Scripted Wealth | Money & Meaning for Pharmacists

On Episode 20 of the Your Financial Pharmacist Podcast, we kick off a two-part series to talk about six reasons pharmacy graduates will struggle to build wealth and what they can do to combat these factors working against them.   Episode 20 Special Giveaway   Along with this episode, we are providing a YFP step-by-step spending plan (budget) template that will put you on the path to putting purpose to your spending each month. As this series highlights the factors working against us to build wealth, the reality is that we need to be more intentional about our monthly spending in order to achieve our long-term goals. This YFP spending plan Excel template is ready to go with formulas that will allow you to easily create a zero-based budget.   Get your FREE spending plan template at www.yourfinancialpharmacist.com/budget    Featured on the Show

• YFP Podcast Episode 5 - The Impact of Rising Student Debt on a Pharmacist's Income
• GoBanking Rates 2017 Survey - https://www.gobankingrates.com/saving-money/half-americans-less-savings-2017/
• BankRate Survey - http://www.bankrate.com/investing/millennials-slow-to-start-investing-in-stock-market-bankrate-survey-finds/
• BlackRock 2015 Survey - http://www.bankrate.com/investing/millennials-slow-to-start-investing-in-stock-market-bankrate-survey-finds/
• Vanguard How America Saves 2017 - https://pressroom.vanguard.com/nonindexed/How-America-Saves-2017.pdf
• Kaiser Family Foundation/Health Research & Education Trust Employer Health Benefits Survey
  • 2007 Survey - https://kaiserfamilyfoundation.files.wordpress.com/2013/04/76723.pdf
  • 2017 Survey - https://www.kff.org/health-costs/report/2017-employer-health-benefits-survey/
• YFP Podcast Episode 19 - How do Health Savings Accounts (HSA) Fit Into a Financial Plan?

On Episode 19 of the Your Financial Pharmacist Podcast, we feature a listener question on an Ask Tim & Tim segment of the show. Keith from Ohio asks a question about the utility of a Health Savings Account (HSA) as a long-term investment strategy. Submit Your Question Do you have a financial question that we can feature on an upcoming Ask Tim & Tim segment of the show? Head on over to www.yourfinancialpharmacist.com or e-mail us at [email protected] to submit your question today! Join the YFP Community! I Want In!

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  On Episode 19 of the Your Financial Pharmacist Podcast, we feature a listener question on an Ask Tim & Tim segment of the show. Keith from Ohio asks a question about the utility of a Health Savings Account (HSA) as a long-term investment strategy.  Submit Your Question Do you have a financial question that we can feature on an upcoming Ask Tim & Tim segment of the show? Head on over to www.yourfinancialpharmacist.com or e-mail us at [email protected] to submit your question today!   Join the YFP Community!     I Want In!  

Recent Posts

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On Episode 18 of the Your Financial Pharmacist Podcast, we welcome back to the show YFP team member and co-author of Seven Figure Pharmacist, Tim Church, PharmD, BCACP, CDE. On this episode, we talk about qualifying criteria, pros/cons and how to maximize benefits associated with the Public Service Loan Forgiveness (PSLF) Program.

Episode 018 Special Giveaway

Along with this episode, we are providing a PSLF Checklist to ensure you are ready to go in determining eligibility criteria, where to submit required forms, and how to maximize forgiveness. Specifically, you will learn:

• Information about PSLF eligible loans and how to confirm employer eligibility to meet the PSLF requirements.
• Details about where and when to submit the employment certification form.
• Ideas to reduce your adjusted gross income (AGI) to maximize forgiveness.

You can access this FREE PSLF Checklist at www.yourfinancialpharmacist.com/pslfchecklist

Featured on the Show

• Your Financial Pharmacist Podcast Episodes 12 and 13 (Getting Organized with Your Student Loans Part 1 and Part 2)
• Loan Repayment Estimator from the US Department of Education
• PSLF Employment Certification Form
• Public Service Loan Forgiveness: Top 40 Tips to Save Thousands by Student Loan Planner

 

On Episode 18 of the Your Financial Pharmacist Podcast, we welcome back to the show YFP team member and co-author of Seven Figure Pharmacist, Tim Church, PharmD, BCACP, CDE. On this episode, we talk about qualifying criteria, pros/cons and how to maximize benefits associated with the Public Service Loan Forgiveness (PSLF) Program.

Episode 018 Special Giveaway

Along with this episode, we are providing a PSLF Checklist to ensure you are ready to go in determining eligibility criteria, where to submit required forms, and how to maximize forgiveness. Specifically, you will learn:

• Information about PSLF eligible loans and how to confirm employer eligibility to meet the PSLF requirements.
• Details about where and when to submit the employment certification form.
• Ideas to reduce your adjusted gross income (AGI) to maximize forgiveness.

You can access this FREE PSLF Checklist at www.yourfinancialpharmacist.com/pslfchecklist

Featured on the Show

• Your Financial Pharmacist Podcast Episodes 12 and 13 (Getting Organized with Your Student Loans Part 1 and Part 2)
• Loan Repayment Estimator from the US Department of Education
• PSLF Employment Certification Form
• Public Service Loan Forgiveness: Top 40 Tips to Save Thousands by Student Loan Planner

On Episode 017 of the Your Financial Pharmacist Podcast, we wrap up our 3-part series about the financial planning industry and what to look for when hiring a planner. We'll talk more about how they get paid and what specifically to ask to make sure you are hiring a planner that has your best interest in mind. Episode 017 Special Giveaway Along with this three-part series, the team at YFP has prepared an awesome giveaway that will give you the "Nuts & Bolts to Hiring a Financial Planner". Head on over to www.yourfinancialpharmacist.com/nutsandbolts to get your copy today! In this giveaway, we cover:

• the benefits of hiring a financial planner;
• the different types of financial planners;
• how financial planners get paid;
• questions to ask when hiring a financial planner;
• how to find a trustworthy financial planner

Featured on the Show

• Episode 15 of the Your Financial Pharmacist Podcast - "West Point to CFP: Tim Baker's Journey to Becoming a Fee-Only Financial Planner for Pharmacists"
• Episode 16 of the Your Financial Pharmacist Podcast - "3 Reasons Why Pharmacists Should Consider Hiring a Financial Planner"
• John Oliver YouTube Video (Retirement Plans: Last Week Tonight with John Oliver (HBO))
• Seven Figure Pharmacist (Chapter 15) by Tim Church and Tim Ulbrich
• Script Financial; a fee-only financial planning firm dedicated to helping pharmacists and young professionals meet their financial goals.

Join the YFP Community! I Want In!

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  On Episode 017 of the Your Financial Pharmacist Podcast, we wrap up our 3-part series about the financial planning industry and what to look for when hiring a planner. We’ll talk more about how they get paid and what specifically to ask to make sure you are hiring a planner that has your best interest in mind. Episode 017 Special Giveaway Along with this three-part series, the team at YFP has prepared an awesome giveaway that will give you the “Nuts & Bolts to Hiring a Financial Planner”. Head on over to www.yourfinancialpharmacist.com/nutsandbolts to get your copy today! In this giveaway, we cover:

• the benefits of hiring a financial planner;
• the different types of financial planners;
• how financial planners get paid;
• questions to ask when hiring a financial planner;
• how to find a trustworthy financial planner

Featured on the Show

• Episode 15 of the Your Financial Pharmacist Podcast - "West Point to CFP: Tim Baker's Journey to Becoming a Fee-Only Financial Planner for Pharmacists"
• Episode 16 of the Your Financial Pharmacist Podcast - "3 Reasons Why Pharmacists Should Consider Hiring a Financial Planner"
• John Oliver YouTube Video (Retirement Plans: Last Week Tonight with John Oliver (HBO))
• Seven Figure Pharmacist (Chapter 15) by Tim Church and Tim Ulbrich
• Script Financial; a fee-only financial planning firm dedicated to helping pharmacists and young professionals meet their financial goals.

  Join the YFP Community!     I Want In!  

Recent Posts

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On Episode 016 of the Your Financial Pharmacist Podcast, we continue our 3-part series about finding a financial planner that you has your best interest in mind. Specifically, we talk about the benefits a of hiring a financial planner; some obvious, others not so much. Episode 016 Special Giveaway Along with this three-part series, the team at YFP has prepared an awesome giveaway that will give you the "Nuts & Bolts to Hiring a Financial Planner". Head on over to www.yourfinancialpharmacist.com/nutsandbolts to get your copy today! In this giveaway, we cover:

• the benefits of hiring a financial planner;
• the different types of financial planners;
• how financial planners get paid;
• questions to ask when hiring a financial planner;
• how to find a trustworthy financial planner

Featured on the Show

• The Laws of Wealth: Psychology and the secret to investing Success by Dr. Daniel Crosby
• Seven Figure Pharmacist (Chapter 15) by Tim Church and Tim Ulbrich
• Script Financial; a fee-only financial planning firm dedicated to helping pharmacists and young professionals meet their financial goals.
• Research supporting the value of hiring a financial planner:
  • 'Putting a Value on Your Value' by Vanguard
  • 'Alpha, Beta, and Now...Gamma' by Morningstar
  • Quantitative Analysis of Investor Behavior (QAIB) by Dalbar

Join the YFP Community! I Want In!

Recent Posts

[pt_view id="f651872qnv"]

  On Episode 016 of the Your Financial Pharmacist Podcast, we continue our 3-part series about finding a financial planner that you has your best interest in mind. Specifically, we talk about the benefits a of hiring a financial planner; some obvious, others not so much. Episode 016 Special Giveaway Along with this three-part series, the team at YFP has prepared an awesome giveaway that will give you the “Nuts & Bolts to Hiring a Financial Planner”. Head on over to www.yourfinancialpharmacist.com/nutsandbolts to get your copy today! In this giveaway, we cover:

• the benefits of hiring a financial planner;
• the different types of financial planners;
• how financial planners get paid;
• questions to ask when hiring a financial planner;
• how to find a trustworthy financial planner

Featured on the Show

• The Laws of Wealth: Psychology and the secret to investing Success by Dr. Daniel Crosby
• Seven Figure Pharmacist (Chapter 15) by Tim Church and Tim Ulbrich
• Script Financial; a fee-only financial planning firm dedicated to helping pharmacists and young professionals meet their financial goals.
• Research supporting the value of hiring a financial planner:
  • ‘Putting a Value on Your Value’ by Vanguard
  • ‘Alpha, Beta, and Now...Gamma’ by Morningstar
  • Quantitative Analysis of Investor Behavior (QAIB) by Dalbar

  Join the YFP Community!     I Want In!  

Recent Posts

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On Episode 015 of the Your Financial Pharmacist Podcast, we kick off a 3-part series exploring the good, bad and ugly of the financial planning industry by interviewing the owner of Script Financial and YFP team member, Tim Baker, CERTIFIED FINANCIAL PLANNER. Episode 015 Special Giveaway Along with this three-part series, the team at YFP has prepared an awesome giveaway that will give you the "Nuts & Bolts to Hiring a Financial Planner". Head on over to www.yourfinancialpharmacist.com/nutsandbolts to get your copy today! In this giveaway, we cover:

• the benefits of hiring a financial planner;
• the different types of financial planners;
• how financial planners get paid;
• questions to ask when hiring a financial planner;
• how to find a trustworthy financial planner

Featured on the Show

• Unshakeable by Tony Robbins
• Seven Figure Pharmacist (Chapter 15) by Tim Church and Tim Ulbrich
• Script Financial; a fee-only financial planning firm dedicated to helping pharmacists and young professionals meet their financial goals.

Join the YFP Community Go to http://yourfinancialpharmacist.com/ and subscribe to join a community of likeminded pharmacists and student pharmacists committed to achieving financial freedom. You can also follow Your Financial Pharmacist on Facebook and Twitter.