Ringgit and Sense

Some questions from this session of Ringgit Ring-in:

How should one take advantage of EPF's removal of the 30% foreign investment limit for approved unit trust funds?

How should I invest the RM1 million I have in my retirement years?

How should I invest if I have zero-risk tolerance?

What's the difference between unit trust and stock market investing?

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The Employees Provident Fund's (EPF) will open the new Shariah-compliant savings scheme for registration on Aug 8, 2016. RM100b will be offered for this scheme on a first-come-first-served basis. EPF says that this scheme is “Open to all who are required and eligible to contribute regardless of religion, race and nationality.” We look into factors you should consider in making this decision.

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The internet economy is alive and kicking and the future looks good for people looking for alternative ways of making money that is beyond the standard employment contract. Grab and Uber are the most popular ride-sharing apps which offer an option for stable incomes for driver.

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Should Malaysians studying in the UK buy the pound now? Should anyone buy the pound now?

Also: The financial planner's views on shopping addiction

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What does it mean to have a career change of mind? And what does it mean to have it in the middle of a bonded study debt of RM58,000?

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Can you be your own insurance agent? 

Cost savings would be a very compelling reason to do it -- the more you save, the more flexibility you have in managing your finances. However, it's important to also consider if you’ll lose out on good advice without an insurance agent. Jared Lim, Managing Director of Loanstreet.com.my talks us through both sides of the argument.

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Data plans for our smartphones have become a fixed and unavoidable spend. We look into some ways on how to have more bang for your data buck.

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We can find a lot of wisdom in old sayings. Idioms like ‘money makes money’ and ‘save first and spend later’ come to mind.

Today we talk about “Cash, capital and courage” where we dig deeper into how some of these age-old ideas can lead to financial freedom.

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How real is over-insuring?

I've lost all my profits in the short term, should I abandon the idea that investing should be long term?

Are FDs the way to financial freedom?

What are the advantages of ETF investing and how to do it?

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Insurance policies are too important to not understand what they are all about. We fulfil your burning desire to know what exactly is meant by terms like term insurance, whole-life, endowment, investment-linked and riders.

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