Ringgit and Sense

We discuss the rising cost of healthcare in Malaysia and the cost difference between private and public hospitals.

We also talk about what needs to be done to prepare financially for our future medical needs.

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Warren Buffett has just released his highly-anticipated annual letter to shareholders of Berkshire Hathaway. Rajen highlights 3 lessons on investing that we can all learn from the Oracle of Omaha.

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Today we take a look at bankruptcy and financial distress. We discuss signs of financial distress and how to seek help and repair the damage.

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We have a special episode of Ringgit & Sense to celebrate Chinese New Year.

Many of us are certainly excited about receiving ang pows and eating good food to celebrate this festival.

However, as with all festive periods, we should be careful about how much we spend.

Joyce Chuah and Lee Mun Wai -- licensed financial planners -- share their takes on how to best manage your personal finances during this festive season.

Should we splurge on that new outfit and haircut to keep with traditions?

What about Ang Pows -- to follow market rates to save face or follow our pockets?

Listen in.

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Rajen shares his insights on the dos and dont's of leaving an inheritance for your children.

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We speak to Jasmine and Chune from financial comparison site GoBear Malaysia on how to choose the best credit card for one's needs. 

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Yamin shares his insights on what consumers should look for when buying both new and used cars. We also discuss the cost of car ownership, and some of the alternative financing and mobility options available.

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Steve walks us through the steps of reviewing your portfolio, from asset allocation as per your risk profile, to periodical reviews and risk diversification. 

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Rajen shares practical advise about financial goal setting for the long haul, whether for a year, a decade or more.

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We discuss the cost, benefits and challenges of sending a child to international school.

We highlight important points to consider as well as some common mistakes when making the choice between public or international school.

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