Ringgit and Sense

Getting into credit card debt is not the end of the world. Counseling, friends and financial planners can hand-hold the debtor out of debt.

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In an ageing world, countries with younger workers celebrate their young in limbs. To be young is to be vital. To be able to walk with a spring in your step. But are there concerns when the country's young professionals are not terribly financially literate?

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Finding investable income to growing your net worth multifold when you’re a young professional on a tight budget.

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Planning for retirement at a time of modernization in a traditional culture. With the changing attitudes and growing generation gap, Is the provision for retirement adequately developing with the changing times?

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Finances can't wait when love goes out the door and you're single again but with a child. A divorcee orders her finances to move on.

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Health, accident & hospital insurance for your child, but should that be tied to saving for an education?

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The more money the more complex the estate planning. Asking the right questions and planning a harmonious bequest.

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Investment strategies when impersonal global economic issues bear down on personal money. 

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Marrying an insurance policy with a trust to ensure appropriate distribution based on circumstances. 

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Sometimes, even when you've a goal, you still need a financial consultant. 

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