://www.searchproperty.com.auEmail me 👉 [email protected] 0:00 Intro0:48 Vendor Expectations Are Resetting Nationwide2:01 KPMG's Price Forecasts And Why Downturns Always Recover4:44 The Truth Behind The "Falling Prices" Headlines5:39 Replacement Cost: Why Builders Are Walking Away7:33 WealthStacker: FREE New Portfolio App8:23 State-By-State Forecasts And Key Economic Indicators10:04 Inside The Banks' Mortgage Wars13:26 Why You Should Prepare Before The Market Turns

🏠 Book Your Investment Assessment Call 👉 https://bit.ly/4gcKSeD💰 Mortgage Brokers 👉 https://bit.ly/4galW9b🏠 My Buyer’s Agency https://www.searchproperty.com.auEmail me 👉 [email protected] 0:00 You Don't Need a 20% Deposit to Get Started1:56 Splitting Your Deposit to Buy Two Properties Instead of One2:29 Borrow Like a Pro: Why the Rich Use Mortgage Brokers4:29 Interest-Only Loans and Why Debt Isn't What You Think6:08 How Equity Lets You Compound to Property 7, 8, 9 and 107:09 Why Rentvesting Is the Move If You're Under 409:25 Ignore the Headlines and Build the Right Team

🏠 Book Your Investment Assessment Call 👉 https://bit.ly/4g6SgIz💰 Mortgage Brokers 👉 https://bit.ly/4hwRLdi🏠 My Buyer’s Agency https://www.searchproperty.com.auEmail me 👉 [email protected] 0:00 Australia's Housing System Has Completely Unravelled1:48 Why Labor's Tax Code Is "Communist" in Practice4:55 Why Australian Talent Will Leave for Overseas9:02 The Liberal Pledge to Reverse CGT and Negative Gearing11:19 Who Really Gets Hurt: Punters vs the Big Fish15:45 Migration, Supply and the Real Affordability Squeeze20:08 Negative Equity Risk and the Case for Cutting Taxes25:08 The Super Fund Tax Arbitrage Explained 30:53 Why SMSFs Are Banned From Building New Housing Supply36:34 Closing Message: A Line in the Sand for Australia

🏠 Book Your Investment Assessment Call 👉 https://bit.ly/4wjZP4E💰 Mortgage Brokers 👉 https://bit.ly/4g35gih🏠 My Buyer’s Agency https://www.searchproperty.com.auEmail me 👉 [email protected] 0:00 The 4 Phases of a Property Strategy1:05 Phase 1: The Acquisition Phase2:13 Why Interest Only Wins During Acquisition5:29 Phase 2: The Consolidation Phase7:34 Phase 3: The Acceleration Phase9:11 Phase 4: The Lifestyle Phase

🏠 Book Your Investment Assessment Call 👉 https://bit.ly/4wlmmOF💰 Mortgage Brokers 👉 https://bit.ly/45aqW7k🏠 My Buyer’s Agency https://www.searchproperty.com.auEmail me 👉 [email protected] 0:00 How to Pay Off Your Mortgage in Under 15 Years0:47 Why Your Debt Is Losing Value2:57 Tier 1: The Offset Account Strategy4:49 Tier 2: Why Investment Properties Beat 6% Returns6:36 How to Use Your Portfolio to Pay Down Debt Faster9:26 Tier 3: Using Equity to Supercharge Everything