Today’s Consumer Price Index (CPI) report came in at 2.4% inflation, right in line with expectations. On the surface that sounds like good news — inflation appears to be cooling.

But now the Federal Reserve faces a major dilemma.

• Inflation is moving closer to the Fed’s 2% target
• The jobs market is starting to weaken
• The bond market is reacting
• Mortgage rates are still elevated

So the big question becomes:

Will this finally trigger interest rate cuts?

In today’s episode of The Rate Update, we break down:

• The latest CPI inflation report (2.4%)
• What the bond market is signaling
• Where the 10-Year Treasury is heading
• How mortgage-backed securities (MBS) are reacting
• Whether the Fed may finally begin cutting rates
• What this means for mortgage rates and the housing market

If you're trying to decide:

• Should I buy a house now or wait?
• Should I lock or float my mortgage rate?
• Are mortgage rates about to fall?
• Is the housing market about to shift?

This video will help you understand what’s actually happening behind the headlines.

No hype.
No clickbait.

Just real mortgage and economic data explained simply.

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⏱ Video Chapters

0:00 CPI Report Released
0:45 Inflation Comes in at 2.4%
2:10 What the Bond Market Is Doing
3:35 10-Year Treasury Reaction
5:05 Mortgage-Backed Securities Update
6:40 What This Means for Mortgage Rates
8:20 The Federal Reserve Dilemma
10:05 Housing Market Implications
11:35 My Mortgage Rate Forecast

⚖️ Mortgage Compliance Disclosure

Dan Frio | NMLS #246527
TRU Mortgage Team / PBT Bancorp | NMLS #257781
Equal Housing Lender

Content is for educational purposes only and should not be considered financial advice.