Living Longer and Healthier

 

What if aging wasn’t inevitable? What if your energy, skin, and vitality didn’t have to fade with time? In this mind-expanding episode of Richer Soul, Rocky dives deep into the science and soul of reversing aging with the revolutionary biohacking coach, Dr. Grazyna Pajunen. With her background in electrical engineering and a powerful immigrant story, Dr. Pajunen combines academic rigor with practical tools to help everyday people stop settling for a life of aches, wrinkles, and fatigue. 

From AI-enhanced wellness to practical tips for restoring youth, Dr. Pajunen shares how anyone—regardless of age or genetics—can reclaim control of their body and mind. 

 

Key Takeaways:

1. The Secret to Reversing Aging Isn’t in the Mirror—It’s in Your Cells. Dr. Pajunen explains how cellular repair, not just skincare, is the key to looking and feeling younger.
2. You Don't Need to Be Rich or Famous to Biohack Your Life. Her methods are designed for regular people—moms, dads, workers—who are tired of the decline and ready for transformation.
3. Education Doesn’t End at School—It Begins When You Question the System. After seeing her real estate value skyrocket, Grazyna realized academia couldn’t teach her how to build wealth or freedom. She learned from those doing it.
4. The American Dream is Built on Learning, Risk, and Reinvention. From escaping communism in Poland to starting over in Finland and then thriving in the U.S., Dr. Pajunen’s journey is a masterclass in reinvention. 

 

Money Learnings:  

Dr. Pajunen had a lightbulb moment when her Florida condo doubled in value—something her academic salary could never match. That spurred a pivot into real estate investing, not through theory, but by learning from successful practitioners. She quickly grasped the value of practical over theoretical knowledge, especially in business and finance. She now teaches others that wealth doesn’t come from degrees—it comes from applied knowledge and action. 

 

Who Is Dr. Grazyna Pajunen? 

Dr. Grazyna Pajunen is a renowned biohacking coach and the author of BIOHACKING A Way to a BETTER YOU: Look and Feel Better Than You Did 10 Years Ago. With deep expertise in supplements, wearable tech, and anti-aging techniques, she’s known for helping ordinary people feel extraordinary—by reversing aging naturally. She's not just about theory; she’s walked the walk, transitioning from a successful engineering career to become a wellness pioneer. 

 

Key Discussion Points: 

1. Growing up in communist Poland and the early lessons of scarcity, discipline, and drive. 

1. Why she left academia behind to pursue entrepreneurship and investing. 

1. Her views on health sovereignty—why you need to take responsibility for your own wellness journey. 

1. How wearable technology and AI can optimize your body and mind for peak performance. 

1. Why biohacking isn’t just about extending life—it’s about enjoying it. 

 

Conclusion:  

The Future of Youth is Here—and It’s DIY 

Dr. Pajunen reminds us that aging is not a life sentence. With the right tools, mindset, and guidance, you can look and feel better at 60 than you did at 40. Her story of transformation—academic, financial, and physical—is proof that with intention and innovation, you can rewrite your health and your wealth narrative. 

If you’re ready to challenge what’s possible and take your vitality into your own hands, this episode is your invitation to begin. 

 

Links:  

Website: https://effectivecollagen.com  

 Consultation: To book a call: https://meetme.so/bewell  

YouTube: https://YouTube.com/@grazynapajunen  

LinkedIn: https://www.linkedin.com/in/gpajunen/  

 

Watch the full episode on YouTube: https://www.youtube.com/@richersoul

Richer Soul Life Beyond Money. You got rich, now what? Let’s talk about your journey to more a purposeful, intentional, amazing life. Where are you going to go and how are you going to get there? Let’s figure that out together. At the core is the financial well-being to be able to do what you want, when you want, how you want. It’s about personal freedom!

Thanks for listening!   Show Sponsor: http://profitcomesfirst.com/   Schedule your free no obligation call: https://bookme.name/rockyl/lite/intro-appointment-15-minutes   If you like the show please leave a review on iTunes: http://bit.do/richersoul   https://www.facebook.com/richersoul http://richersoul.com/ [email protected]   Some music provided by Junan from Junan Podcast   Any financial advice is for educational purposes only and you should consult with an expert for your specific needs.

Breaking Free of Your Boxes

 

Unlocking Freedom Through Wealth: How Betsy Pepine Built a Real Estate Empire Rooted in Debt-Free Living

What if the secret to wealth wasn’t just making more—but making smart, intentional choices with what you already have?

In this powerful episode of Richer Soul, Betsy Pepine shares the remarkable story of how she went from a frugal childhood in New Jersey to becoming a best-selling author, serial entrepreneur, and leader of one of the top real estate brokerages in the U.S. Her philosophy? Live below your means, stay out of debt, and use money as a tool for freedom—not flash.

Keep reading to discover how Betsy’s old-school money values led to next-level success.

 

Key Takeaways:

1. Freedom Is the Ultimate Currency. Betsy doesn’t chase money for status—it’s all about freedom of choice. Whether it's the freedom to give generously, pivot professionally, or sleep soundly at night, financial independence gives her control over her destiny.
2. Debt-Free Living Is a Superpower. Raised by parents who shunned debt (aside from a mortgage), Betsy never bought anything she couldn’t pay for in cash. This mindset helped her grow her wealth without compromising her peace of mind—even when financial experts told her to leverage more.
3. Entrepreneurship Isn't About Money—It's About Impact. From her first childhood hustle to building Pepine Realty, Betsy always had an entrepreneurial drive. But her motivation wasn't the money—it was about creating options and helping others, especially families in housing crisis through her nonprofit, Pepine Gives.
4. Lead with Intention, Not Ego. Despite her high-profile endorsements from Barbara Corcoran, Dave Ramsey, and Glenn Beck, Betsy remains grounded. Her approach to leadership, family, and business is rooted in humility, service, and vision.

 

Money Learnings:

Betsy learned about money by observing her parents, who lived frugally and prioritized saving over spending. They avoided debt at all costs—except for a mortgage, which they paid off quickly. Though she thought they were poor, it was a deliberate choice to live below their means and fund their children’s education debt-free. This instilled in her a deep respect for financial discipline, a preference for peace of mind over leverage, and the belief that money is best used as a tool for freedom.

 

About Betsy Pepine:

Betsy Pepine is a real estate powerhouse, educator, and philanthropist. As the founder and broker-owner of Pepine Realty, she has led her team to national recognition, including repeated listings on the Inc. 5000, Top 50 Florida Companies to Watch, and Florida Trend’s Best Companies to Work For.

Beyond her brokerage, Betsy runs a real estate school, a title company, and a property management firm. She’s a Wharton MBA, a Duke economics grad, and founder of Pepine Gives, a nonprofit helping at-risk families with housing.

 

Key Discussion Points:

1. How childhood perceptions of money shape adult financial behavior.
2. Why Betsy never cared about keeping up with the Joneses—even when she could.
3. The misunderstood relationship between wealth and worth.
4. How to build businesses aligned with your values, not just profits.
5. Why mentorship from legends like Barbara Corcoran matters (and how she earned it).
6. Practical tools for keeping your team aligned and inspired.

 

Conclusion:

In a world obsessed with appearances and fast money, Betsy Pepine is a breath of fresh air—proof that timeless principles still win. Her journey shows us that when you align your values with your financial decisions, wealth becomes not just a number—but a life of purpose, peace, and power.

 

Links:

https://betsypepine.com/

Facebook: https://www.facebook.com/betsypepine

Instagram: https://www.instagram.com/betsypepine/

LinkedIn: https://www.linkedin.com/in/betsypepine

 

Watch the full episode on YouTube: https://www.youtube.com/@richersoul

Richer Soul Life Beyond Money. You got rich, now what? Let’s talk about your journey to more a purposeful, intentional, amazing life. Where are you going to go and how are you going to get there? Let’s figure that out together. At the core is the financial well-being to be able to do what you want, when you want, how you want. It’s about personal freedom!

Thanks for listening!   Show Sponsor: http://profitcomesfirst.com/   Schedule your free no obligation call: https://bookme.name/rockyl/lite/intro-appointment-15-minutes   If you like the show please leave a review on iTunes: http://bit.do/richersoul   https://www.facebook.com/richersoul http://richersoul.com/ [email protected]   Some music provided by Junan from Junan Podcast   Any financial advice is for educational purposes only and you should consult with an expert for your specific needs.

The Alcohol-Free Lifestyle

 

In this episode of Richer Soul, we explore the intersection of high performance, mental clarity, and living alcohol-free with James Swanwick — entrepreneur, investor, author, and former ESPN anchor. James shares his personal journey from journalism to broadcasting to launching a movement that empowers executives and business leaders to live their best lives without alcohol. His insights challenge cultural norms, offering a neuroscience-backed framework to help high achievers make better life decisions.

 

Key Takeaways:

1. Alcohol Doesn’t Serve High Performers. James emphasizes that alcohol is often a socially accepted blocker to achieving clarity, focus, and true happiness. For those aiming for high performance, even moderate drinking can have a compounding negative impact on energy, sleep, and decision-making.
2. The Power of Identity Change. Rather than "quitting" drinking, James reframed his identity to become someone who simply "doesn’t drink." This subtle shift removes willpower from the equation and aligns behavior with self-image — a powerful concept for habit transformation in any area.
3. Modeling Courageous Change from His Father. Witnessing his father leave a veterinary career to study law for ten years and ultimately find greater happiness gave James a blueprint for reinventing himself — from journalist to sports anchor to entrepreneur.
4. Entrepreneurship as a Path to Freedom. Despite having a "dream job" at ESPN, James realized he was still tethered to corporate constraints. He used his off-days to build his entrepreneurial skillset and eventually stepped away from the camera to create something that aligned with his values and lifestyle.

 

Money Learnings:

James’s early relationship with money was shaped by witnessing his father's struggles in business and later, his courageous career pivot. He internalized that financial success doesn't require suffering — a belief reinforced by building profitable businesses like Swanwick Sleep and Alcohol Free Lifestyle. He also warns that our environment and societal norms often reinforce habits (like drinking) that quietly drain both our wealth and vitality.

 

About James Swanwick:

James Swanwick is an Australian-American stop-drinking expert, author, entrepreneur, and former ESPN SportsCenter anchor. He is the founder of Alcohol Free Lifestyle, where he helps high performers break free from alcohol without relying on willpower, AA, or rehab. He also co-founded Swanwick Sleep, best known for its blue light-blocking glasses. His upcoming book, Clear: The Only Neuroscience-Based Method For High Achievers To Finally Break Free From Alcohol, launches April 8.

 

Key Discussion Points:

1.  James's childhood experience with money and his father's career transformation.
2. How working at ESPN was glamorous but limiting — and what pushed him to leave.
3. The role of environment and community in perpetuating alcohol use.
4. How James made the shift from drinker to non-drinker by focusing on identity.
5. Why entrepreneurs and executives benefit from alcohol-free living.
6. The neuroscience behind habit change and breaking free from social pressure.
7. Tools and frameworks for reprogramming your brain and behavior.
8. How to create a life that doesn't need alcohol to feel exciting or fulfilling.

 

Conclusion:

James Swanwick invites us to rethink our relationship with alcohol and identity. His story is a powerful example of intentional living — choosing paths aligned with values, optimizing mental and physical health, and rewriting the story society tells us about what’s “normal.” If you're a high achiever seeking clarity, presence, and performance, James offers both the mindset and the method to take that next step.

 

Links:

Instagram: https://www.instagram.com/jamesswanwick 

Wikipedia: https://en.wikipedia.org/wiki/James_Swanwick 

Alcohol free lifestyle: www.alcoholfreelifestyle.com 

Swanwick sleep: www.swanwicksleep.com

 

Watch the full episode on YouTube: https://www.youtube.com/@richersoul

Richer Soul Life Beyond Money. You got rich, now what? Let’s talk about your journey to more a purposeful, intentional, amazing life. Where are you going to go and how are you going to get there? Let’s figure that out together. At the core is the financial well-being to be able to do what you want, when you want, how you want. It’s about personal freedom!

Thanks for listening!   Show Sponsor: http://profitcomesfirst.com/   Schedule your free no obligation call: https://bookme.name/rockyl/lite/intro-appointment-15-minutes   If you like the show please leave a review on iTunes: http://bit.do/richersoul   https://www.facebook.com/richersoul http://richersoul.com/ [email protected]   Some music provided by Junan from Junan Podcast   Any financial advice is for educational purposes only and you should consult with an expert for your specific needs.

Confidence Comes Later

 

In this episode of Richer Soul, we welcome Angus Nelson, an executive coach dedicated to transforming entrepreneurs into their best selves. Angus shares his powerful story of overcoming burnout, addiction, and personal loss to build a life of balance and fulfillment. He discusses the psychology of success, emotional intelligence, and how to cultivate a wealthy life beyond just financial gains. His insights have impacted leaders in startups, Fortune 500 companies, and even celebrity circles.

Join us as we dive into Angus’ transformative journey and learn how you, too, can redefine success on your terms.

 

Key Takeaways:

1. Overcoming Burnout and Self-Sabotage. Angus shares how his early years of relentless work ethic led him to a dark place—losing his first marriage and business. His turning point came when he realized that self-worth isn’t tied to how hard one works, but rather to the person one becomes. Learning to step back, prioritize mental health, and embrace self-awareness helped him rebuild his life.
2. Redefining Wealth and Success. Growing up, Angus was raised in a culture that equated success with material gain and status. However, he later discovered that true wealth is about personal fulfillment, meaningful relationships, and impact. He now coaches high achievers to shift their mindsets from a scarcity-driven, fixed-pie mentality to one of abundance and growth.
3. The Power of Emotional Intelligence. Success isn't just about strategy and execution; it’s about managing emotions, communication, and self-awareness. Angus emphasizes the importance of emotional intelligence in business and leadership. He teaches his clients how to harness their emotions, build resilience, and cultivate deeper connections with those they lead.
4. Personal Growth is the Key to Financial Abundance. Rather than chasing money, Angus believes in attracting it by becoming a better person. He stresses that financial success follows personal transformation. When you invest in yourself—your mindset, your emotional well-being, and your vision—you naturally create opportunities and wealth.

 

Money Learning:

Angus grew up in a financially stable household where money was never scarce, but his parents’ later shift to a scarcity mindset influenced his early beliefs. He learned that money should be earned through hard work, but he also absorbed limiting beliefs about wealth. It wasn’t until later in life that he redefined his relationship with money—shifting from a mindset of limitation to one of possibility and abundance.

 

Guest Bio:

Angus Nelson is an executive coach who helps entrepreneurs and business leaders unlock their full potential. As the host of the Evolve Leadership podcast and founder of the Wealthy Entrepreneur Circle mastermind, he has worked with high achievers in startups, Fortune 500 companies, and celebrity circles. His expertise in business psychology and emotional intelligence makes him a sought-after strategist for those committed to excellence.

Angus has shared his insights with companies such as Walmart, Coca-Cola, BMW, Adobe, and Fidelidade. Currently based in Lisbon, Portugal, he lives with his family and two large dogs.

 

Key Discussion Points:

1. Angus’s childhood influences his financial mindset.
2. The impact of a relentless work ethic and how it led to burnout.
3. How faith and personal reflection helped him redefine success.
4. The transition from a scarcity mindset to an abundance mentality.
5. Emotional intelligence as a game-changer in leadership.
6. The importance of identity and self-worth beyond work and financial success.
7. Strategies for creating financial and personal fulfillment simultaneously.

 

Conclusion:

Angus Nelson’s journey is a testament to the power of self-awareness, resilience, and mindset transformation. His insights remind us that true wealth isn’t just about financial success—it’s about becoming a person of impact, fulfillment, and emotional mastery.

 

Links:

YouTube: https://www.youtube.com/@angusnelson4340

LinkedIn: https://www.linkedin.com/in/angusnelson/

Facebook: https://www.facebook.com/angusnelson

Instagram: https://www.instagram.com/angusnelson

 

Watch the full episode on YouTube: https://www.youtube.com/@richersoul

Richer Soul Life Beyond Money. You got rich, now what? Let’s talk about your journey to more a purposeful, intentional, amazing life. Where are you going to go and how are you going to get there? Let’s figure that out together. At the core is the financial well-being to be able to do what you want, when you want, how you want. It’s about personal freedom!

Thanks for listening!   Show Sponsor: http://profitcomesfirst.com/   Schedule your free no obligation call: https://bookme.name/rockyl/lite/intro-appointment-15-minutes   If you like the show please leave a review on iTunes: http://bit.do/richersoul   https://www.facebook.com/richersoul http://richersoul.com/ [email protected]   Some music provided by Junan from Junan Podcast   Any financial advice is for educational purposes only and you should consult with an expert for your specific needs.

I Respectfully Disagree

 

In this episode of Richer Soul, we welcome Justin Jones-Fosu, an energetic business speaker, social entrepreneur, and workplace researcher. Justin is the founder and CEO of Work. Meaningful., where he helps organizations create a culture of purpose-driven work. He is also a prolific author, with books like Your WHY Matters NOW and The Inclusive Mindset. Through his unique life experiences, including growing up with contrasting financial influences and conquering one of the Seven Summits, Justin brings valuable insights on navigating challenges, finding purpose, and building a meaningful life.

 

Key Takeaways: 

1. The Power of Purpose in Work and Life. Justin emphasizes the importance of finding purpose in what you do. Whether in the corporate world or as an entrepreneur, aligning your work with your values leads to fulfillment and long-term success.
2. Overcoming Financial Trauma and Mindset Shifts. Growing up in a financially unstable household shaped Justin’s early beliefs about money. Despite his father being a world-renowned economist, he had to unlearn negative financial habits and create a healthier relationship with money.
3. Embracing Diversity in Experiences and Perspectives. Justin’s childhood was enriched by cultural exposure through his mother, a military veteran. From hosting exchange students to attending diverse cultural festivals, he learned the value of seeing the world from different perspectives.
4. Breaking Through Self-Limiting Beliefs. Through his journey of entrepreneurship and personal growth, Justin discovered how internalized beliefs—often inherited from childhood—can hold people back. He encourages listeners to challenge their mental blocks and step into a more empowered mindset.

 

Money Learning:

Justin’s financial upbringing was a mix of struggle and contrast. His mother worked tirelessly to provide, often avoiding opening bills out of financial stress. Meanwhile, his father and half-brothers lived a different reality, with financial privileges Justin didn’t experience firsthand. This stark contrast shaped his financial mindset, initially leading to avoidance behaviors around money. Over time, he worked to break these patterns and adopt a more conscious, proactive approach to financial well-being.

 

Guest Bio:

Justin Jones-Fosu is a dynamic speaker, entrepreneur, and author dedicated to helping individuals and organizations create meaningful work cultures. As the CEO of Work. Meaningful., he has delivered over 50 keynote speeches annually on purpose-driven leadership and workplace inclusion. His books, including Your WHY Matters NOW and I Respectfully Disagree, equip readers with tools to build deeper connections in today’s fragmented world. An adventurer at heart, Justin recently conquered one of the Seven Summits, proving his belief in pushing past limits to achieve greatness.

 

Key Discussion Points:

1. Justin’s Early Life and Financial Lessons: Raised by a single mother who worked tirelessly to provide. Learned financial discipline from observing struggles rather than direct education. Contrasted experiences with his father, a globally recognized economist.
2. The Journey to Finding Purpose: How work became more meaningful when he aligned it with his core values. The importance of defining personal and professional purpose.
3. Cultural Exposure and Personal Growth: Grew up experiencing diverse cultural festivals and international perspectives. The impact of his mother’s military background on his worldview.
4. Mindset Shifts and Breaking Self-Limiting Beliefs: Addressing financial avoidance behaviors inherited from childhood. Learning to create healthy money habits and redefine his financial future.
5. Challenges and Triumphs in Entrepreneurship: Transitioning from corporate work to building a business around purpose. Overcoming obstacles and embracing the discomfort of growth.

 

Conclusion:

Justin Jones-Fosu’s story is a testament to resilience, purpose, and self-discovery. His journey from financial struggles to becoming a sought-after speaker and entrepreneur underscores the power of mindset shifts and intentional growth. Whether you are looking to redefine your relationship with money, find deeper meaning in your work, or break through limiting beliefs, Justin’s insights provide valuable guidance.

 

Links:

LinkedIn: https://www.linkedin.com/in/iworkmeaningful/

FB: https://www.facebook.com/iworkmeaningful

IG: https://www.instagram.com/iworkmeaningful/

Website: https://workmeaningful.com/

 

Watch the full episode on YouTube: https://www.youtube.com/@richersoul

Richer Soul Life Beyond Money. You got rich, now what? Let’s talk about your journey to more a purposeful, intentional, amazing life. Where are you going to go and how are you going to get there? Let’s figure that out together. At the core is the financial well-being to be able to do what you want, when you want, how you want. It’s about personal freedom!

Thanks for listening!   Show Sponsor: http://profitcomesfirst.com/   Schedule your free no obligation call: https://bookme.name/rockyl/lite/intro-appointment-15-minutes   If you like the show please leave a review on iTunes: http://bit.do/richersoul   https://www.facebook.com/richersoul http://richersoul.com/ [email protected]   Some music provided by Junan from Junan Podcast   Any financial advice is for educational purposes only and you should consult with an expert for your specific needs.

The Power of the Family Office

 

In this transformative episode of The Richer Soul, we are joined by Dane Czaplicki, co-founder of Members' Wealth, as he reveals the blueprint for achieving financial peace and purpose. With over 20 years of experience in financial services, Dane's path to success wasn’t a straight line—he self-educated, made early mistakes, and ultimately built a thriving business that helps others preserve their wealth. If you’ve ever wondered how to turn your financial struggles into triumphs, this episode is packed with powerful insights.

Discover how Dane took lessons from “Rich Dad Poor Dad” and transformed his life, using real estate and investments to build a solid foundation. Plus, learn how you can implement these strategies in your own life today. Let’s dive in!

 

Key Takeaways:

1. Self-education is the Key to Financial Success. Dane credits much of his financial knowledge to his self-driven education. He emphasizes the power of reading, learning from books, and, most importantly, learning through trial and error. It’s not always about what you’re taught but what you’re willing to teach yourself that makes all the difference.
2. Real Estate is the Ultimate Wealth Builder. Real estate is a core pillar of Dane’s wealth-building strategy. From house hacking to managing rental properties, Dane explains how real estate has allowed him to build consistent passive income that secures his future. It’s not just about buying property—it’s about learning how to make real estate work for you.
3. Work-Life Balance is Essential for Long-Term Success. Achieving financial freedom is only part of the equation. Dane shares how he learned the hard way that balancing work with family, health, and personal passions is the real key to happiness. He talks about how focusing on your core values and living with intention can create an abundant life in all areas.
4. The Power of Legacy Planning. The conversation delves deep into the importance of preparing the next generation for wealth. Dane discusses his approach to legacy education, where families can pass down not just assets, but wisdom, values, and the tools to manage that wealth for years to come.

 

Money Learning: Dane’s financial philosophy is all about preserving, growing, and enduring. While many people focus on getting rich quickly, Dane takes a long-term approach that prioritizes stability and consistency. His multifamily office, Members' Wealth, helps clients with everything from risk management to tax strategies, ensuring that their wealth can endure and thrive for generations. In today’s volatile world, understanding how to protect your wealth—while continuing to grow it—is crucial. This episode is an essential listen for anyone who wants to build sustainable wealth, not just short-term success.

 

Bio: Dane Czaplicki is the co-founder of Members’ Wealth, a multifamily office with over 20 years of experience in financial services. His career spans portfolio management, investment analysis, and leadership roles at West Capital Management and The Vanguard Group. With an MBA from Wharton and a CFA charter, Dane is committed to helping families preserve wealth and achieve financial peace. Known for his authenticity and commitment to continuous learning, he empowers both his team and clients to make decisions that align with their life’s purpose​​.

 

Key Discussion Points: 

1. How Financial Education Can Be Self-Taught. While Dane didn't receive much formal financial education growing up, he made it his mission to learn everything he could about investing. From watching TV shows in his youth to reading books like Rich Dad Poor Dad, Dane explains how anyone can become financially educated by taking initiative.
2. The Power of Real Estate for Financial Freedom. Real estate has been a cornerstone of Dane’s investment strategy. He discusses how buying properties and turning them into income-generating assets allowed him to build a solid financial foundation. Whether it’s house hacking or commercial real estate, Dane breaks down how real estate can provide the cash flow needed to achieve financial freedom.
3. Creating a Life of Intention and Purpose. For Dane, achieving wealth was just the beginning. He shares how he learned to balance his work with health, family, and personal passions. He explains how living with intention, focusing on his core values, and prioritizing the things that matter most has led to a richer, more fulfilling life.
4. Passing on Wealth and Knowledge to the Next Generation. Beyond just financial management, Dane is passionate about teaching his clients how to pass down wealth—and wisdom—to future generations. He talks about the importance of legacy planning, ensuring that children and grandchildren are equipped to manage the wealth they inherit.

 

Conclusion: Dane Czaplicki’s story is proof that wealth isn’t just about money—it’s about living intentionally, making informed choices, and sharing knowledge. Through his work at Members' Wealth, Dane is helping families achieve financial peace, create lasting legacies, and live lives of purpose. If you’re ready to build wealth that doesn’t just accumulate but endures, this episode is a must-listen.

If you’ve ever struggled to find balance in your financial journey, or wondered how to make your money work for you, Dane’s wisdom can light the way. Don't just chase money—chase a life of intention, purpose, and financial freedom.

 

Links:

Website: https://www.memberswealthllc.com/

Facebook: facebook.com/daneczaplicki 

LinkedIn: linkedin.com/in/danecfa

 

Watch the full episode on YouTube: https://www.youtube.com/@richersoul

Richer Soul Life Beyond Money. You got rich, now what? Let’s talk about your journey to more a purposeful, intentional, amazing life. Where are you going to go and how are you going to get there? Let’s figure that out together. At the core is the financial well-being to be able to do what you want, when you want, how you want. It’s about personal freedom!

Thanks for listening!   Show Sponsor: http://profitcomesfirst.com/   Schedule your free no obligation call: https://bookme.name/rockyl/lite/intro-appointment-15-minutes   If you like the show please leave a review on iTunes: http://bit.do/richersoul   https://www.facebook.com/richersoul http://richersoul.com/ [email protected]   Some music provided by Junan from Junan Podcast   Any financial advice is for educational purposes only and you should consult with an expert for your specific needs.

The Power Of Culture

 

Culture is at the core of everything we do—both personally and professionally. In this episode of Richer Soul, we had the pleasure of speaking with Laura Hamill, an organizational psychologist, ex-Microsoft director, and co-founder of Limeade, an employee experience software company. Laura now leads the Paris Phoenix Group, helping organizations transform their workplace culture. She is also the host of the Happy at Work podcast and the author of The Power of Culture (coming November 12, 2024).

 

In our conversation, we dive deep into the role of workplace culture, how personal experiences shape our professional ambitions, and what it takes to build environments that empower people to thrive.

 

Key Takeaways: 

1. Your Upbringing Shapes Your Drive. Laura grew up in a unique environment—her parents were true hippies, living off the grid without electricity. This unconventional upbringing gave her a strong desire to change her circumstances. Her ambition, discipline, and hard work became the tools she used to create a different life for herself.
2. Culture Drives Performance and Well-being. The workplace isn’t just about productivity—it’s about fostering a culture that helps people feel valued and engaged. When organizations invest in their employees' well-being, it leads to greater performance, retention, and innovation. Laura emphasizes that leaders must be intentional in creating a positive culture, not leaving it to chance.
3. Authenticity Matters in Leadership. Leadership isn’t about imposing rules and systems; it’s about authenticity. When leaders create a space where employees feel safe to bring their full selves to work, the entire organization thrives. This means prioritizing well-being, fostering inclusion, and building trust from the top down.
4. You Can Change Your Circumstances. Laura’s journey—from a childhood without electricity to working at Microsoft and starting her own company—demonstrates that our circumstances don’t define us. With the right mindset, learning, and action, we can shift our trajectory and create the life we envision.

 

Money Learnings:

Growing up with limited resources, Laura learned at an early age the challenges that come with financial struggles. However, rather than seeing it as a limitation, she viewed it as motivation to build a different life. Her experience highlights an important lesson: financial literacy isn’t just about knowledge—it’s about belief. The belief that you can change your financial reality through effort and smart decision-making.

 

She became highly focused on excelling in school, pushing herself in every way possible, because she believed that education and hard work would be her way out of scarcity. Her story is a testament to resilience and determination.

 

Laura Hamill’s Bio:

Laura Hamill is an organizational psychologist and the co-founder of Limeade, an employee experience software company. She now runs Paris Phoenix Group, advising companies on transforming their workplace cultures. She is also the host of the Happy at Work podcast and author of The Power of Culture: An Economist Edge Book (releasing November 12, 2024).

 

Key Discussion Points: 

1. Laura’s unique upbringing and how it shaped her drive for success.
2. The role of culture in employee engagement and business success.
3. Why companies need to prioritize well-being and authenticity in leadership.
4. How leaders can intentionally shape culture rather than leaving it to chance.
5. Lessons from Laura’s personal journey in overcoming financial scarcity.
6. Her work with organizations to help them create better work environments.
7. Insights from her upcoming book, The Power of Culture.

 

Conclusion

Laura’s story is a powerful reminder that culture—both in our personal and professional lives—has a profound impact on our success and well-being. Whether it’s the culture we create at home, the workplace environment we build, or the mindset we adopt towards money and opportunity, intentionality is key.

By actively shaping culture, we create spaces where people thrive, businesses flourish, and individuals unlock their full potential.

 

Links:

Email: [email protected] 

Website: www.parisphoenixgroup.com 

LinkedIn: www.linkedin.com/in/laurahamill

 

Watch the full episode on YouTube: https://www.youtube.com/@richersoul

Richer Soul Life Beyond Money. You got rich, now what? Let’s talk about your journey to more a purposeful, intentional, amazing life. Where are you going to go and how are you going to get there? Let’s figure that out together. At the core is the financial well-being to be able to do what you want, when you want, how you want. It’s about personal freedom!

Thanks for listening!   Show Sponsor: http://profitcomesfirst.com/   Schedule your free no obligation call: https://bookme.name/rockyl/lite/intro-appointment-15-minutes   If you like the show please leave a review on iTunes: http://bit.do/richersoul   https://www.facebook.com/richersoul http://richersoul.com/ [email protected]   Some music provided by Junan from Junan Podcast   Any financial advice is for educational purposes only and you should consult with an expert for your specific needs.

The Inner Journey

 

In this episode of Richer Soul, we welcome Seth Spears, a business strategist and entrepreneur with a passion for purpose-driven ventures. Seth shares his journey growing up in a large, homeschooled family, the early money lessons that shaped his mindset, and his evolution from hard work to smart wealth creation. He delves into entrepreneurship, personal development, and the intersection of mission and business.

 

Key Takeaways: 

1. Shifting from Hard Work to Smart Work. Seth grew up with a strong work ethic, believing money had to be earned through hard labor. Over the years, he has had to unlearn this mindset and embrace the idea that money can flow easily when one works in alignment with their skills and passions.
2. The Power of Mission-Driven Entrepreneurship. Seth emphasizes that success isn’t just about profit but about purpose. His companies, Wellnesse and Rewild Gear, are built on sustainability, conservation, and ethical business practices.
3. Overcoming Scarcity Mindset. Coming from a large family where money was always a concern, Seth had to reframe his beliefs around abundance. He discusses the importance of recognizing and overcoming financial scarcity patterns inherited from childhood.
4. Leveraging Your Strengths in Business. As an entrepreneur, Seth has learned that focusing on his natural abilities—rather than forcing himself into roles that don’t suit him—leads to greater success. He highlights the value of delegation and surrounding yourself with the right team.

 

Money Learning:

Seth’s early exposure to money was rooted in working for every dollar, which instilled discipline but also ingrained a belief that making money had to be difficult. Through his entrepreneurial journey, he learned that financial success is about leverage, investing wisely, and aligning work with personal strengths. His evolution reflects a shift from trading time for money to building businesses that generate wealth through value creation.

 

Seth Spears’ Bio:

Seth Spears is a business strategist for conscious entrepreneurs who prioritize mission over margin. He is the founder of Wellnesse and Rewild Gear, businesses committed to sustainability and ethical practices. A former co-founder of Wellness Mama, Seth played a key role in growing it into one of the largest health and wellness platforms. Beyond business, he is an adventurer, podcaster, and angel investor passionate about self-improvement.

 

Key Discussion Points: 

1. Seth’s experience growing up as the oldest of six kids in a homeschooling family.
2. Early exposure to money and the lessons of hard work vs. financial leverage.
3. His journey as an entrepreneur and the challenges of building mission-driven businesses.
4. The mindset shift required to move from scarcity to abundance.
5. How he integrates sustainability and ethical business practices into his ventures.
6. The importance of aligning business with personal strengths and passions.
7. Overcoming the mental blocks around making money without struggle.

 

Conclusion:

Seth Spears’ story is a testament to the power of shifting mindsets, embracing purpose-driven business, and learning to let money work for you rather than against you. His entrepreneurial journey highlights the importance of aligning passion with purpose to create long-term success. Whether you’re an aspiring entrepreneur or someone looking to reframe your relationship with money, Seth’s insights offer valuable takeaways on the path to financial and personal freedom.

 

Links:

Website: https://sethspears.com , https://wellnesse.com

Facebook: https://www.facebook.com/sethspears

X: https://x.com/spearsmarketing

Instagram: https://www.instagram.com/spearsmarketing

LinkedIn: https://www.linkedin.com/in/sethspears/

YouTube: https://www.youtube.com/@SethSpears

 

Watch the full episode on YouTube: https://www.youtube.com/@richersoul

Richer Soul Life Beyond Money. You got rich, now what? Let’s talk about your journey to more a purposeful, intentional, amazing life. Where are you going to go and how are you going to get there? Let’s figure that out together. At the core is the financial well-being to be able to do what you want, when you want, how you want. It’s about personal freedom!

Thanks for listening!   Show Sponsor: http://profitcomesfirst.com/   Schedule your free no obligation call: https://bookme.name/rockyl/lite/intro-appointment-15-minutes   If you like the show please leave a review on iTunes: http://bit.do/richersoul   https://www.facebook.com/richersoul http://richersoul.com/ [email protected]   Some music provided by Junan from Junan Podcast   Any financial advice is for educational purposes only and you should consult with an expert for your specific needs.

Living Authentically

 

In this episode of Richer Soul, we welcome Brian Bogert, a human behavior and performance coach, business strategist, and speaker. Brian’s journey is one of resilience, transformation, and intentionality. After a traumatic injury at age seven, he learned how to embrace pain to avoid suffering—a philosophy he now teaches to help others unlock their full potential.

 

Brian challenges the traditional norms of success, pushing individuals and leaders to connect with their authentic selves rather than simply chasing external achievements. His work is about building a life of sustainable growth, personal mastery, and deep fulfillment.

 

Key Takeaways:

1. Embrace Pain to Avoid Suffering. Brian believes that pain is inevitable, but suffering is optional. By facing challenges head-on and learning from them, we can avoid prolonged suffering and grow stronger. His own experience of recovering from a traumatic injury taught him that leaning into discomfort can be transformational.
2. Identity Over Actions. Success isn’t just about what you do but who you are. Many people chase financial or career success but feel empty inside. Brian encourages people to focus on identity first, ensuring their external success aligns with their internal values and purpose.
3. Rewriting Your Money Story. Growing up, Brian’s relationship with money was shaped by his father’s experiences—avoiding financial discussions and feeling undeserving of wealth. These subconscious beliefs impacted his early financial decisions, but he learned to reframe his mindset around self-worth and value.
4. The Power of Intention and Self-Awareness. To create meaningful change, you must be intentional. Brian shares that self-awareness is the first step to transformation. Whether in personal relationships, business, or finances, being clear about why you do what you do can unlock greater fulfillment and success.

 

Money Learning:

Brian’s early experiences with money were shaped by contrast—earning his own money versus watching others have wealth given to them. He worked hard to save for his first car, while some of his peers had luxury vehicles bought for them. His father’s unspoken scarcity mindset led to moments where Brian was told to return money he earned because it was “too much.”

These experiences shaped his financial beliefs, creating a mix of hard work, self-worth challenges, and scarcity programming. Over time, Brian realized that earning money is not about taking from others but about delivering value—a key shift in perspective that allowed him to thrive financially and professionally.

 

About Brian Bogert:

Brian is a human behavior and performance coach, speaker, and business strategist dedicated to helping people unlock their limitless potential. His work is centered around deep self-connection, fostering growth, and redefining success from the inside out. He aims to impact a billion lives by 2045 through his transformative coaching and leadership programs.

 

Key Discussion Points: 

1. The Story Behind Brian’s Injury: How a near-death experience shaped his philosophy on pain and growth.
2. The Role of Emotional Intelligence in Success: Why self-awareness and emotional processing are the foundation of transformation.
3. Scarcity vs. Abundance in Financial Mindset: The unspoken lessons from his childhood that shaped his relationship with money.
4. Breaking Free from Limiting Beliefs: How early experiences can subconsciously affect career, relationships, and self-worth.
5. Building a Purpose-Driven Life: How to align your actions with your deeper values to create lasting impact.

 

Conclusion:

Brian Bogert’s journey teaches us that true success starts from within. While external achievements—money, career, status—may bring temporary satisfaction, real fulfillment comes from embracing your identity, rewriting your story, and living with intentionality.

What pain are you avoiding that could actually be the key to your growth? How can you redefine your relationship with success, money, and self-worth?

Join us in this powerful conversation as Brian shares how to break free from limitations, step into your true power, and live a life of abundance and impact.

 

Links:

Website: https://brianbogert.com/

Flipping the Lid Podcast: https://flippingthelid.com/ 

Rapid Fire Community Coaching: https://go.brianbogert.com/rfcc 

Facebook: https://www.facebook.com/bogertbrian

Instagram: https://www.instagram.com/bogertbrian/

LinkedIn: https://www.linkedin.com/in/brianbogert/

YouTube: https://www.youtube.com/channel/UCmhaMgY8q-tMMCj0rpGg7iw

Twitter: https://x.com/BogertBrian

 

Watch the full episode on YouTube: https://www.youtube.com/@richersoul

Richer Soul Life Beyond Money. You got rich, now what? Let’s talk about your journey to more a purposeful, intentional, amazing life. Where are you going to go and how are you going to get there? Let’s figure that out together. At the core is the financial well-being to be able to do what you want, when you want, how you want. It’s about personal freedom!

Thanks for listening!   Show Sponsor: http://profitcomesfirst.com/   Schedule your free no obligation call: https://bookme.name/rockyl/lite/intro-appointment-15-minutes   If you like the show please leave a review on iTunes: http://bit.do/richersoul   https://www.facebook.com/richersoul http://richersoul.com/ [email protected]   Some music provided by Junan from Junan Podcast   Any financial advice is for educational purposes only and you should consult with an expert for your specific needs.

F Happiness

 

In this episode of Richer Soul, we welcome Shawn Nowotnik, a therapist, author, artist, and filmmaker. After the devastating loss of his son to suicide, Shawn embarked on a deep exploration of mental health, addiction, and the pursuit of meaning. His insights challenge the conventional idea that happiness is the ultimate goal in life. Instead, he encourages people to focus on finding purpose and personal fulfillment.

 

Shawn’s book, Fck Happiness: The Search for Meaning in a World Gone Mad Chasing Happiness*, delves into these themes, questioning why our culture is obsessed with chasing fleeting moments of joy instead of building meaningful lives.

 

This conversation dives into the myths around happiness, the impact of trauma on mental health, and how society needs to redefine success. Let’s explore key takeaways from our discussion with Shawn Nowotnik.

 

Key Takeaways:

1. Happiness is Overrated—Seek Meaning Instead. Many people believe that happiness should be their ultimate goal, but Shawn argues that this pursuit often leads to disappointment and anxiety. True fulfillment comes from embracing a life of meaning, even when it involves struggle and discomfort. He suggests that rather than avoiding pain, we should learn to navigate it in a way that helps us grow.
2. The Role of Trauma in Mental Health and Addiction. Shawn discusses how unresolved trauma can manifest in destructive ways, from addiction to self-sabotaging behaviors. His work focuses on helping individuals reframe their past experiences and find healthier coping mechanisms. He emphasizes that society needs better mental health education and more holistic treatment approaches to address these deep-rooted issues.
3. Society's Narrative on Success is Flawed. People often define success based on external achievements—money, status, or material possessions. However, Shawn believes that a more sustainable and fulfilling success is found in personal development, authentic relationships, and a sense of contribution to something bigger than oneself. He challenges listeners to redefine what success means on their own terms.
4. Art, Writing, and Film as Therapy and Advocacy. Beyond his clinical work, Shawn is an artist and filmmaker who uses creative expression as a healing tool. He believes that storytelling—whether through books, movies, or visual art—can help normalize conversations around mental health, grief, and addiction. His upcoming projects aim to raise awareness and challenge social stigmas around these critical issues.

 

Money Learnings:

Shawn's first lessons about money came from his grandfather. Growing up in a tough Chicago neighborhood, he learned the basics of commerce and money exchange by helping at his grandfather’s fish market. His early experiences showed him that money is a tool for survival and opportunity, but also that financial education was largely missing from both his home and school life. This lack of structured money education made him realize the importance of financial literacy, especially in the mental health field, where many professionals and clients struggle with money-related stress. Shawn emphasizes that financial stability plays a significant role in mental well-being, and more open discussions about money are needed.

 

Shawn Nowotnik's Bio:

Shawn Léon Nowotnik, MSW, LCSW, is a therapist, author, artist, and filmmaker based outside of Chicago. After experiencing the devastating loss of his son to suicide, he dedicated his life to understanding and addressing mental health, addiction, and trauma. He has developed holistic treatment programs and is an advocate for improving mental health care. His new book, Fck Happiness: The Search for Meaning in a World Gone Mad Chasing Happiness*, challenges traditional notions of happiness and offers a more purpose-driven approach to life.

 

Key Discussion Points:

1. Shawn's early experiences with money and business.
2. How the loss of his son changed his approach to life and mental health.
3. Why the pursuit of happiness can be counterproductive.
4. The role of trauma in addiction and mental illness.
5. How creative expression (art, film, writing) can be a healing tool.
6. Why financial stability is a crucial yet often overlooked part of mental health.
7. How to shift from chasing happiness to creating a meaningful life.

 

Conclusion:

Shawn Nowotnik’s journey is a powerful testament to resilience and transformation. His perspective challenges the mainstream obsession with happiness, urging us to seek deeper fulfillment through meaning, connection, and personal growth. His work is a reminder that pain and struggle are part of the human experience, and by embracing them, we can build a richer, more purposeful life.

 

Links:

Website: https://www.shawnleonnowotnik.com/

https://www.am-biv-a-lent.com

Facebook: https://www.facebook.com/shawn.nowotnik

LinkedIn: https://www.linkedin.com/in/shawn-l%C3%A9on-nowotnik/

 

Watch the full episode on YouTube: https://www.youtube.com/@richersoul

Richer Soul Life Beyond Money. You got rich, now what? Let’s talk about your journey to more a purposeful, intentional, amazing life. Where are you going to go and how are you going to get there? Let’s figure that out together. At the core is the financial well-being to be able to do what you want, when you want, how you want. It’s about personal freedom!

Thanks for listening!   Show Sponsor: http://profitcomesfirst.com/   Schedule your free no obligation call: https://bookme.name/rockyl/lite/intro-appointment-15-minutes   If you like the show please leave a review on iTunes: http://bit.do/richersoul   https://www.facebook.com/richersoul http://richersoul.com/ [email protected]   Some music provided by Junan from Junan Podcast   Any financial advice is for educational purposes only and you should consult with an expert for your specific needs.