Property ExpLained

In this episode, you’ll find out that the difference between making a profit or a loss in property investment often comes down to how long you hold onto the property.

To read the article on the Opes Partners website click ⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠.

In this episode, you’ll learn about the process of renting out your property over the Christmas period.

While your property manager may still be working, tenant demand could be lower than usual during the holiday season.

To read the article on the Opes Partners website click ⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠.

In this episode, you’ll learn what the costs are associated with using a property manager, going beyond the typical management fee. This includes hidden charges that often catch investors off guard.

Why is this so crucial? Because one of the top frustrations for investors is, “But I didn’t know about that cost!” 

To read the article on the Opes Partners website click ⁠⁠⁠⁠here⁠⁠⁠⁠.

In this episode, you’ll learn the pros and cons of allowing pets in your rental property. Historically, landlords were often firm on a “no pets” policy. However, with changing renter expectations, many property investors are reconsidering.

You’ll also learn the risks, rewards, and best practices for managing pets in rentals so you can make an informed decision.

To read the article on the Opes Partners website click ⁠⁠⁠here⁠⁠⁠.

In this episode, you’ll learn the pros and cons of mortgage holidays.

Even though a few months’ break from your mortgage sounds great … there are financial implications. Sure, you stop paying down debt but the bank keeps charging you interest. This gets added on to your loan.

That’s why most banks will explore alternative options before “green lighting” a mortgage holiday.

To read the article on the Opes Partners website click ⁠⁠here⁠⁠.

In this episode, you’ll learn the 5 hidden costs for getting your house listed, and when you have to pay them.

It’s easy to focus on how much profit you’ll make when you sell your house.

However, house sellers are often surprised by how much the costs start to add up even before your house hits the market.

To read the article on the Opes Partners website click ⁠here⁠.

In this episode, you’ll learn what insurance policies are important for parents.

This is because, when you are a parent your insurance needs change. Even though nobody wants to think about their kids getting sick, or leaving their kids behind – it’s an important conversation to have.

This way, you can be rest assured that your children will be financial secure should something happen to you.

To read the article on the Opes Partners website click here.

In this episode, you’ll learn why you shouldn’t be comparing your property portfolio to someone who started investing before you.

Investing is a lot harder nowadays, then it once was. That said, one of the main questions investors ask is: “How many properties can I buy over the next 10 – 15 years?” Here’s our spreadsheet to answer the ultimate question.

And click ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ to see all the charts and other info in the written article on the Opes website.

In this episode, you’ll learn all about bridging finance. It is a special type of mortgage, that allows you to buy a new home before you sell your current one.

While it can be helpful to get you through a temporary situation, bridging loans are expensive. So, they won’t be the right fit for everyone. 

And click ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ to see all the charts and other info in the written article on the Opes website.

In this episode, you’ll learn the amount you get from NZ superannuation is different for each retiree.

If you earn extra income (e.g. a part-time job, rent from an investment, shares) the amount you get in the hand may be less.

This isn’t because you qualify for less superannuation, but because you are taxed at a different rate if you earn other income at the same time.

And click ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ to see all the charts and other info in the written article on the Opes website.