Scripted Wealth | Money & Meaning for Pharmacists

On Episode 015 of the Your Financial Pharmacist Podcast, we kick off a 3-part series exploring the good, bad and ugly of the financial planning industry by interviewing the owner of Script Financial and YFP team member,  Tim Baker, CERTIFIED FINANCIAL PLANNER. Episode 015 Special Giveaway Along with this three-part series, the team at YFP has prepared an awesome giveaway that will give you the “Nuts & Bolts to Hiring a Financial Planner”. Head on over to www.yourfinancialpharmacist.com/nutsandbolts to get your copy today! In this giveaway, we cover:

• the benefits of hiring a financial planner;
• the different types of financial planners;
• how financial planners get paid;
• questions to ask when hiring a financial planner;
• how to find a trustworthy financial planner

Featured on the Show

• Unshakeable by Tony Robbins
• Seven Figure Pharmacist (Chapter 15) by Tim Church and Tim Ulbrich
• Script Financial; a fee-only financial planning firm dedicated to helping pharmacists and young professionals meet their financial goals.

Join the YFP Community Go to http://yourfinancialpharmacist.com/ and subscribe to join a community of likeminded pharmacists and student pharmacists committed to achieving financial freedom. You can also follow Your Financial Pharmacist on Facebook and Twitter.

About Today's Guest Derek Schwartz, PharmD, RPh is a 2014 graduate of Ohio Northern University Raabe College of Pharmacy who currently works with the Kroger Company in the Cincinnati, OH area. After graduating in 2014 with over $180,000 in debt, Derek is on pace to being debt free in January 2018. Featured on the Show

• Your Financial Pharmacist Facebook Page
• Seven Figure Pharmacist by Tim Church, PharmD, BCACP, CDE and Tim Ulbrich, PharmD
• Every Dollar budgeting tool: https://www.everydollar.com/

What You'll Learn From This Episode On this episode, our guest, Dr. Derek Schwartz, talks about:

• becoming "normalized" to student debt;
• his frustration by initial efforts to pay down his principal;
• how he organized his loans and learned more about what other pharmacists were going through;
• his sacrifice and how he drastically cut expenses to free up income.

Join the YFP Community Go to http://yourfinancialpharmacist.com/ and subscribe to join a community of likeminded pharmacists and student pharmacists committed to achieving financial freedom. You can also follow Your Financial Pharmacist on Facebook and Twitter.

About Today's Guest Derek Schwartz, PharmD, RPh is a 2014 graduate of Ohio Northern University Raabe College of Pharmacy who currently works with the Kroger Company in the Cincinnati, OH area. After graduating in 2014 with over $180,000 in debt, Derek is on pace to being debt free in January 2018. Featured on the Show

• Your Financial Pharmacist Facebook Page
• Seven Figure Pharmacist by Tim Church, PharmD, BCACP, CDE and Tim Ulbrich, PharmD
• Every Dollar budgeting tool: https://www.everydollar.com/

What You’ll Learn From This Episode On this episode, our guest, Dr. Derek Schwartz, talks about:

• becoming “normalized” to student debt;
• his frustration by initial efforts to pay down his principal;
• how he organized his loans and learned more about what other pharmacists were going through;
• his sacrifice and how he drastically cut expenses to free up income.

Join the YFP Community Go to http://yourfinancialpharmacist.com/ and subscribe to join a community of likeminded pharmacists and student pharmacists committed to achieving financial freedom. You can also follow Your Financial Pharmacist on Facebook and Twitter.

On Episode 013 of the Your Financial Pharmacist Podcast, we finish off our 2-part discussion of getting organized with your student loans as Tim Church rejoins Tim Baker as co-host. Tim and Tim dive deeper into the 4 strategies to pay off your student loans and discuss the associated repayment plans to consider. Tim and Tim also discuss refinancing and consolidation options and tackle the question of investing versus paying down debt. What You'll Learn From This Episode

• The 4 strategies to take to pay off student loans
• The difference between refinancing and consolidation
• Investing versus paying off debt

Featured on the Show

• NerdWallet: https://www.nerdwallet.com/blog/loans/student-loans/private-student-loans/
• gov Repayment Estimator: https://studentloans.gov/myDirectLoan/repaymentEstimator.action
• Student loan guide: http://yourfinancialpharmacist.com/studentloanguide

Contest http://yourfinancialpharmacist.com/studentloancontest/ Join the YFP Community Go to http://yourfinancialpharmacist.com/ and subscribe to join a community of likeminded pharmacists and student pharmacists committed to achieving financial freedom. You can also follow Your Financial Pharmacist on Facebook and Twitter.

On Episode 013 of the Your Financial Pharmacist Podcast, we finish off our 2-part discussion of getting organized with your student loans as Tim Church rejoins Tim Baker as co-host. Tim and Tim dive deeper into the 4 strategies to pay off your student loans and discuss the associated repayment plans to consider. Tim and Tim also discuss refinancing and consolidation options and tackle the question of investing versus paying down debt. What You’ll Learn From This Episode

• The 4 strategies to take to pay off student loans
• The difference between refinancing and consolidation
• Investing versus paying off debt

Featured on the Show

• NerdWallet: https://www.nerdwallet.com/blog/loans/student-loans/private-student-loans/
• gov Repayment Estimator: https://studentloans.gov/myDirectLoan/repaymentEstimator.action
• Student loan guide: http://yourfinancialpharmacist.com/studentloanguide

Contest http://yourfinancialpharmacist.com/studentloancontest/ Join the YFP Community Go to http://yourfinancialpharmacist.com/ and subscribe to join a community of likeminded pharmacists and student pharmacists committed to achieving financial freedom. You can also follow Your Financial Pharmacist on Facebook and Twitter.

On Episode 012 of the Your Financial Pharmacist Podcast, we change things up a bit as Tim Church joins Tim Baker in the co-host chair. On this 2-part episode we dive a little deeper into how student loans affect pharmacists, we discuss how to properly inventory your student loans, why finding your why is so important and 4 strategies to pay off your loans. What You'll Learn From This Episode

• YFP team's approach to student loans
• How to take a proper inventory of your loans
• Why your Why is so important
• Overview of the 4 strategies of paying off your loans

Featured on the Show

• National Student Loan Date System: https://www.nslds.ed.gov
• Annual Credit Report.com: https://www.annualcreditreport.com
• Student loan guide: http://yourfinancialpharmacist.com/studentloanguide

Episode 012 Contest http://yourfinancialpharmacist.com/studentloancontest/ Join the YFP Community Go to http://yourfinancialpharmacist.com/ and subscribe to join a community of likeminded pharmacists and student pharmacists committed to achieving financial freedom. You can also follow Your Financial Pharmacist on Facebook and Twitter.

On Episode 012 of the Your Financial Pharmacist Podcast, we change things up a bit as Tim Church joins Tim Baker in the co-host chair. On this 2-part episode we dive a little deeper into how student loans affect pharmacists, we discuss how to properly inventory your student loans, why finding your why is so important and 4 strategies to pay off your loans. What You’ll Learn From This Episode

• YFP team’s approach to student loans
• How to take a proper inventory of your loans
• Why your Why is so important
• Overview of the 4 strategies of paying off your loans

Featured on the Show

• National Student Loan Date System: https://www.nslds.ed.gov
• Annual Credit Report.com: https://www.annualcreditreport.com
• Student loan guide: http://yourfinancialpharmacist.com/studentloanguide

Episode 012 Contest http://yourfinancialpharmacist.com/studentloancontest/ Join the YFP Community Go to http://yourfinancialpharmacist.com/ and subscribe to join a community of likeminded pharmacists and student pharmacists committed to achieving financial freedom. You can also follow Your Financial Pharmacist on Facebook and Twitter.

On Episode 011 of the Your Financial Pharmacist Podcast, we interview Sam Leveritt, PharmD, BCNP to discuss his journey going from growing up in poverty, to graduating from pharmacy school with $250,000 in debt, to achieving a net worth today of $1.3 Million. Featured on the Show

• First Generation White Collar by L. Marie Joseph
• The Wealthy Barber by David Chilton
• The Richest Man in Babylon by George Clason

Previous Millionaire Theme Hours on the YFP Podcast Episode 006: Interview with Ken & Trenie - The Healthy Pharmacists) available on iTunes and the YFP web site. Join the YFP Community Go to http://yourfinancialpharmacist.com/ and subscribe to join a community of likeminded pharmacists and student pharmacists committed to achieving financial freedom. You can also follow Your Financial Pharmacist on Facebook and Twitter.

On Episode 011 of the Your Financial Pharmacist Podcast, we interview Sam Leveritt, PharmD, BCNP to discuss his journey going from growing up in poverty, to graduating from pharmacy school with $250,000 in debt, to achieving a net worth today of $1.3 Million. Featured on the Show

• First Generation White Collar by L. Marie Joseph
• The Wealthy Barber by David Chilton
• The Richest Man in Babylon by George Clason

Previous Millionaire Theme Hours on the YFP Podcast Episode 006: Interview with Ken & Trenie - The Healthy Pharmacists) available on iTunes and the YFP web site. Join the YFP Community Go to http://yourfinancialpharmacist.com/ and subscribe to join a community of likeminded pharmacists and student pharmacists committed to achieving financial freedom. You can also follow Your Financial Pharmacist on Facebook and Twitter.

Episode 010 Podcast Show Notes What You'll Learn From This Episode In Episode 010 of the Your Financial Pharmacist Podcast, we take our very first question on the Ask Tim & Tim segment of the show. Leighanne from Pennsylvania asks a question about whole life insurance as a strategy for building wealth and saving for college. Here is Leighanne's question: What do you think about whole life insurance adding to our financial portfolio as a way to build capital and save for the kids' college? Submit Your Question Now that we have our first episode of the Ask Tim & Tim segment under our belt, we are itching to do some more. Head on over to www.yourfinancialpharmacist.com and half-way down the home page you will see an 'Ask Tim & Tim' section to record your question. Join the YFP Community Go to http://yourfinancialpharmacist.com/ and subscribe to join a community of likeminded pharmacists and student pharmacists committed to achieving financial freedom. You can also follow Your Financial Pharmacist on Facebook and Twitter.