People tend to deny the importance of setting goals the closer they get to retirement.

They argue it’s something for the younger generations, that they’re too busy.

This couldn’t be further from the truth. But it’s understandable if you consider that ambitious goals rarely come to fruition.

But there is a reason why some people seem to excel while others get stuck. They’ve mastered the skill of setting and achieving goals.

In this episode, you will uncover a simple action plan to start setting—and achieving— the right goals, so you can make sure you live a life by design and not by default.

Listen now.

Show highlights include:

• Why setting the most ambitious goals is in your best interest (even if you don’t achieve them) (2:41)
• The “Have-Do-Be” method to gain instant clarity on the goals you want to pursue more than anything else (5:06)
• 6 of the most important areas in your life to set goals in (and how to map out your path to success) (6:42)
• What the most successful people understand about goals and desires (and how they lay out every step of their action plan) (9:01)
• The “75% Rule” to stack achievements which reinforce each other (12:35)
• The “Shower Power” method to ensure your goals are top of mind (so you never look back with regret about what could have been) (13:32)

Disclosure: 

"Clicking the Like button does not constitute a testimonial for, recommendation or endorsement of our advisory firm, any associated person, or our services. Clicking the Like button is merely a mechanism to circulate our social media page. “Like” is not meant in the traditional sense. In addition, postings must refrain from recommending us or providing testimonials for our firm."

Most things in life turn out differently than we expect them to. 

A new technology can turn an industry upside down. 

Just as the career path we expect to follow until we retire, can turn into an inescapable trap.

It is in those situations where we have a choice.

Either to settle for a dead-end job, retirement being the end of years of misery.

Or to use it as a stepping stone for a mission you look forward to every day, retirement being the conclusion of your accomplishments.

In this episode, Mark Goldman shares how to change your career path without prior experience, how to start a business without neglecting your  family, and how to ensure you retire the exact way you aim to. 

Listen now.

Show highlights include:

• The software that changed accounting forever (and how to spot the best accountants for small businesses) (5:07)
• The most important quality to excel in your career and in business (even if you lack the necessary skills in the beginning) (10:53)
• How to know when it's the right time to retire (even if you feel like your business still needs you) (15:47)
• How your environment creates the best opportunities for an effortless retirement (17:28)

Disclosure: 

"Clicking the Like button does not constitute a testimonial for, recommendation or endorsement of our advisory firm, any associated person, or our services. Clicking the Like button is merely a mechanism to circulate our social media page. “Like” is not meant in the traditional sense. In addition, postings must refrain from recommending us or providing testimonials for our firm."

Losing your steady salary is amongst the main reasons we don’t retire as soon as we’d like to.

So we go through with our work until the Medicare coverage starts at 65, sacrificing our health in order to have financial stability in retirement.

But this attitude towards retirement is a form of self-sabotage.

Why? 

Because the transition into retirement does not have to be a zero-sum game where we choose the lesser of two evils.

Rather, it’s a time to evaluate the risks of what we want to achieve as soon as we retire.

In this episode, former media seller Michelle Jacobson shares how to deal with financial strains in your transition into retirement, the key to engaging commercials, and meaningful community work in San Antonio.

Listen now.

Show highlights include:

• Why most ads are tedious and annoying (and how the best marketers create engaging commercials) (4:33)
• How waiting for Medicare can cost you your health (even if retiring before 65 burns a hole in your finances) (13:52)
• How to make the most of your travel experience (without having to leave the US) (16:01)
• The best nonprofit organizations to end the widespread family poverty in San Antonio (17:52)

Disclosure: 

"Clicking the Like button does not constitute a testimonial for, recommendation or endorsement of our advisory firm, any associated person, or our services. Clicking the Like button is merely a mechanism to circulate our social media page. “Like” is not meant in the traditional sense. In addition, postings must refrain from recommending us or providing testimonials for our firm."

A small family business fills its owner with pride, and motivates them to leave a legacy for their family.

But most small businesses have something in common: It’s just a job without time for a vacation with your loved ones.

Despite being skilled in your field, you don’t pay yourself enough for all your hard work. 

But it doesn’t have to be this way. 

The solution? 

Set up systems and build a team, so you can focus on growth instead of getting caught in the trenches.

In this episode, Rich Allen, author of The Ultimate Business Tune Up and the CEO of Tour de Profit, shares the business framework that unlocks  freedom—while growing your business.

Listen now.

Show Highlights include:

• Why prioritizing generational wealth may hurt your family more than anything else (6:17)
• The pure magic of worrying less (and how to use it to make more time for your most cherished activities ) (11:50)
• The simple, yet difficult way small business owners can build a legacy (without sacrificing their vacation or time with their family) (14:13)
• How comparing your business to riding a bike helps you break through your goals (15:36)
• The truth behind growing your business by working less (even if you think it might collapse without you) (18:30)    

Disclosure: 

"Clicking the Like button does not constitute a testimonial for, recommendation or endorsement of our advisory firm, any associated person, or our services. Clicking the Like button is merely a mechanism to circulate our social media page. “Like” is not meant in the traditional sense. In addition, postings must refrain from recommending us or providing testimonials for our firm."

If you’re looking for options to donate to charity, you may have heard of donor-advised funds.

Not only can donating to charity serve the purpose of biblical generosity, but they also have the pleasant side effect of tax deductions.

But donor-advised funds lure us with higher tax deductions and less paperwork.

Unfortunately, most of those funds’ secular sponsors tend to oppose conservative and Christian charities, which massively erodes the trust in them.

The solution can be a Christian donor-advised fund with a sponsor who actively proclaims and stands for those values. 

In this episode, Ryan Assunto, the President of the National Christian Foundation in Austin, shares  how to advance our charitable causes in alignment with our values in an efficient and impactful way.

Listen now.

Show highlights include:

• Why charity-inclined business owners outmaneuver the clutches of the IRS (0:59)
• How to take an immediate tax deduction (without having to decide what charity to support on the spot) (7:37)
• The fatal mistake almost all donors make when they choose a sponsor who locks away their property (11:21)
• How to avoid capital gains on your assets with the help of donor-advised funds (14:31)

Disclosure: 

"Clicking the Like button does not constitute a testimonial for, recommendation or endorsement of our advisory firm, any associated person, or our services. Clicking the Like button is merely a mechanism to circulate our social media page. “Like” is not meant in the traditional sense. In addition, postings must refrain from recommending us or providing testimonials for our firm."

Many people don’t consider that the Bible doesn’t define retirement.

Does this mean we should be working forever? Should we sacrifice time with our loved ones for work?

Certainly not. 

The common definition of retirement is leaving your job and ceasing to work. 

But the fact that the term does not exist in the Bible suggests that work is omnipresent in our lives. 

And if we look at what we wish our retirement to be like, the work doesn’t end.

It changes its form.

In this episode, my friend and former District Attorney Nico LaHood shares how our faith in God helps us find a purpose that fulfills our lives and lasts until after we retire.

Listen now.

Show highlights include:

• How to overcome the fear of being stigmatized and slandered in public for speaking the truth (1:05)
• How one profound conversation with God sets you up to build a legacy for your family (5:57)
• How a discussion group saves you from despairing over contradictions and misinformation in the media (10:19)
• The only rule to follow for retiring without any regrets (and why even our biggest professional successes leave us empty inside) (15:00)
• The simple affirmation you can use whenever you feel trapped between your profession and your personal life (18:34)
• How our faith unlocks supreme discipline, so we stay young while we’re getting older (21:01) 

Disclosure: 

"Clicking the Like button does not constitute a testimonial for, recommendation or endorsement of our advisory firm, any associated person, or our services. Clicking the Like button is merely a mechanism to circulate our social media page. “Like” is not meant in the traditional sense. In addition, postings must refrain from recommending us or providing testimonials for our firm."

Did you know fiduciaries legally have to invest in your best financial interest? 

…even if it means your investments enable hazardous sweatshops, lung cancer, and gambling addictions!

Until recently, you’d have a dilemma on your hands as a Christian: Profits or your faith? 

Thankfully, there’s a new wave of investing that lets you earn high returns without sacrificing your Christian morals: Biblical Responsible Investing. 

In this episode, you’ll discover how Christian fiduciaries can help you grow your nest egg safely (without feeding a guilty conscience). 

Listen now. 

Show Highlights Include:

• Why your investment could be supporting sweatshop factories (and how to help good Christian companies instead) (1:44) 
• One employee review website to check before you buy a stock (forget this and you may be supporting modern day slavery) (5:00)
• Why “Biblical Responsible” investments tend to generate higher returns than their sinful counterparts (7:08) 
• The “Biblical ETF” method for supporting Christian businesses (without paying exorbitant management fees) (13:52) 

References:

1. Does socially responsible investing hurt investment returns?
2. A Research Study on Faith Based Funds Performance Relative to Industry Averages

Disclosure: 

Clicking the Like button does not constitute a testimonial for, recommendation or endorsement of our advisory firm, any associated person, or our services. Clicking the Like button is merely a mechanism to circulate our social media page. “Like” is not meant in the traditional sense. In addition, postings must refrain from recommending us or providing testimonials for our firm.

Biblically Responsible Investing(“BRI”) involves, among other things, screening for companies that fit within the goal of investing in companies aligned with biblical values. Such screens may serve to reduce the pool of high-performing companies considered for investment. Investing involves risk. BRI investing does not guarantee a favorable investment outcome.

Your career is more than a source of income. It provides you with a social network, variety and meaning in your life.

But what happens when your job grows dull?

Staying in a dead-end career is a recipe for burnout and depression. But if retiring is not an option for you, what can you do?

Pivot! Just like today’s guest Dana Jacobson did. He shares how to keep life interesting through multiple career changes. 

In this episode, you’ll discover how to bring meaning and variety back to your life when your job grows dull. 

Listen now. 

Show Highlights Include:

• A simple way to serve your community by having fun with your kids (12:46) 
• The “optimist-practical” trap that could hold you back from a successful career change (14:28) 
• How to ensure your spouse’s support with your next career change (even if it seems risky) (15:01) 
• 3 habits that give your family name a good reputation that lasts for generations (16:17) 

Disclosure: 

"Clicking the Like button does not constitute a testimonial for, recommendation or endorsement of our advisory firm, any associated person, or our services. Clicking the Like button is merely a mechanism to circulate our social media page. “Like” is not meant in the traditional sense. In addition, postings must refrain from recommending us or providing testimonials for our firm."

Nobody wants to retire broke.

So we crunch numbers, watch our investments like a hawk, and stress over every detail of our finances to make sure we retire securely. 

There’s no denying how important your finances are when it comes to retirement.

But why stress about finances, when you can open your heart to God and know that you’re going to be okay? 

Today’s guest John Bell is preparing for retirement in an unusual way.

In this episode, you’ll discover how your relationship with God helps you retire peacefully (even if you don’t have a clear plan). 

Listen now. 

Show Highlights Include:

• The 13-to-87 rule for building wealth for retirement (4:00) 
• One “useless” degree that gives you a head-start in almost any area of your career (4:23) 
• The “God Heuristic” for confidently choosing the next step in your career path (even if you have no idea what you should be doing) (6:23) 
• Why wealth doesn’t affect your happiness (but the direction of your wealth does) (12:10) 
• The surprising reason faith in God may protect you against heart attacks (18:29) 

Disclosure: 

"Clicking the Like button does not constitute a testimonial for, recommendation or endorsement of our advisory firm, any associated person, or our services. Clicking the Like button is merely a mechanism to circulate our social media page. “Like” is not meant in the traditional sense. In addition, postings must refrain from recommending us or providing testimonials for our firm."

Listen now to discover where the Top 5 cities in Texas are!

Show highlights include:

• Why niche.com thinks The Woodlands is the best city for you to live in America (1:39)
• How having a legendary reenactment in Settler's Park each year lets you participate in Texan history (4:28)Living in a great city is knowing your neighbors, having great restaurants close, and feeling part of the community.
• But it's hard to find the right city, especially if you'll commit by moving across the country.
• That's why in this episode a Texan put together a list of the Top 5 best cities to live in Texas. Each city has its own unique story.
• Why living off of the Chisholm Trail in the Wild Wild West lets you enjoy this part of Texas known as Hell's Half Acre (6:59)
• How a Roman Catholic city struggling to grow gives you the best opportunity to live in (10:14)
• Why splitting your time between two major cities lets you experience more of the Texas traditions (13:19)

Grab your free copy of the “Retire In Texas” ebook now by heading over to PAXfinancialgroup.com.

Links:

https://www.after55.com/blog/houston-retirement-guide-pros-cons/

https://www.lifestorage.com/blog/moving/moving-to-houston/