Student Loan Planner

PSLF Chaos, Consolidation Deadlines, and Parent PLUS Landmines


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Things are not "calm and predictable" in student loan land right now. Hear real stories from recent consultations and learn what actions matter most before the June 30th, 2026, consolidation deadline.

We dig into what's happening with PSLF case reviews, consolidation risks, tax season strategies, and what Parent PLUS borrowers need to know now that double consolidation is gone. Even if you feel lost or overwhelmed, you'll finish this episode with a checklist of things to act on now to protect your strategy before small mistakes turn into expensive ones.

Key moments:

(02:22) Why PSLF payment histories are missing and how to file a complaint with StudentAid.gov

(08:49) Consolidate after June 30, 2026, and you could add 10 years to forgiveness

(18:37) Smart strategies for tax returns and loan recertification

(26:42) Double consolidation is over for Parent PLUS borrowers — here's what to do now

Resources mentioned:

  • File a StudentAid.gov complaint
  • File a CFPB complaint

Like the show? There are several ways you can help!

  • Follow on Apple Podcasts, Spotify or Amazon Music
  • Leave an honest review on Apple Podcasts
  • Subscribe to the newsletter
  • Join SLP Insiders for student loan loopholes, SLP app and member community

Feeling helpless when it comes to your student loans?

  • Try our free student loan calculator
  • Check out our refinancing bonuses we negotiated
  • Book your custom student loan plan
  • Get profession-specific financial planning

Do you have a question about student loans? Leave us a voicemail here or email us at [email protected] and we might feature it in an upcoming show!

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Student Loan PlannerBy Travis Hornsby

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