Personal Finance with Ravi Sharma | Australian Finance & Property Podcast

Book Your FREE Call 👉 https://bit.ly/3N2IRXP

My Buyer’s Agency https://www.searchproperty.com.au

Email me 👉 [email protected]

🏠 Book Your FREE Call 👉 https://bit.ly/49HcJSA💰 Mortgage Brokers 👉 https://bit.ly/4hNjB2R🏠 My Buyer’s Agency https://www.searchproperty.com.au🏠 Email me 👉 [email protected] 00:00 2026 Property Market Predictions 00:25 Intro01:34 Reviewing my 2025 call02:02 2026 Interest Rates Outlook03:29 2026 Property Price Forecast04:31 Best Performing Markets 202605:35 Sydney Outlook06:40 Rents & Vacancy Rates07:27 Under $1M Market + 5% Deposit Scheme & Help to Buy impact08:09 APRA Credit Squeeze09:20 Final TakeawaysAs Featured on:AFR, Sunrise Show - Channel 7, Channel 7 News, Business News Australia“REB’s Best Buyer’s Agency 2024 - Finalist”“REB’s Best Buyer’s Agency 2023 - Finalist”“REB’s Rising Star 2023 - Finalist”“Australian Financial Review’s Fast Starters 2023 - Top 100”“Young Entrepreneur Awards 2023 - Finalist”“Australian Small Business Champions Awards 2023 - Finalist”About Search Property Search Property is a trusted buyer’s agency that specialises in identifying high-yield investment properties with significant capital growth potential across regional and metropolitan markets in Australia. Leveraging extensive market knowledge and a strategic approach, the agency positions itself as a leading partner for clients seeking investment properties that align with their financial objectives. Catering to both seasoned investors and those new to the property market, Search Property is committed to offering expert guidance and customised solutions that ensure clients’ investments provide immediate returns as well as long-term growth. The agency’s dedication to navigating the complexities of the Australian property landscape sets it apart as a reliable resource for successful property investment.

🏠 Book Your FREE Call 👉 https://bit.ly/49HcJSA💰 Mortgage Brokers 👉 https://bit.ly/4hNjB2R🏠 My Buyer’s Agency https://www.searchproperty.com.au🏠 Email me 👉 [email protected] 00:00 Sydney could hit $10M: why the next 25 years matter00:26 Intro 01:00 The affordability objection01:49 Last 25 years of capital city house growth 03:22 Affordability ratio is rising04:22 The big reframe: median buyer vs marginal buyer sets prices06:28 Why the buyer profile has changed 06:30 Debt stretching07:25 Household shifts08:24 Government interventions boosting demand 09:10 The projection tables: same growth vs half growth outcomes11:07 How leverage “shrinks” over time 11:51 The uncomfortable truth12:08 Wrap-upAs Featured on:AFR, Sunrise Show - Channel 7, Channel 7 News, Business News Australia“REB’s Best Buyer’s Agency 2024 - Finalist”“REB’s Best Buyer’s Agency 2023 - Finalist”“REB’s Rising Star 2023 - Finalist”“Australian Financial Review’s Fast Starters 2023 - Top 100”“Young Entrepreneur Awards 2023 - Finalist”“Australian Small Business Champions Awards 2023 - Finalist”About Search Property Search Property is a trusted buyer’s agency that specialises in identifying high-yield investment properties with significant capital growth potential across regional and metropolitan markets in Australia. Leveraging extensive market knowledge and a strategic approach, the agency positions itself as a leading partner for clients seeking investment properties that align with their financial objectives. Catering to both seasoned investors and those new to the property market, Search Property is committed to offering expert guidance and customised solutions that ensure clients’ investments provide immediate returns as well as long-term growth. The agency’s dedication to navigating the complexities of the Australian property landscape sets it apart as a reliable resource for successful property investment.

DOWNLOAD MY FREE LIVE PROPERTY WEBINAR 👉 https://bit.ly/3L1YkGH🏠 Book Your FREE Call 👉 https://bit.ly/48SWCiM💰 Mortgage Brokers 👉 https://bit.ly/49iSSsm🏠 My Buyer’s Agency https://www.searchproperty.com.au🏠 Email me 👉 [email protected] 00:00 Banks warn of possible 2026 rate hikes and why this matters now00:32 Consumer confidence drops as inflation and rate fears rise02:16 Why inflation scares markets04:31 How high inflation benefits debt holders and long-term investors06:22 The real driver of property prices09:00 Why waiting for rate cuts can backfire on buyers10:10 What smart investors should do in the next 6 months10:42 Final takeawayAs Featured on:AFR, Sunrise Show - Channel 7, Channel 7 News, Business News Australia“REB’s Best Buyer’s Agency 2024 - Finalist”“REB’s Best Buyer’s Agency 2023 - Finalist”“REB’s Rising Star 2023 - Finalist”“Australian Financial Review’s Fast Starters 2023 - Top 100”“Young Entrepreneur Awards 2023 - Finalist”“Australian Small Business Champions Awards 2023 - Finalist”About Search Property Search Property is a trusted buyer’s agency that specialises in identifying high-yield investment properties with significant capital growth potential across regional and metropolitan markets in Australia. Leveraging extensive market knowledge and a strategic approach, the agency positions itself as a leading partner for clients seeking investment properties that align with their financial objectives. Catering to both seasoned investors and those new to the property market, Search Property is committed to offering expert guidance and customised solutions that ensure clients’ investments provide immediate returns as well as long-term growth. The agency’s dedication to navigating the complexities of the Australian property landscape sets it apart as a reliable resource for successful property investment.

DOWNLOAD MY FREE LIVE PROPERTY WEBINAR 👉 https://bit.ly/4pL5vT5🏠 Buy My Best Selling Book (Amazon) 👉 https://bit.ly/4aGfrIT00:00 Why the Barefoot Investor Says the 5% Deposit Scheme Is Dangerous00:24 Intro00:57 Case Study: Sydney Couple Using the 5% Deposit Scheme02:14 Hidden Costs First Home Buyers Miss 03:15 Rentvesting vs Buying Your First Home04:14 Accidental Investors and When the Numbers Don’t Work05:16 Scott Pape’s Warning: FOMO, Politics, and Responsibility06:19 My Take08:21 Key TakeawaysAs Featured on:AFR, Sunrise Show - Channel 7, Channel 7 News, Business News Australia“REB’s Best Buyer’s Agency 2024 - Finalist”“REB’s Best Buyer’s Agency 2023 - Finalist”“REB’s Rising Star 2023 - Finalist”“Australian Financial Review’s Fast Starters 2023 - Top 100”“Young Entrepreneur Awards 2023 - Finalist”“Australian Small Business Champions Awards 2023 - Finalist”About Search Property Search Property is a trusted buyer’s agency that specialises in identifying high-yield investment properties with significant capital growth potential across regional and metropolitan markets in Australia. Leveraging extensive market knowledge and a strategic approach, the agency positions itself as a leading partner for clients seeking investment properties that align with their financial objectives. Catering to both seasoned investors and those new to the property market, Search Property is committed to offering expert guidance and customised solutions that ensure clients’ investments provide immediate returns as well as long-term growth. The agency’s dedication to navigating the complexities of the Australian property landscape sets it apart as a reliable resource for successful property investment.

🏠 Book Your FREE Call 👉 https://bit.ly/4agBUfc💰 Mortgage Brokers 👉 https://bit.ly/3XXa3cC🏠 My Buyer’s Agency https://www.searchproperty.com.au🏠 Email me 👉 [email protected] 00:00 $400k/yr → $10k saved (why 2026 is tougher)00:29 Intro01:24 Income ≠ wealth02:03 Rule 1: Pay yourself first02:40 Rule 2: Learn to invest03:29 Rule 3: Respect money04:34 Rule 4: Value your time ($/hr)06:14 Rule 5: Don’t chase money blindly07:38 Rule 6: Track money (budget/P&L)08:40 Rule 7: Money = levels/skills09:54 Rule 8: Emergency fund10:31 Rule 9: Keep + invest11:15 Wrap As Featured on:AFR, Sunrise Show - Channel 7, Channel 7 News, Business News Australia“REB’s Best Buyer’s Agency 2024 - Finalist”“REB’s Best Buyer’s Agency 2023 - Finalist”“REB’s Rising Star 2023 - Finalist”“Australian Financial Review’s Fast Starters 2023 - Top 100”“Young Entrepreneur Awards 2023 - Finalist”“Australian Small Business Champions Awards 2023 - Finalist”About Search Property Search Property is a trusted buyer’s agency that specialises in identifying high-yield investment properties with significant capital growth potential across regional and metropolitan markets in Australia. Leveraging extensive market knowledge and a strategic approach, the agency positions itself as a leading partner for clients seeking investment properties that align with their financial objectives. Catering to both seasoned investors and those new to the property market, Search Property is committed to offering expert guidance and customised solutions that ensure clients’ investments provide immediate returns as well as long-term growth. The agency’s dedication to navigating the complexities of the Australian property landscape sets it apart as a reliable resource for successful property investment.

DOWNLOAD MY FREE LIVE PROPERTY WEBINAR 👉 https://bit.ly/4rBA4vK🏠 Book Your FREE Call 👉 https://bit.ly/4hYOoK9💰 Mortgage Brokers 👉 https://bit.ly/3K0zTJk🏠 My Buyer’s Agency https://www.searchproperty.com.au🏠 Email me 👉 [email protected] 00:00 Why lending drives property prices 00:23 Free webinar invite01:30 2016–2019 lesson: Royal Commission, APRA tightening & why prices fell02:29 How banks assess you03:50 Macquarie stops trust lending05:43 40-year home loans: how longer terms boost borrowing capacity 07:21 LMI waivers + low-deposit loans08:16 What this unlocks: more credit = higher prices 10:03 Money supply & asset inflation: why “everything feels like a bubble”12:02 Wrap-up As Featured on:AFR, Sunrise Show - Channel 7, Channel 7 News, Business News Australia“REB’s Best Buyer’s Agency 2024 - Finalist”“REB’s Best Buyer’s Agency 2023 - Finalist”“REB’s Rising Star 2023 - Finalist”“Australian Financial Review’s Fast Starters 2023 - Top 100”“Young Entrepreneur Awards 2023 - Finalist”“Australian Small Business Champions Awards 2023 - Finalist”About Search Property Search Property is a trusted buyer’s agency that specialises in identifying high-yield investment properties with significant capital growth potential across regional and metropolitan markets in Australia. Leveraging extensive market knowledge and a strategic approach, the agency positions itself as a leading partner for clients seeking investment properties that align with their financial objectives. Catering to both seasoned investors and those new to the property market, Search Property is committed to offering expert guidance and customised solutions that ensure clients’ investments provide immediate returns as well as long-term growth. The agency’s dedication to navigating the complexities of the Australian property landscape sets it apart as a reliable resource for successful property investment.

DOWNLOAD MY FREE LIVE PROPERTY WEBINAR 👉 https://bit.ly/4rBA4vK🏠 Book Your FREE Call 👉 https://bit.ly/4nT5B9q💰 Mortgage Brokers 👉 https://bit.ly/4pdLrrP🏠 My Buyer’s Agency https://www.searchproperty.com.au🏠 Email me 👉 [email protected] As Featured on:AFR, Sunrise Show - Channel 7, Channel 7 News, Business News Australia“REB’s Best Buyer’s Agency 2024 - Finalist”“REB’s Best Buyer’s Agency 2023 - Finalist”“REB’s Rising Star 2023 - Finalist”“Australian Financial Review’s Fast Starters 2023 - Top 100”“Young Entrepreneur Awards 2023 - Finalist”“Australian Small Business Champions Awards 2023 - Finalist”About Search Property Search Property is a trusted buyer’s agency that specialises in identifying high-yield investment properties with significant capital growth potential across regional and metropolitan markets in Australia. Leveraging extensive market knowledge and a strategic approach, the agency positions itself as a leading partner for clients seeking investment properties that align with their financial objectives. Catering to both seasoned investors and those new to the property market, Search Property is committed to offering expert guidance and customised solutions that ensure clients’ investments provide immediate returns as well as long-term growth. The agency’s dedication to navigating the complexities of the Australian property landscape sets it apart as a reliable resource for successful property investment.

DOWNLOAD MY FREE LIVE PROPERTY WEBINAR 👉 https://bit.ly/4rBA4vK🏠 Book Your FREE Call 👉 https://bit.ly/440x0Pm💰 Mortgage Brokers 👉 https://bit.ly/43opQUX🏠 My Buyer’s Agency https://www.searchproperty.com.au🏠 Email me 👉 [email protected] As Featured on:AFR, Sunrise Show - Channel 7, Channel 7 News, Business News Australia“REB’s Best Buyer’s Agency 2024 - Finalist”“REB’s Best Buyer’s Agency 2023 - Finalist”“REB’s Rising Star 2023 - Finalist”“Australian Financial Review’s Fast Starters 2023 - Top 100”“Young Entrepreneur Awards 2023 - Finalist”“Australian Small Business Champions Awards 2023 - Finalist”About Search Property Search Property is a trusted buyer’s agency that specialises in identifying high-yield investment properties with significant capital growth potential across regional and metropolitan markets in Australia. Leveraging extensive market knowledge and a strategic approach, the agency positions itself as a leading partner for clients seeking investment properties that align with their financial objectives. Catering to both seasoned investors and those new to the property market, Search Property is committed to offering expert guidance and customised solutions that ensure clients’ investments provide immediate returns as well as long-term growth. The agency’s dedication to navigating the complexities of the Australian property landscape sets it apart as a reliable resource for successful property investment.

HOW CAN I HELP?🏠 Book Your FREE Call 👉 https://bit.ly/49HcJSA💰 Mortgage Brokers 👉 https://bit.ly/4hNjB2R🏠 My Buyer’s Agency https://www.searchproperty.com.au🏠 Email me 👉 [email protected] As Featured on:AFR, Sunrise Show - Channel 7, Channel 7 News, Business News Australia“REB’s Best Buyer’s Agency 2024 - Finalist”“REB’s Best Buyer’s Agency 2023 - Finalist”“REB’s Rising Star 2023 - Finalist”“Australian Financial Review’s Fast Starters 2023 - Top 100”“Young Entrepreneur Awards 2023 - Finalist”“Australian Small Business Champions Awards 2023 - Finalist”About Search Property Search Property is a trusted buyer’s agency that specialises in identifying high-yield investment properties with significant capital growth potential across regional and metropolitan markets in Australia. Leveraging extensive market knowledge and a strategic approach, the agency positions itself as a leading partner for clients seeking investment properties that align with their financial objectives. Catering to both seasoned investors and those new to the property market, Search Property is committed to offering expert guidance and customised solutions that ensure clients’ investments provide immediate returns as well as long-term growth. The agency’s dedication to navigating the complexities of the Australian property landscape sets it apart as a reliable resource for successful property investment.