Retail spending figures from shops, cafes, restaurants, hotels and holiday hotspots over December and January are the ultimate barometer for spending appetites, income levels and general confidence in job security. Kiwibank senior economist Mary Jo Vergara joins Bernard Hickey to discuss a note she published this week, diving in to the latest spending data collected over the summer break.

How relaxed were Kiwi with their holiday spending money? What are the experts predicting for 2025? Listen in to find out.

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