After years of stress and hard work, you may be finally considering retirement. 

But you may have heard horror stories of retirees who end up bored and poor because they retired too soon. 

So is the grass really greener on the other side? 

Today’s guest Nancy Golden confirms - the grass really is greener! 

After decades of 10-hour shifts, working odd hours and dealing with disrespectful clients, she decided to put her pharmacy career behind her. And now she’s loving the free time and relaxation that retirement gives you. 

In this episode, you'll discover how to pivot from a stressful career into peace, free time and enjoying your family. 

Listen now! 

Show Highlights Include:

• The “investment paycheck” that helps you feel financially secure in retirement (even though you no longer have a salary) (14:01) 
• Why semi-retiring makes your job twice as enjoyable (even if you're doing exactly the same work) (16:50) 
• Raise money-savvy grandbabies by investing in a $21.99 gift (17:36) 
• Why watching The Price is Right with your kids stops them from falling into debt (19:41) 
• How retiring keeps your brain sharper than working 40 hours a week (20:15)

Retirement is the toughest decision you will ever make. You’ve built a life around your career, a wealth of skills that are too good to throw away… and you’ve got money coming in. 

When you retire, your life turns upside down. It sometimes feels like your skills are going to waste. And when the money slows down, it can be downright scary! 

So how do you decide when to make the leap? 

According to today’s guest, you pray and you listen. 

Today’s guest is David Robinson of the San Antonio Spurs. He retired from the NBA in 2003 and has now built over 100 schools. And today he’s here to show you how to leave a legacy to be desired, even if you struggle with retirement at first. 

In this episode, you’ll discover how God gives you clarity around retirement and how to build a legacy you will be remembered for. 

Listen now! 

Show Highlights Include:

• How a close connection with God helps you retire young without regrets (9:45) 
• Why retiring lets you build a legacy that your community will remember you for (even if you never work a day for the rest of your life) (13:12) 
• Take control of your finances by discovering which of the three “money minds” you have (15:05) 
• How to set your children up for life, even if you donate your entire estate to charity (16:32) 
• How to change lives after retirement by repurposing the talents you learned in your career (18:52)

family and your source of income. 

It’s easy to feel hopeless unless you have a strategy for adapting to civilian life. 

So what can you do? 

Andy Smith is here to help. After 30 years in the United States Air Force, he escaped debt and built a career as a real estate agent. Now he's enjoying the twilight years of his career and he wants you to enjoy yours too. 

In this episode, you’ll discover how to attack debt, find your sense of purpose and build a strong bond with your family. 

Listen now! 

Show Highlights Include:

• How to get rid of debt in 18 months without taking on a side job or asking for a raise (14:08) 
• The “military tripod” you must rebuild after discharge if you want to thrive in civilian life (16:31) 
• Where to find a “second family” who builds you back up (even if you feel broken after leaving the military) (17:28) 
• Create an unbreakable bond with your grandchildren using nothing but a loaf of bread (18:39)

The loss of a loved one is devastating, to say the least. 

The sad reality is that every year thousands of spouses are dying without a will- leaving their loved ones in grief, stuck and confused.

So how do you help someone in this situation? 

In this episode, you’ll meet Loss of Life Advocates’ founder Esther Pipoly. 

You’ll discover how to gracefully handle those delicate situations around death, including the age-old question “what to say to a friend who’s lost a family member” 

Listen now!

Show Highlights Include:

• The “quarterback” philosophy that helps you care for a grieving spouse, even if you have no idea what to say (1:21) 
• Support a grieving widow by saying the 3 P’s (11:52)
• The “S-Word” you should never say to someone who’s just lost their loved one (12:39) 
• How “feeling words” help your friends to grieve and process their loved one’s death sooner (13:09) 

If you’re thinking about a successful retirement, that means you’ve been blessed with a lot in life. 

You’ve worked hard and now you’re in a position where you have money to spare. That’s worth being grateful for. 

So what’s the best way to show your gratitude? 

One way is to give back to your community and improve the lives of the less fortunate, just like James Allen. 

As a baby, James was left on the church doorstep. Now he’s a real estate developer and NFL Hall of Fame board member. He’s done well in life and now he’s giving back any way he can. 

In this episode, you’ll discover some unique ways to give back to the community, which brings you closer to God and establishes your legacy. 

Listen now! 

Show Highlights Include:

• Why sending your kids to college lets them reach achievements worth bragging about (even if they don’t need a degree for their job) (4:37) 
• The 1936 book that transforms shy high school students into outgoing college students, even in the 2020’s (9:03)  
• Why a Texan billionaire says you should hold more cash if you want to make a huge profit (11:30)
• How teaching a kid how to do a layup can transform lives (13:27)

Medicare can be a nightmare to navigate - no matter what those annoying Medicare ads try to tell you! 

When do you claim it? What if you want to keep working past 65? Part A? Part B? Part C? Part D? Supplement? Advantage? Medigap? 

If any of those terms and questions made you scratch your head, this episode is for you. 

In this episode, Justin Elliott is here to make Medicare simple. You’ll discover how to avoid nasty bills and fees. Plus, you’ll find out how to find the right plan for you, so you can relax knowing that you and your family are fully protected - and paying the best price.  

Listen now!

Show Highlights Include:

• The loophole that lets a select few people claim medicare (even if you haven’t reached retirement age) (1:33)
• The “7 month window” to claim Medicare (miss it, and you’ll pay an extra penalty) (1:50) 
• How “fully covered” individuals are getting stuck with exorbitant medical bills. Plus, how Texans can avoid these bills for about $115 (10:33) 
• Why you should spend more on your Medicare Supplement plan (even if a cheaper plan covers exactly the same things) (11:26) 
• How to “fire the government” and let an insurance company PAY YOU to join their “medicare” plan (17:31) 
• The “disadvantage” to an Advantage Plan that could leave you without cover on January 1st (19:38) 
• Why it pays to join a Medicare Supplement plan, even if you could save hundreds every month with an Advantage plan (20:35)
• Instantly discover the cheapest Medicare D plan for you and your prescriptions with a simple online tool (23:35)

Have you ever noticed how common retirement advice ignores business owners? 

Even if run-of-the-mill retirement advice makes financial sense, it can leave you emotionally unfulfilled.  

It feels like most financial “gurus” forget that our business is a part of us. Quitting a job doesn’t even compare to selling your business. 

It’s not only about selling. It’s a fine balance between finances, legacy, and finding a buyer who won’t destroy the business you worked years to build. 

Chester Drash knows this better than most. He’s built and sold two businesses in his life, and he’s here to share his experience with you as he approaches retirement - so you avoid the pitfalls that conventional retirement advice ignores. 

In this episode, you’ll discover how to exit your business in a way that secures your financial freedom, protects your legacy, and maintains your relationships. 

Listen now! 

Show Highlights Include:

• The simplest “owner salary” calculation that tells you how much you should pay yourself now (so you don’t retire with a side job) (9:33) 
• How to safely hand over your business so the buyer doesn’t destroy what you built for years(15:17) 
• Two assets you must own outright if you want to eliminate 90% of financial stress in retirement (17:25) 
• The “money script” you developed as a child that controls every financial decision you make today (19:13)

Retirement is supposed to bring us our “golden years” where we can sit back without worrying. But no matter how much you’re looking forward to retirement, it can still be stressful.  

Because when you don’t have to work, you need to build a new life. Some retirees fill their days by watching TV all day. Others become cornerstones of their communities and build lives they love. 

In this episode, you’ll hear from Neal Doty. Neal is a God-loving Texan who retired in Fayetteville after 18 years as a branch manager of a family-owned electrical distributor company.

He’s created an active, meaningful retirement for himself. And in this episode, he’ll show you how you can do the same.

Listen now to find out how to retire without regrets and find new meaning in your golden years wit community service, faith and “giving just a little bit of help” every day.

Show Highlights Include:

• How having only 1 dollar left in your pocket brings you closer to God (05:47)
• The simple thought in your head that tells you exactly when it’s time to retire (09:21)
• How to amass all the money you’ll need in retirement with nothing but a 401k (11:07)
• Why you don’t need worry about feeling bored after retirement (especially if you’re an active person now) (15:52)
• How to stop worrying about health issues and start living  (17:09)

Are you too young to do nothing at all? Have you sat in the comfy chair for too long? Are you bored out of your mind?

Your “golden years” don’t have to be decades spent in front of the TV. It can be a fulfilling time that lets you contribute to your community. 

Retirement lets you pivot into a new chapter with purpose. That’s what fellow Texan Valinda McAlister does: She brings awareness to child abuse and sex trafficking with Ransomed Life Texas. 

After working in real estate for decades, she became an investor and now spends her retirement impacting her community. 

Listen now to discover how to find, pursue and live your purpose in retirement. 

Show Highlights Include:

• What babysitting and a kitchen drawer can teach you about striving for financial freedom. (3:39)
• Odd lessons you can learn from managing 45 shopping centers in a city you barely know (even if you never want to get into real estate)
• How living through “The Great Recession” can set you up for a great retirement (8:49)
• Why you should know when to exit your business and retire (even if you want to work another 5 years or more) (11:02)
• How to sell a business when it’s time to retire (and the wallet-draining mistakes you should avoid) (11:56)
• How Ransomed Life Texas lets Valinda impact her community in retirement (and how you can do the same) (16:27)
• Why Garden Bridge, Texas is a great place to retire in.  (18:58)

When life throws a monkey wrench into things, a lot of times you are forced to either quit or retire.

But rather than retire, pivot and change the direction of your life. And when you pivot, you start a new life or career.

Air Force veteran Rob Wainner pivoted from the military and became a college professor before starting his own physical therapy practice. He ran more than 360 offices nationwide before pivoting again to begin a coaching and leadership firm.

Listen now to discover how you can pivot in your life rather than retire.

Show highlights include:

• Why buying $1 candy and fireworks in Taiwan on credit ruins your family's fortune (1:39)
• How watching your grandfather run a business teaches you how to become a millionaire (4:32)
• Why retiring many times lets you begin new projects (and how you can start one today) (6:35)
• How hiring and training your own people to grow your business develops your best practice systems (even if you are not ready to do so) (9:44)

Grab your free copy of the “Retire In Texas” ebook now by heading over to PAXfinancialgroup.com.