🏦 YOUR REAL MORTGAGE RATE — REVEALED LIVE!

Stop guessing based on headlines. Every week we pull live, real-time pricing from 30+ lenders to show you exactly what YOU can qualify for. Transparent. Accurate. No hype. Just the truth homeowners, homebuyers, and professionals need.

0:00 Intro + Welcome

1:15 Main topic intro

3:40 Discuss point about X

6:10 Example or case study

9:00 Wrap up points

11:30 Closing remarks/CTA

✔️ Live real-time mortgage rates

✔️ What YOU qualify for based on today’s market

✔️ Lock vs Float guidance

✔️ Fed • CPI • Jobs • MBS • 10-Yr Treasury explained

✔️ Daily pricing shifts broken down simply

✔️ Live viewer scenario pricing + education

🔔 GET HELP & TOOLS

🔹 RateWatch 2.0 — Get Alerts When Your Target Rate Hits

https://TheRateUpdate.com/ratewatch

🔹 Book a Free Consultation

https://shorturl.at/SCIGL

🔹 Ask Dan Your Mortgage Question

https://TheRateUpdate.com/ask-dan

🧮 FREE & PREMIUM CALCULATORS

(TRU tools — use Promo Code DAN for FREE access)

🔹 TRU Refinance & Debt Consolidation Analyzer

https://friodan.gumroad.com/l/ovwvug

🔹 TRU Cost-of-Waiting™ Calculator

https://friodan.gumroad.com/l/rjtvn

🏡 APPLY WITH THE TRU MORTGAGE TEAM

One Application. One Credit Pull. 30+ Lenders Compete For You.

https://257781.my1003app.com/246527/register

🔔 FOLLOW FOR DAILY RATE UPDATES

YouTube — https://www.youtube.com/@TheRateUpdate

Instagram — https://instagram.com/therateupdate

TikTok — https://tiktok.com/@therateupdate

Facebook — https://facebook.com/therateupdate

LinkedIn — https://www.linkedin.com/in/danfrio

Twitter/X — https://twitter.com/therateupdate

🏦 ABOUT DAN FRIO

35+ years of mortgage expertise.

Helping homeowners, buyers, and real estate pros win with clarity, transparency & experience.

⚖️ COMPLIANCE & DISCLAIMER

NMLS #246527

Equal Housing Lender | TRU Mortgage Team / PBT Bancorp

The views shared are my personal opinions and educational commentary. They do not necessarily represent the views of PBT Bancorp or affiliates. Content is for educational and entertainment purposes only and is not financial, legal, investment, or trading advice. Always consult a qualified professional for your specific situation.

🏦 YOUR REAL MORTGAGE RATE — REVEALED LIVE!

Stop guessing based on headlines. Every week we pull live, real-time pricing from 30+ lenders to show you exactly what YOU can qualify for. Transparent. Accurate. No hype. Just the truth homeowners, homebuyers, and professionals need.

✔️ Live real-time mortgage rates

✔️ What YOU qualify for based on today’s market

✔️ Lock vs Float guidance

✔️ Fed • CPI • Jobs • MBS • 10-Yr Treasury explained

✔️ Daily pricing shifts broken down simply

✔️ Live viewer scenario pricing + education

🔔 GET HELP & TOOLS

🔹 RateWatch 2.0 — Get Alerts When Your Target Rate Hits

https://TheRateUpdate.com/ratewatch

🔹 Book a Free Consultation

https://shorturl.at/SCIGL

🔹 Ask Dan Your Mortgage Question

https://TheRateUpdate.com/ask-dan

🧮 FREE & PREMIUM CALCULATORS

(TRU tools — use Promo Code DAN for FREE access)

🔹 TRU Refinance & Debt Consolidation Analyzer

https://friodan.gumroad.com/l/ovwvug

🔹 TRU Cost-of-Waiting™ Calculator

https://friodan.gumroad.com/l/rjtvn

🏡 APPLY WITH THE TRU MORTGAGE TEAM

One Application. One Credit Pull. 30+ Lenders Compete For You.

https://257781.my1003app.com/246527/register

🔔 FOLLOW FOR DAILY RATE UPDATES

YouTube — https://www.youtube.com/@TheRateUpdate

Instagram — https://instagram.com/therateupdate

TikTok — https://tiktok.com/@therateupdate

Facebook — https://facebook.com/therateupdate

LinkedIn — https://www.linkedin.com/in/danfrio

Twitter/X — https://twitter.com/therateupdate

🏦 ABOUT DAN FRIO

35+ years of mortgage expertise.

Helping homeowners, buyers, and real estate pros win with clarity, transparency & experience.

⚖️ COMPLIANCE & DISCLAIMER

NMLS #246527

Equal Housing Lender | TRU Mortgage Team / PBT Bancorp

The views shared are my personal opinions and educational commentary. They do not necessarily represent the views of PBT Bancorp or affiliates. Content is for educational and entertainment purposes only and is not financial, legal, investment, or trading advice. Always consult a qualified professional for your specific situation.

🏦 YOUR REAL MORTGAGE RATE — REVEALED LIVE!

Stop guessing based on headlines. Every week we pull live, real-time pricing from 30+ lenders to show you exactly what YOU can qualify for. Transparent. Accurate. No hype. Just the truth homeowners, homebuyers, and professionals need.

00:00 – Intro & Why This Matters

00:38 – Setting the Stage: What Changed This Year

01:22 – The Big Story: Home Prices

02:15 – Mortgage Rates: Reality vs Headlines

03:05 – Inventory, Supply & Demand

04:10 – What Buyers Experienced

05:05 – What Homeowners Experienced

06:02 – Regional Winners & Losers

07:10 – Affordability: Where Things Stand Now

08:15 – What This Means Looking Ahead

09:10 – Final Thoughts & Takeaways

09:45 – Thanks for Watching / Call to Action

✔️ Live real-time mortgage rates

✔️ What YOU qualify for based on today’s market

✔️ Lock vs Float guidance

✔️ Fed • CPI • Jobs • MBS • 10-Yr Treasury explained

✔️ Daily pricing shifts broken down simply

✔️ Live viewer scenario pricing + education

🔔 GET HELP & TOOLS

🔹 RateWatch 2.0 — Get Alerts When Your Target Rate Hits

https://TheRateUpdate.com/ratewatch

🔹 Book a Free Consultation

https://shorturl.at/SCIGL

🔹 Ask Dan Your Mortgage Question

https://TheRateUpdate.com/ask-dan

🧮 FREE & PREMIUM CALCULATORS

(TRU tools — use Promo Code DAN for FREE access)

🔹 TRU Refinance & Debt Consolidation Analyzer

https://friodan.gumroad.com/l/ovwvug

🔹 TRU Cost-of-Waiting™ Calculator

https://friodan.gumroad.com/l/rjtvn

🏡 APPLY WITH THE TRU MORTGAGE TEAM

One Application. One Credit Pull. 30+ Lenders Compete For You.

https://257781.my1003app.com/246527/register

🔔 FOLLOW FOR DAILY RATE UPDATES

YouTube — https://www.youtube.com/@TheRateUpdate

Instagram — https://instagram.com/therateupdate

TikTok — https://tiktok.com/@therateupdate

Facebook — https://facebook.com/therateupdate

LinkedIn — https://www.linkedin.com/in/danfrio

Twitter/X — https://twitter.com/therateupdate

🏦 ABOUT DAN FRIO

35+ years of mortgage expertise.

Helping homeowners, buyers, and real estate pros win with clarity, transparency & experience.

⚖️ COMPLIANCE & DISCLAIMER

NMLS #246527

Equal Housing Lender | TRU Mortgage Team / PBT Bancorp

The views shared are my personal opinions and educational commentary. They do not necessarily represent the views of PBT Bancorp or affiliates. Content is for educational and entertainment purposes only and is not financial, legal, investment, or trading advice. Always consult a qualified professional for your specific situation.

🏦 YOUR REAL MORTGAGE RATE — REVEALED LIVE!

Stop guessing based on headlines. Every week we pull live, real-time pricing from 30+ lenders to show you exactly what YOU can qualify for. Transparent. Accurate. No hype. Just the truth homeowners, homebuyers, and professionals need.

✔️ Live real-time mortgage rates

✔️ What YOU qualify for based on today’s market

✔️ Lock vs Float guidance

✔️ Fed • CPI • Jobs • MBS • 10-Yr Treasury explained

✔️ Daily pricing shifts broken down simply

✔️ Live viewer scenario pricing + education

00:00 – Intro & Key News

00:20 – Pending Home Sales Up

01:45 – Are Mortgage Rates Next?

03:30 – What This Means for You

05:00 – Wrap & Outlook

🔔 GET HELP & TOOLS

🔹 RateWatch 2.0 — Get Alerts When Your Target Rate Hits

https://TheRateUpdate.com/ratewatch

🔹 Book a Free Consultation

https://shorturl.at/SCIGL

🔹 Ask Dan Your Mortgage Question

https://TheRateUpdate.com/ask-dan

🧮 FREE & PREMIUM CALCULATORS

(TRU tools — use Promo Code DAN for FREE access)

🔹 TRU Refinance & Debt Consolidation Analyzer

https://friodan.gumroad.com/l/ovwvug

🔹 TRU Cost-of-Waiting™ Calculator

https://friodan.gumroad.com/l/rjtvn

🏡 APPLY WITH THE TRU MORTGAGE TEAM

One Application. One Credit Pull. 30+ Lenders Compete For You.

https://257781.my1003app.com/246527/register

🔔 FOLLOW FOR DAILY RATE UPDATES

YouTube — https://www.youtube.com/@TheRateUpdate

Instagram — https://instagram.com/therateupdate

TikTok — https://tiktok.com/@therateupdate

Facebook — https://facebook.com/therateupdate

LinkedIn — https://www.linkedin.com/in/danfrio

Twitter/X — https://twitter.com/therateupdate

🏦 ABOUT DAN FRIO

35+ years of mortgage expertise.

Helping homeowners, buyers, and real estate pros win with clarity, transparency & experience.

⚖️ COMPLIANCE & DISCLAIMER

NMLS #246527

Equal Housing Lender | TRU Mortgage Team / PBT Bancorp

The views shared are my personal opinions and educational commentary. They do not necessarily represent the views of PBT Bancorp or affiliates. Content is for educational and entertainment purposes only and is not financial, legal, investment, or trading advice. Always consult a qualified professional for your specific situation.

🏦 YOUR REAL MORTGAGE RATE — REVEALED LIVE!

Stop guessing based on headlines. Every week we pull live, real-time pricing from 30+ lenders to show you exactly what YOU can qualify for. Transparent. Accurate. No hype. Just the truth homeowners, homebuyers, and professionals need.

✔️ Live real-time mortgage rates

✔️ What YOU qualify for based on today’s market

✔️ Lock vs Float guidance

✔️ Fed • CPI • Jobs • MBS • 10-Yr Treasury explained

✔️ Daily pricing shifts broken down simply

✔️ Live viewer scenario pricing + education

🔔 GET HELP & TOOLS

🔹 RateWatch 2.0 — Get Alerts When Your Target Rate Hits

https://TheRateUpdate.com/ratewatch

🔹 Book a Free Consultation

https://shorturl.at/SCIGL

🔹 Ask Dan Your Mortgage Question

https://TheRateUpdate.com/ask-dan

🧮 FREE & PREMIUM CALCULATORS

(TRU tools — use Promo Code DAN for FREE access)

🔹 TRU Refinance & Debt Consolidation Analyzer

https://friodan.gumroad.com/l/ovwvug

🔹 TRU Cost-of-Waiting™ Calculator

https://friodan.gumroad.com/l/rjtvn

🏡 APPLY WITH THE TRU MORTGAGE TEAM

One Application. One Credit Pull. 30+ Lenders Compete For You.

https://257781.my1003app.com/246527/register

🔔 FOLLOW FOR DAILY RATE UPDATES

YouTube — https://www.youtube.com/@TheRateUpdate

Instagram — https://instagram.com/therateupdate

TikTok — https://tiktok.com/@therateupdate

Facebook — https://facebook.com/therateupdate

LinkedIn — https://www.linkedin.com/in/danfrio

Twitter/X — https://twitter.com/therateupdate

🏦 ABOUT DAN FRIO

35+ years of mortgage expertise.

Helping homeowners, buyers, and real estate pros win with clarity, transparency & experience.

⚖️ COMPLIANCE & DISCLAIMER

NMLS #246527

Equal Housing Lender | TRU Mortgage Team / PBT Bancorp

The views shared are my personal opinions and educational commentary. They do not necessarily represent the views of PBT Bancorp or affiliates. Content is for educational and entertainment purposes only and is not financial, legal, investment, or trading advice. Always consult a qualified professional for your specific situation.

🏦 YOUR REAL MORTGAGE RATE — REVEALED LIVE!

Stop guessing based on headlines. Every week we pull live, real-time pricing from 30+ lenders to show you exactly what YOU can qualify for. Transparent. Accurate. No hype. Just the truth homeowners, homebuyers, and professionals need.

✔️ Live real-time mortgage rates

✔️ What YOU qualify for based on today’s market

✔️ Lock vs Float guidance

✔️ Fed • CPI • Jobs • MBS • 10-Yr Treasury explained

✔️ Daily pricing shifts broken down simply

✔️ Live viewer scenario pricing + education

🔔 GET HELP & TOOLS

🔹 RateWatch 2.0 — Get Alerts When Your Target Rate Hits

https://TheRateUpdate.com/ratewatch

🔹 Book a Free Consultation

https://shorturl.at/SCIGL

🔹 Ask Dan Your Mortgage Question

https://TheRateUpdate.com/ask-dan

🧮 FREE & PREMIUM CALCULATORS

(TRU tools — use Promo Code DAN for FREE access)

🔹 TRU Refinance & Debt Consolidation Analyzer

https://friodan.gumroad.com/l/ovwvug

🔹 TRU Cost-of-Waiting™ Calculator

https://friodan.gumroad.com/l/rjtvn

🏡 APPLY WITH THE TRU MORTGAGE TEAM

One Application. One Credit Pull. 30+ Lenders Compete For You.

https://257781.my1003app.com/246527/register

🔔 FOLLOW FOR DAILY RATE UPDATES

YouTube — https://www.youtube.com/@TheRateUpdate

Instagram — https://instagram.com/therateupdate

TikTok — https://tiktok.com/@therateupdate

Facebook — https://facebook.com/therateupdate

LinkedIn — https://www.linkedin.com/in/danfrio

Twitter/X — https://twitter.com/therateupdate

🏦 ABOUT DAN FRIO

35+ years of mortgage expertise.

Helping homeowners, buyers, and real estate pros win with clarity, transparency & experience.

⚖️ COMPLIANCE & DISCLAIMER

NMLS #246527

Equal Housing Lender | TRU Mortgage Team / PBT Bancorp

The views shared are my personal opinions and educational commentary. They do not necessarily represent the views of PBT Bancorp or affiliates. Content is for educational and entertainment purposes only and is not financial, legal, investment, or trading advice. Always consult a qualified professional for your specific situation.

🏦 YOUR REAL MORTGAGE RATE — REVEALED LIVE!

Stop guessing based on headlines. Every week we pull live, real-time pricing from 30+ lenders to show you exactly what YOU can qualify for. Transparent. Accurate. No hype. Just the truth homeowners, homebuyers, and professionals need.

✔️ Live real-time mortgage rates

✔️ What YOU qualify for based on today’s market

✔️ Lock vs Float guidance

✔️ Fed • CPI • Jobs • MBS • 10-Yr Treasury explained

✔️ Daily pricing shifts broken down simply

✔️ Live viewer scenario pricing + education

🔔 GET HELP & TOOLS

🔹 RateWatch 2.0 — Get Alerts When Your Target Rate Hits

https://TheRateUpdate.com/ratewatch

🔹 Book a Free Consultation

https://shorturl.at/SCIGL

🔹 Ask Dan Your Mortgage Question

https://TheRateUpdate.com/ask-dan

🧮 FREE & PREMIUM CALCULATORS

(TRU tools — use Promo Code DAN for FREE access)

🔹 TRU Refinance & Debt Consolidation Analyzer

https://friodan.gumroad.com/l/ovwvug

🔹 TRU Cost-of-Waiting™ Calculator

https://friodan.gumroad.com/l/rjtvn

🏡 APPLY WITH THE TRU MORTGAGE TEAM

One Application. One Credit Pull. 30+ Lenders Compete For You.

https://257781.my1003app.com/246527/register

🔔 FOLLOW FOR DAILY RATE UPDATES

YouTube — https://www.youtube.com/@TheRateUpdate

Instagram — https://instagram.com/therateupdate

TikTok — https://tiktok.com/@therateupdate

Facebook — https://facebook.com/therateupdate

LinkedIn — https://www.linkedin.com/in/danfrio

Twitter/X — https://twitter.com/therateupdate

🏦 ABOUT DAN FRIO

35+ years of mortgage expertise.

Helping homeowners, buyers, and real estate pros win with clarity, transparency & experience.

⚖️ COMPLIANCE & DISCLAIMER

NMLS #246527

Equal Housing Lender | TRU Mortgage Team / PBT Bancorp

The views shared are my personal opinions and educational commentary. They do not necessarily represent the views of PBT Bancorp or affiliates. Content is for educational and entertainment purposes only and is not financial, legal, investment, or trading advice. Always consult a qualified professional for your specific situation.

🏦 YOUR REAL MORTGAGE RATE — REVEALED LIVE!

Stop guessing based on headlines. Every week we pull live, real-time pricing from 30+ lenders to show you exactly what YOU can qualify for. Transparent. Accurate. No hype. Just the truth homeowners, homebuyers, and professionals need.

✔️ Live real-time mortgage rates

✔️ What YOU qualify for based on today’s market

✔️ Lock vs Float guidance

✔️ Fed • CPI • Jobs • MBS • 10-Yr Treasury explained

✔️ Daily pricing shifts broken down simply

✔️ Live viewer scenario pricing + education

🔔 GET HELP & TOOLS

00:00 – Intro

00:45 – Why this matters

02:20 – Key data explained

04:05 – Impact on mortgage rates

06:40 – What homeowners should watch

08:10 – Final thoughts & advice

🔹 RateWatch 2.0 — Get Alerts When Your Target Rate Hits

https://TheRateUpdate.com/ratewatch

🔹 Book a Free Consultation

https://shorturl.at/SCIGL

🔹 Ask Dan Your Mortgage Question

https://TheRateUpdate.com/ask-dan

🧮 FREE & PREMIUM CALCULATORS

(TRU tools — use Promo Code DAN for FREE access)

🔹 TRU Refinance & Debt Consolidation Analyzer

https://friodan.gumroad.com/l/ovwvug

🔹 TRU Cost-of-Waiting™ Calculator

https://friodan.gumroad.com/l/rjtvn

🏡 APPLY WITH THE TRU MORTGAGE TEAM

One Application. One Credit Pull. 30+ Lenders Compete For You.

https://257781.my1003app.com/246527/register

🔔 FOLLOW FOR DAILY RATE UPDATES

YouTube — https://www.youtube.com/@TheRateUpdate

Instagram — https://instagram.com/therateupdate

TikTok — https://tiktok.com/@therateupdate

Facebook — https://facebook.com/therateupdate

LinkedIn — https://www.linkedin.com/in/danfrio

Twitter/X — https://twitter.com/therateupdate

🏦 ABOUT DAN FRIO

35+ years of mortgage expertise.

Helping homeowners, buyers, and real estate pros win with clarity, transparency & experience.

⚖️ COMPLIANCE & DISCLAIMER

NMLS #246527

Equal Housing Lender | TRU Mortgage Team / PBT Bancorp

The views shared are my personal opinions and educational commentary. They do not necessarily represent the views of PBT Bancorp or affiliates. Content is for educational and entertainment purposes only and is not financial, legal, investment, or trading advice. Always consult a qualified professional for your specific situation.

🏦 YOUR REAL MORTGAGE RATE — REVEALED LIVE!

Stop guessing based on headlines. Every week we pull live, real-time pricing from 30+ lenders to show you exactly what YOU can qualify for. Transparent. Accurate. No hype. Just the truth homeowners, homebuyers, and professionals need.

✔️ Live real-time mortgage rates

✔️ What YOU qualify for based on today’s market

✔️ Lock vs Float guidance

✔️ Fed • CPI • Jobs • MBS • 10-Yr Treasury explained

✔️ Daily pricing shifts broken down simply

✔️ Live viewer scenario pricing + education

🔔 GET HELP & TOOLS

🔹 RateWatch 2.0 — Get Alerts When Your Target Rate Hits

https://TheRateUpdate.com/ratewatch

🔹 Book a Free Consultation

https://shorturl.at/SCIGL

🔹 Ask Dan Your Mortgage Question

https://TheRateUpdate.com/ask-dan

🧮 FREE & PREMIUM CALCULATORS

(TRU tools — use Promo Code DAN for FREE access)

🔹 TRU Refinance & Debt Consolidation Analyzer

https://friodan.gumroad.com/l/ovwvug

🔹 TRU Cost-of-Waiting™ Calculator

https://friodan.gumroad.com/l/rjtvn

🏡 APPLY WITH THE TRU MORTGAGE TEAM

One Application. One Credit Pull. 30+ Lenders Compete For You.

https://257781.my1003app.com/246527/register

🔔 FOLLOW FOR DAILY RATE UPDATES

YouTube — https://www.youtube.com/@TheRateUpdate

Instagram — https://instagram.com/therateupdate

TikTok — https://tiktok.com/@therateupdate

Facebook — https://facebook.com/therateupdate

LinkedIn — https://www.linkedin.com/in/danfrio

Twitter/X — https://twitter.com/therateupdate

🏦 ABOUT DAN FRIO

35+ years of mortgage expertise.

Helping homeowners, buyers, and real estate pros win with clarity, transparency & experience.

⚖️ COMPLIANCE & DISCLAIMER

NMLS #246527

Equal Housing Lender | TRU Mortgage Team / PBT Bancorp

The views shared are my personal opinions and educational commentary. They do not necessarily represent the views of PBT Bancorp or affiliates. Content is for educational and entertainment purposes only and is not financial, legal, investment, or trading advice. Always consult a qualified professional for your specific situation.

🚀 GET THE BEST MORTGAGE RATES HERE

One application. One credit pull. 30+ lenders compete for YOU.

We shop the market so you don’t have to.

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Should you refinance now or wait for lower rates?

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🎁 Use Code: DAN for your FREE version

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📈 LIVE DATA & CALCULATORS

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🏠 Mortgage Calculator

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📉 Live Mortgage Rates (Updated Daily)

https://housingbrief.com/mortgage-rates/61e1a17d7c6605b46008b258

🏦 Live MBS Bond Pricing

https://housingbrief.com/mbs/61e1a17d7c6605b46008b258

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📧 Email: [email protected]

☎️ Call: 1-844-775-5626

🌐 Website: https://www.therateupdate.com

NMLS #246527 | Bank NMLS #203463

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