What does it mean to have a career change of mind? And what does it mean to have it in the middle of a bonded study debt of RM58,000?

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Can you be your own insurance agent? 

Cost savings would be a very compelling reason to do it -- the more you save, the more flexibility you have in managing your finances. However, it's important to also consider if you’ll lose out on good advice without an insurance agent. Jared Lim, Managing Director of Loanstreet.com.my talks us through both sides of the argument.

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Data plans for our smartphones have become a fixed and unavoidable spend. We look into some ways on how to have more bang for your data buck.

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We can find a lot of wisdom in old sayings. Idioms like ‘money makes money’ and ‘save first and spend later’ come to mind.

Today we talk about “Cash, capital and courage” where we dig deeper into how some of these age-old ideas can lead to financial freedom.

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How real is over-insuring?

I've lost all my profits in the short term, should I abandon the idea that investing should be long term?

Are FDs the way to financial freedom?

What are the advantages of ETF investing and how to do it?

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Insurance policies are too important to not understand what they are all about. We fulfil your burning desire to know what exactly is meant by terms like term insurance, whole-life, endowment, investment-linked and riders.

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Detailing all your expenses and deciding whether you can cut the list down is not stating the obvious in this age of conspicuous consumption and living beyond your means.

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It's well known that education can cost a lifetime of savings. The inconvenient truth to this is that parents risk under-funding their retirement.

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In Ringgit Ring-In, your personal financial questions are addressed by a qualified financial planner. This episode we answer questions about savings versus investing, and how under-30s can get on the property ladder.

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General insurance is often overlooked as the main focus is usually on life insurance. This is risky since healthcare risks and costs are rising. We also explore how you can get coverage for an inability to service home loans.

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