The pandemic has seen a boom in small businesses as many people started their own businesses ranging from baking to selling clothes to ICT services. While many have found new opportunities in this wave of new entrepreneurial strides, there's a lot of considerations to be had. One such is taxation. How can you make a better tax plan for your business? Why should you set up a sendirian berhad or open up a business bank account instead of using your own personal bank account? Tax expert Thanneermalai Somasundaram of Thannees Tax Consulting Services shares some advice. Image credit: Shutterstock.com

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The past two years of Covid-19 and recent spate of terrible floods has shined a spotlight on the need to protect yourself from unforeseen circumstances, whether you are a business owner, home owner or car owner. Antony Lee, the Chairman of the General Insurance Association of Malaysia (PIAM) joins Sim Wie Boon on Ringgit and Sense to discuss the importance of insuring your property against natural disasters and what you need to know about it. Image credit: Shutterstock.com

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Chinese New Year is around the corner and in conjunction with that, Sim Wie Boon speaks to Master Kenny Hoo of Good Feng Shui Geomantic Research for a Feng Shui perspective on how to spend your money in this year of the Water Tiger and what are the dangers to look out for. Image credit: Shutterstock.com

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Have you asked for a raise or promotion in your job recently? Do you plan to? How much would you ask for? On this episode of Ringgit and Sense, Sim Wie Boon speaks to communications coach Indira Nair about asking for a bump up in your salary or position from your boss. They discuss the culture around it, the different perspectives towards it and ways to approach it. Image credit: Shutterstock.com

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Can someone without a finance certificate manage their own investment funds well enough to build up a comfortable retirement nest or even generational wealth? Former fund manager and author of the book Be Your Own Fund Manager, Lim Mei Ching believes so provided if you apply both fundamental and technical analyses, coupled with strict and disciplined portfolio management skills. We speak to her about her latest book to find out more. To get her book online, visit: MPH Link or Shopee Link

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As investors grow savvier, more Malaysians are open to trying out new investment vehicles to grow their portfolios. While not a new form of investment, Exchange-Traded Funds or ETFs have been growing in popularity thanks to its growing reputation among investors for being conveniently tradable and having relatively lower management fees compared to mutual funds. So what exactly are ETFs and how should they be positioned in your portfolio? Tune in to find out. Image credit: Shutterstock.com

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We recap some of the most interesting conversations we’ve had on the show, including budgeting for your wedding, Buy Now Pay Later, the mental health impact of bankruptcy and the recent EPF withdrawals. Image credit: Shutterstock.com

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Sim Wie Boon speaks to Wong Wai Ken, Malaysia Country Manager, for the robo advisor Stashaway about thematic investments. They'll be discussing why thematic investments have become more popular in the past two years, what are the risks and opportunities associated with thematic investing and how to assess a theme. Image credit: Unsplash.com

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As a result of Covid-19 related withdrawals, almost half of the EPF members have less than RM10,000 left in savings, and 3.6 million of them now have less than RM1,000. These shocking figures point towards the likelihood that Malaysia will experience a huge problem with a majority of its lower to middle income elderly living in poverty in the coming decade. So what do we need to do to address this issue? Sim Wie Boon speaks to Balqais Yusoff of EPF about the impact of Covid-19 on EPF withdrawals and the looming retirement crisis ahead. Image credit: Shutterstock.com

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The year is ending and it's time to look back and do some financial upkeep. What are the financial checklists you should cross off before we close the year off? Steve Lim of Affin Hwang Asset Management talks to Sim Wie Boon about this. Image credit: Shutterstock.com

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