We're exploring Loud Budgeting, a financial trend that originated on TikTok. How does it work? Is it a good strategy for everyone?

Guest Stephanie Vaught is the founder of Social Money Finance, a personal finance company specializing in helping Gen X women make empowered financial decisions. She is also the co-founder of The Creators' Nest in Detroit, MI.

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It’s Valentine’s week, and my birthday week, so I’m kicking things off with a show topic that’s near and dear: Why women need to have their own money. Everyone should have their own money, but this message needs to be emphasized more for women who may sometimes feel it’s not their strength or role to make money or manage money in a relationship.

The impetus for this episode was a New York Times essay entitled Never Rely on a Man’s Money. Maggie Smith writes about how her divorce was a shock that led her to a new vow: financial independence. We’ll get into her story and bring on our guest today, Maggie Johndrow, a partner and financial advisor at Johndrow Wealth. She’s one of my favorite advisors, and we share a common love for making women rich. We talk about what she sees in her practice; oftentimes, women come into post-divorce with financial regrets. What are those regrets? What are the absolute facts women need to know about their financial lives, and how can they insist upon more financial transparency and equality in their relationship?

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This Friday: Farnoosh shares 5 strategies that have helped her build wealth over the years, and answers to audience questions about backdoor Roth IRAs and how to manage corporate stock options.

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Today: Imagine you arrive at retirement with no savings. Imagine living entirely off of your social security paycheck, which currently averages $1,900 a month. Guest Anne Tergesen is a reporter for The Wall Street Journal and offers insights from the article she co-wrote recently, "Here's What It's Like to Retire on Almost Nothing But Social Security."

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Today's show: How to bring your whole self to work...safely and successfully? How can Black women and people of color redefine their career framework on their own terms? Regina Lawless is the author of the new book Do You: A Journey of Success, Loss and Learning to Live a More MeaningFULL Life. Her mission is to help high-achieving Black women find purpose beyond their paycheck in order to experience more bliss in their lives and sustainable success at work and at home.

Regina begins her new book describing a huge success — a home-run presentation she led to the head of Instagram where she ran their DEI Department -- followed by a profound loss, the death of her husband following a heart attack. Regina's choice to position these two personal stories in succession sets the tone for the book's message and much of our conversation.

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This week on Ask Farnoosh: the truth about maintaining healthy credit, how to pay off student loans and credit cards at the same time, and is it wise to start a 401k at work if you don't plan to stay on the job for too long?

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Today's guest is Vrinda Gupta, CEO & Co-Founder of Sequin, a women’s financial guidance and high interest banking membership club designed by women, for women. She is a globally recognized credit expert who helped launch the popular Chase Sapphire Reserve credit card at Visa Inc. and received her MBA from Berkeley Haas. Receive 40% off discount on an annual plan: sequincard.com/somoney

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Today's show: Investing advice for entrepreneurs, how to secure life insurance, socially responsible investing tips, and how to best manage a low-performing pension.

Some resources mentioned on the show: Morningstar Sustainability Ratings, Sustainalytics, WealthSimple, Betterment, and Ellevest.

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Harlan Cohen is a New York Times bestselling author, podcaster, and journalist who has visited over 500 high school and college campuses. He is the author of 7 books. His titles have over 1 million copies in print (titles include: Win or Learn: The Naked Truth About Turning Every Rejection into Your Ultimate Success. Harlan has over 1 million followers across his social media account. Follow him on Instagram @harlancohen on TikTok @helpmeharlan, and on YouTube. For more info, visit www.HarlanCohen.com.